RFL (Rafael Holdings) Interest Coverage: 0 (At Loss) (As of Apr. 2026)


RFL Rafael Holdings Inc RFL
48 GF Score
Price $2.58
GF Value $1.35
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Rafael Holdings Interest Coverage?

Rafael Holdings RFL -4.98% 48 Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus rates RFL with a GF Score™ of 48/100 and a GF Value™ of $1.35 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,295 Real Estate companies, Rafael Holdings ranks worse than 77220% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rafael Holdings's Operating Income for the three months ended in Apr. 2026 was $-6.87 Mil. Rafael Holdings's Interest Expense for the three months ended in Apr. 2026 was $-0.01 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rafael Holdings's Interest Coverage or its related term are showing as below:


RFL's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rafael Holdings  (NYSE:RFL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rafael Holdings Interest Coverage Related Terms


Rafael Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Rafael Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rafael Holdings Interest Coverage Chart

Rafael Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 No Debt 0.00 0.00

Rafael Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

RFL vs ASPS, MAYS, EUDA: Interest Coverage Comparison

For the Real Estate Services subindustry, Rafael Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rafael Holdings Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Rafael Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rafael Holdings's Interest Coverage falls into.


RFL
48GF Score
Rafael Holdings Inc RFL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rafael Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rafael Holdings's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Rafael Holdings's Interest Expense was $-0.66 Mil. Its Operating Income was $-26.11 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.08 Mil.

Rafael Holdings did not have earnings to cover the interest expense.

Rafael Holdings's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Rafael Holdings's Interest Expense was $-0.01 Mil. Its Operating Income was $-6.87 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Rafael Holdings did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Rafael Holdings (RFL) has a Interest Coverage of 0 (At Loss) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rafael Holdings and its competitors. According to the industry distribution chart, Rafael Holdings ranks #999999 out of 1295 companies in the Real Estate industry.
Is Rafael Holdings' Interest Coverage too high?
Rafael Holdings' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Rafael Holdings ranks #999999 out of 1295 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Rafael Holdings has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rafael Holdings' Interest Coverage compare to ASPS and MAYS?
According to the Real Estate industry distribution chart, Rafael Holdings ranks #999999 out of 1295 companies for Interest Coverage. This places Rafael Holdings in the lower half of its industry. The industry median Interest Coverage is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rafael Holdings and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rafael Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafael Holdings stock overvalued right now?
Based on GuruFocus' analysis, Rafael Holdings (RFL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.35, compared to a current price of $2.58 — trading 90.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Rafael Holdings' overall GF Score™ is 48/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rafael Holdings (RFL), the current Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rafael Holdings (RFL) Overvalued in 2026?

Based on GuruFocus' analysis, Rafael Holdings stock appears to be overvalued. The current stock price of $2.58 is trading 90.7% above its estimated GF Value™ of $1.35. GuruFocus considers Rafael Holdings to be Significantly Overvalued.

Key valuation signals for RFL:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $1.35 vs. price of $2.58 (90.7% above fair value)
  • GF Score™: 48/100 with 8 warning signs

No single metric tells the full story. See the RFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rafael Holdings Business Description

Address 520 Broad Street, Newark, NJ, USA, 07102
Rafael Holdings Inc is a biotechnology firm that develops pharmaceuticals and invests in clinical and early-stage companies in pharmaceuticals and medical devices. Trappsol Cyclo is in Phase 3 trials for Niemann-Pick Disease Type C1. The company focuses on completing these trials, seeking regulatory approval, and commercializing the product. It also invests in portfolio companies including Cyclo, LipoMedix, Barer, Rafael Medical Devices, Cornerstone, and Day Three, targeting therapeutics for unmet medical needs. The business operates through three segments: Healthcare, Infusion Technology, and Real Estate. Operations are based in the United States and Israel.
48GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.58
Price
$1.35
GF Value