The historical rank and industry rank for Resurs Holding AB's Net Margin % or its related term are showing as below:
OSTO:RESURS'
s Net Margin % Range Over the Past 10 Years
Min: 5.62 Med: 28.44 Max: 49.4
Current: 6.96
OSTO:RESURS's Net Margin % is not ranked
in the Credit Services industry.
Industry Median: 14.54
vs OSTO:RESURS: 6.96
Resurs Holding AB (OSTO:RESURS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Resurs Holding AB Net Margin % Related Terms
Resurs Holding AB Net Margin % Historical Data
* Premium members only.
The historical data trend for Resurs Holding AB's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:RESURS vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, Resurs Holding AB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Resurs Holding AB Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Resurs Holding AB's Net Margin % distribution charts can be found below:
* The bar in red indicates where Resurs Holding AB's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Resurs Holding AB (OSTO:RESURS) has a Net Margin % of 19.57% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on Resurs Holding AB and its competitors. This is 31% below median its historical median of 28.44. Over the past decade, Resurs Holding AB's Net Margin % has ranged from 5.62 to 49.40.
Is Resurs Holding AB's Net Margin % too high?
Resurs Holding AB's current Net Margin % of 19.57% is 31% below median its 10-year median of 28.44. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 49.40. The Credit Services industry median Net Margin % is 14.54. Resurs Holding AB's value of 19.57% is 34.6% above this industry median. Overall, Resurs Holding AB has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Resurs Holding AB's Net Margin % compare to V and MA?
Resurs Holding AB's Net Margin % of 19.57% can be compared against companies in the Credit Services industry. The industry median Net Margin % is 14.54. Resurs Holding AB's value of 19.57% is 34.6% above this benchmark. Historically, Resurs Holding AB's own Net Margin % has ranged from 5.62 to 49.40 over the past decade. While the company's 10-year median is 28.44 vs. the industry median of 14.54, Resurs Holding AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Resurs Holding AB's current Net Margin % of 19.57% is 34.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Resurs Holding AB and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Resurs Holding AB's current Net Margin % is 19.57%, which is 31% below median its own 10-year median of 28.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resurs Holding AB stock overvalued right now?
Resurs Holding AB (OSTO:RESURS) has a current Net Margin % of 19.57%. The stock's GF Value™ is kr24.86, compared to a current price of kr35.30 — trading 42% above its estimated fair value. The current Net Margin % is 19.57%, which is 31% below median its 10-year median of 28.44 and 34.6% above the Credit Services industry median of 14.54. Resurs Holding AB's overall GF Score™ is 6/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Resurs Holding AB (OSTO:RESURS), the current Net Margin % is 19.57% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Resurs Holding AB (OSTO:RESURS) Overvalued in 2026?
Based on GuruFocus' analysis, Resurs Holding AB stock appears to be overvalued.
The current stock price of kr35.30 is trading 42% above its estimated GF Value™ of kr24.86.
Key valuation signals for OSTO:RESURS:
Net Margin %: 19.57% (31% below median its 10-year median of 28.44)
GF Value™: kr24.86 vs. price of kr35.30 (42% above fair value)
Industry Position: 34.6% above the Credit Services median
No single metric tells the full story. See the OSTO:RESURS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Resurs Holding AB provides retail financial services. It offers payment and loyalty solutions for chain stores and e-commerce companies across the Nordic region. It offers unsecured loans to consumers wishing to finance investments in their homes, travels, or other consumer goods. Its segments include Payment Solutions and Consumer Loans. It operates its business in Denmark, Sweden, the UK, the USA, Norway, and others. The majority of the company's revenue comes from Sweden.
6GF Score
Get the complete analysis for OSTO:RESURS
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSTO:RESURS has been successfully added to your 
