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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Resurs Holding AB's Debt-to-EBITDA or its related term are showing as below:
OSTO:RESURS's Debt-to-EBITDA is not ranked *
in the Credit Services industry.
Industry Median: 8.34 * Ranked among companies with meaningful Debt-to-EBITDA only.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Resurs Holding AB Debt-to-EBITDA Related Terms
Resurs Holding AB Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Resurs Holding AB's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:RESURS vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Resurs Holding AB's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resurs Holding AB Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Resurs Holding AB's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Resurs Holding AB's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Resurs Holding AB (OSTO:RESURS) has a Debt-to-EBITDA of 7.11 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Resurs Holding AB.
Is Resurs Holding AB's Debt-to-EBITDA too high?
Resurs Holding AB's current Debt-to-EBITDA is 7.11. The Credit Services industry median Debt-to-EBITDA is 8.34. Resurs Holding AB's value of 7.11 is 14.7% below this industry median. Overall, Resurs Holding AB has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Resurs Holding AB's Debt-to-EBITDA compare to V and MA?
Resurs Holding AB's Debt-to-EBITDA of 7.11 can be compared against companies in the Credit Services industry. The industry median Debt-to-EBITDA is 8.34. Resurs Holding AB's value of 7.11 is 14.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.34, based on 287 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resurs Holding AB's current Debt-to-EBITDA of 7.11 is 14.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Resurs Holding AB. For the Credit Services industry, the median Debt-to-EBITDA is 8.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resurs Holding AB's current Debt-to-EBITDA is 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resurs Holding AB stock overvalued right now?
Resurs Holding AB (OSTO:RESURS) has a current Debt-to-EBITDA of 7.11. The stock's GF Value™ is kr24.86, compared to a current price of kr35.30 — trading 42% above its estimated fair value. The current Debt-to-EBITDA is 7.11 and 14.7% below the Credit Services industry median of 8.34. Resurs Holding AB's overall GF Score™ is 6/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Resurs Holding AB (OSTO:RESURS), the current Debt-to-EBITDA is 7.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resurs Holding AB (OSTO:RESURS) Overvalued in 2026?
Based on GuruFocus' analysis, Resurs Holding AB stock appears to be overvalued.
The current stock price of kr35.30 is trading 42% above its estimated GF Value™ of kr24.86.
Key valuation signals for OSTO:RESURS:
Debt-to-EBITDA: 7.11
GF Value™: kr24.86 vs. price of kr35.30 (42% above fair value)
Industry Position: 14.7% below the Credit Services median
No single metric tells the full story. See the OSTO:RESURS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resurs Holding AB is a Nordic financial services group offering consumer credit and payment solutions. It operates through two main segments: Payment Solutions, which provides retail finance, credit cards, and loyalty programs for chain stores and e-commerce merchants, and Consumer Loans, which offers unsecured loans to consumers for purchases such as home improvements, travel, and durable goods. The company serves both merchants and retail consumers, partnering with retailers to provide point-of-sale financing and card products. Its primary markets are Sweden, Norway, Denmark, and Finland, with Sweden generating the largest share of revenue. Revenue is derived mainly from interest income on lending and from fees paid by retail partners for payment and loyalty services.
6GF Score
Get the complete analysis for OSTO:RESURS
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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