Rama Phosphates (NSE:RAMAPHO) Effective Interest Rate on Debt %: 5.52% (As of Mar. 2026)


NSE:RAMAPHO Rama Phosphates Ltd NSE:RAMAPHO
83 GF Score
Price ₹125.59
GF Value ₹195.53
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Rama Phosphates Effective Interest Rate on Debt %?

Rama Phosphates NSE:RAMAPHO +1.37% 83 Effective Interest Rate on Debt % is 5.52% as of Mar. 2026. GuruFocus rates NSE:RAMAPHO with a GF Score™ of 83/100 and a GF Value™ of ₹195.53 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Rama Phosphates's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₹77 Mil. Rama Phosphates's average total debt for the quarter that ended in Mar. 2026 was ₹1,389 Mil. Therefore, Rama Phosphates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.52%.


Rama Phosphates  (NSE:RAMAPHO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Rama Phosphates Effective Interest Rate on Debt % Related Terms


Rama Phosphates Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Rama Phosphates's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rama Phosphates Effective Interest Rate on Debt % Chart

Rama Phosphates Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.22 8.53 8.66 9.62 8.06

Rama Phosphates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.48 11.18 8.58 11.72 5.52

NSE:RAMAPHO vs CTVA, CF, MOS: Effective Interest Rate on Debt % Comparison

For the Agricultural Inputs subindustry, Rama Phosphates's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rama Phosphates Effective Interest Rate on Debt % vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Rama Phosphates's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Rama Phosphates's Effective Interest Rate on Debt % falls into.


NSE:RAMAPHO
83GF Score
Rama Phosphates Ltd NSE:RAMAPHO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rama Phosphates Effective Interest Rate on Debt % Calculation

Rama Phosphates's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -106.674/( (1258.471+1388.543)/ 2 )
=-1  *  -106.674/1323.507
=8.06 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.34 + 1241.131
=1258.471

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=54.788 + 1333.755
=1388.543

Rama Phosphates's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -76.64/( (0+1388.543)/ 1 )
=-1  *  -76.64/1388.543
=5.52 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=54.788 + 1333.755
=1388.543

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.52% mean?
Rama Phosphates (NSE:RAMAPHO) has a Effective Interest Rate on Debt % of 5.52% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rama Phosphates and its competitors.
Is Rama Phosphates' Effective Interest Rate on Debt % too high?
Rama Phosphates' current Effective Interest Rate on Debt % is 5.52%. Overall, Rama Phosphates has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rama Phosphates' Effective Interest Rate on Debt % compare to CTVA and CF?
Rama Phosphates' Effective Interest Rate on Debt % of 5.52% can be compared against companies in the Agriculture industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Agriculture company?
A good Effective Interest Rate on Debt % depends on the Agriculture industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rama Phosphates and its competitors. Rama Phosphates's current Effective Interest Rate on Debt % is 5.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rama Phosphates stock overvalued right now?
Based on GuruFocus' analysis, Rama Phosphates (NSE:RAMAPHO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹195.53, compared to a current price of ₹125.59 — trading 35.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.52%. Rama Phosphates' overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Rama Phosphates (NSE:RAMAPHO), the current Effective Interest Rate on Debt % is 5.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rama Phosphates (NSE:RAMAPHO) Overvalued in 2026?

Based on GuruFocus' analysis, Rama Phosphates stock appears to be undervalued. The current stock price of ₹125.59 is trading 35.8% below its estimated GF Value™ of ₹195.53. GuruFocus considers Rama Phosphates to be Significantly Undervalued.

Key valuation signals for NSE:RAMAPHO:

  • Effective Interest Rate on Debt %: 5.52%
  • GF Value™: ₹195.53 vs. price of ₹125.59 (35.8% below fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the NSE:RAMAPHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rama Phosphates Business Description

Other Exchanges 524037:India
Address Free Press Journal Marg, 51-52, 5th Floor, Free Press House, 215, Nariman Point, Mumbai, MH, IND, 400021
Rama Phosphates Ltd is an Indian fertilizer manufacturing company. It is engaged in manufacturing phosphatic fertilizers such as Single Super Phosphate (Powder as well as Granule), Mixed fertilizers namely NPK of various grades, Fortified fertilizers namely Boronated Single Super Phosphate (Powder and Granule), and Micronutrients namely Magnesium Sulphate among other products. The company's operating segments include Fertilizers, Micro Nutrients & Chemicals and Oil.
83GF Score

Get the complete analysis for NSE:RAMAPHO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹125.59
Price
₹195.53
GF Value