Rapide GroupRAPI Debt-to-EBITDA is 4.09 as of Sep. 2025. The stock has 1 warning sign investors should review. Among 282 Credit Services companies, Rapide Group ranks better than 57.09% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Rapide Group's Debt-to-EBITDA or its related term are showing as below:
RAPI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -226.56 Med: -5.2 Max: 65.77
Current: 6.78
During the past 6 years, the highest Debt-to-EBITDA Ratio of Rapide Group was 65.77. The lowest was -226.56. And the median was -5.20.
RAPI's Debt-to-EBITDA is ranked better than 57.09% of 282
companies
in the Credit Services industry
Industry Median: 9.3
vs RAPI: 6.78
Rapide Group (OTCPK:RAPI) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Rapide Group Debt-to-EBITDA Related Terms
Rapide Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Rapide Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RAPI vs SEAT, BODI, IZEA: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Rapide Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapide Group Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapide Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Rapide Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
Rapide Group (RAPI) has a Debt-to-EBITDA of 4.09 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rapide Group. According to the industry distribution chart, Rapide Group ranks #121 out of 282 companies in the Credit Services industry, placing it in the top 42.9%.
Is Rapide Group's Debt-to-EBITDA too high?
Rapide Group's current Debt-to-EBITDA is 4.09. The Credit Services industry median Debt-to-EBITDA is 9.30. Rapide Group's value of 4.09 is 56% below this industry median. Based on the distribution chart, Rapide Group ranks #121 out of 282 companies in the Credit Services industry, which is above the industry midpoint.
How does Rapide Group's Debt-to-EBITDA compare to SEAT and BODI?
According to the Credit Services industry distribution chart, Rapide Group ranks #121 out of 282 companies for Debt-to-EBITDA. This puts Rapide Group in the upper half of its industry. The industry median Debt-to-EBITDA is 9.30. Rapide Group's value of 4.09 is 56% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapide Group's current Debt-to-EBITDA of 4.09 is 56% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rapide Group. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapide Group's current Debt-to-EBITDA is 4.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapide Group stock overvalued right now?
Rapide Group (RAPI) has a current Debt-to-EBITDA of 4.09. The current Debt-to-EBITDA is 4.09 and 56% below the Credit Services industry median of 9.30. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rapide Group (RAPI), the current Debt-to-EBITDA is 4.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Media Sentiment Inc is a diversified holding company engaged in financial engineering and investment activities across multiple sectors. The company focuses on identifying and investing in publicly traded companies in industries such as technology, healthcare, renewable energy, consumer goods, real estate, and financial services, supporting their growth and value creation.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RAPI has been successfully added to your 