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Rafael HoldingsRFL +1.91%43 Debt-to-EBITDA is -0.05 as of Apr. 2026. GuruFocus rates RFL with a GF Score™ of 43/100 and a GF Value™ of $1.36 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,271 Real Estate companies, Rafael Holdings ranks worse than 78678.13% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Rafael Holdings's Debt-to-EBITDA or its related term are showing as below:
RFL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.97 Med: -0.11 Max: -0.02
Current: -0.02
During the past 10 years, the highest Debt-to-EBITDA Ratio of Rafael Holdings was -0.02. The lowest was -5.97. And the median was -0.11.
RFL's Debt-to-EBITDA is ranked worse than 100% of 1271
companies
in the Real Estate industry
Industry Median: 5.63
vs RFL: -0.02
Rafael Holdings (NYSE:RFL) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Rafael Holdings Debt-to-EBITDA Related Terms
Rafael Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Rafael Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Rafael Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rafael Holdings Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Rafael Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Rafael Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Rafael Holdings (RFL) has a Debt-to-EBITDA of -0.05 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rafael Holdings. According to the industry distribution chart, Rafael Holdings ranks #999999 out of 1271 companies in the Real Estate industry.
Is Rafael Holdings' Debt-to-EBITDA too high?
Rafael Holdings' current Debt-to-EBITDA is -0.05. Based on the distribution chart, Rafael Holdings ranks #999999 out of 1271 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Rafael Holdings has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rafael Holdings' Debt-to-EBITDA compare to SRG and CHCI?
According to the Real Estate industry distribution chart, Rafael Holdings ranks #999999 out of 1271 companies for Debt-to-EBITDA. This places Rafael Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 5.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rafael Holdings. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rafael Holdings's current Debt-to-EBITDA is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafael Holdings stock overvalued right now?
Based on GuruFocus' analysis, Rafael Holdings (RFL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.36, compared to a current price of $2.13 — trading 56.6% above its estimated fair value. The current Debt-to-EBITDA is -0.05. Rafael Holdings' overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rafael Holdings (RFL), the current Debt-to-EBITDA is -0.05 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rafael Holdings (RFL) Overvalued in 2026?
Based on GuruFocus' analysis, Rafael Holdings stock appears to be overvalued.
The current stock price of $2.13 is trading 56.6% above its estimated GF Value™ of $1.36.
GuruFocus considers Rafael Holdings to be Significantly Overvalued.
Key valuation signals for RFL:
Debt-to-EBITDA: -0.05
GF Value™: $1.36 vs. price of $2.13 (56.6% above fair value)
No single metric tells the full story. See the RFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rafael Holdings Inc is a biotechnology firm that develops pharmaceuticals and invests in clinical and early-stage companies in pharmaceuticals and medical devices. Trappsol Cyclo is in Phase 3 trials for Niemann-Pick Disease Type C1. The company focuses on completing these trials, seeking regulatory approval, and commercializing the product. It also invests in portfolio companies including Cyclo, LipoMedix, Barer, Rafael Medical Devices, Cornerstone, and Day Three, targeting therapeutics for unmet medical needs. The business operates through three segments: Healthcare, Infusion Technology, and Real Estate. Operations are based in the United States and Israel.
43GF Score
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