Rapide GroupRAPI ROA % is 16.36% as of Sep. 2025. The stock has 1 warning sign investors should review. Among 544 Credit Services companies, Rapide Group ranks worse than 69.12% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Rapide Group's annualizedNet Income for the quarter that ended in Sep. 2025 was $0.18 Mil.
Rapide Group's average Total Assets over the quarter that ended in Sep. 2025 was $1.13 Mil. Therefore, Rapide Group's annualized ROA % for the quarter that ended in Sep. 2025 was 16.36%.
The historical rank and industry rank for Rapide Group's ROA % or its related term are showing as below:
RAPI'
s ROA % Range Over the Past 10 Years
Min: -1213.95 Med: -46.35 Max: 1.38
Current: 0.53
During the past 6 years, Rapide Group's highest ROA % was 1.38%. The lowest was -1213.95%. And the median was -46.35%.
RAPI's ROA % is ranked worse than 69.12% of 544
companies
in the Credit Services industry
Industry Median: 1.93
vs RAPI: 0.53
Rapide Group (OTCPK:RAPI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Rapide Group ROA % Related Terms
Rapide Group ROA % Historical Data
* Premium members only.
The historical data trend for Rapide Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Rapide Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapide Group ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapide Group's ROA % distribution charts can be found below:
* The bar in red indicates where Rapide Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Rapide Group (RAPI) has a ROA % of 16.36% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Rapide Group and its competitors. According to the industry distribution chart, Rapide Group ranks #376 out of 544 companies in the Credit Services industry, placing it in the top 69.1%.
Is Rapide Group's ROA % too high?
Rapide Group's current ROA % is 16.36%. The Credit Services industry median ROA % is 1.93. Rapide Group's value of 16.36% is 747.7% above this industry median. Based on the distribution chart, Rapide Group ranks #376 out of 544 companies in the Credit Services industry, which is below the industry midpoint.
How does Rapide Group's ROA % compare to SEAT and BODI?
According to the Credit Services industry distribution chart, Rapide Group ranks #376 out of 544 companies for ROA %. This places Rapide Group in the lower half of its industry. The industry median ROA % is 1.93. Rapide Group's value of 16.36% is 747.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.93, based on 544 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapide Group's current ROA % of 16.36% is 747.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Rapide Group and its competitors. For the Credit Services industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapide Group's current ROA % is 16.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapide Group stock overvalued right now?
Rapide Group (RAPI) has a current ROA % of 16.36%. The current ROA % is 16.36% and 747.7% above the Credit Services industry median of 1.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Rapide Group (RAPI), the current ROA % is 16.36% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Media Sentiment Inc is a diversified holding company engaged in financial engineering and investment activities across multiple sectors. The company focuses on identifying and investing in publicly traded companies in industries such as technology, healthcare, renewable energy, consumer goods, real estate, and financial services, supporting their growth and value creation.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RAPI has been successfully added to your 