RFL (Rafael Holdings) Debt-to-Equity: 0.01 (As of Apr. 2026) — 67% Below Median

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RFL Rafael Holdings Inc RFL
43 GF Score
Price $1.93
GF Value $1.37
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Rafael Holdings Debt-to-Equity?

Rafael Holdings RFL -3.50% 43 Debt-to-Equity is 0.01 as of Apr. 2026, which is 67% below its 10-year median of 0.03. GuruFocus rates RFL with a GF Score™ of 43/100 and a GF Value™ of $1.37 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,542 Real Estate companies, Rafael Holdings ranks better than 99.94% on this metric.

Rafael Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $0.61 Mil. Rafael Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $0.00 Mil. Rafael Holdings's Total Stockholders Equity for the quarter that ended in Apr. 2026 was $75.39 Mil. Rafael Holdings's debt to equity for the quarter that ended in Apr. 2026 was 0.01.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Rafael Holdings's Debt-to-Equity or its related term are showing as below:

RFL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.03   Max: 0.57
Current: 0.01

During the past 10 years, the highest Debt-to-Equity Ratio of Rafael Holdings was 0.57. The lowest was 0.01. And the median was 0.03.

RFL's Debt-to-Equity is ranked better than
99.94% of 1542 companies
in the Real Estate industry
Industry Median: 0.73 vs RFL: 0.01

Rafael Holdings  (NYSE:RFL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Rafael Holdings Debt-to-Equity Related Terms


Rafael Holdings Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Rafael Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rafael Holdings Debt-to-Equity Chart

Rafael Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.15 0.00 0.03 0.01

Rafael Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

RFL vs STHO, CNXX, CPTP: Debt-to-Equity Comparison

For the Real Estate Services subindustry, Rafael Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rafael Holdings Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Rafael Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Rafael Holdings's Debt-to-Equity falls into.


RFL
43GF Score
Rafael Holdings Inc RFL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rafael Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Rafael Holdings's Debt to Equity Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Rafael Holdings's Debt to Equity Ratio for the quarter that ended in Apr. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.01 mean?
Rafael Holdings (RFL) has a Debt-to-Equity of 0.01 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Rafael Holdings and its competitors. This is 67% below median its historical median of 0.03. Over the past decade, Rafael Holdings' Debt-to-Equity has ranged from 0.01 to 0.57. According to the industry distribution chart, Rafael Holdings ranks #1 out of 1542 companies in the Real Estate industry, placing it in the top 0.099999999999994%.
Is Rafael Holdings' Debt-to-Equity too high?
Rafael Holdings' current Debt-to-Equity of 0.01 is 67% below median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.57. The Real Estate industry median Debt-to-Equity is 0.73. Rafael Holdings' value of 0.01 is 98.6% below this industry median. Based on the distribution chart, Rafael Holdings ranks #1 out of 1542 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Rafael Holdings has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rafael Holdings' Debt-to-Equity compare to STHO and CNXX?
According to the Real Estate industry distribution chart, Rafael Holdings ranks #1 out of 1542 companies for Debt-to-Equity. This places Rafael Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.73. Rafael Holdings' value of 0.01 is 98.6% below this benchmark. Historically, Rafael Holdings' own Debt-to-Equity has ranged from 0.01 to 0.57 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.73, Rafael Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rafael Holdings's current Debt-to-Equity of 0.01 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Rafael Holdings and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rafael Holdings's current Debt-to-Equity is 0.01, which is 67% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rafael Holdings stock overvalued right now?
Based on GuruFocus' analysis, Rafael Holdings (RFL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.37, compared to a current price of $1.93 — trading 40.9% above its estimated fair value. The current Debt-to-Equity is 0.01, which is 67% below median its 10-year median of 0.03 and 98.6% below the Real Estate industry median of 0.73. Rafael Holdings' overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Rafael Holdings (RFL), the current Debt-to-Equity is 0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rafael Holdings (RFL) Overvalued in 2026?

Based on GuruFocus' analysis, Rafael Holdings stock appears to be overvalued. The current stock price of $1.93 is trading 40.9% above its estimated GF Value™ of $1.37. GuruFocus considers Rafael Holdings to be Significantly Overvalued.

Key valuation signals for RFL:

  • Debt-to-Equity: 0.01 (67% below median its 10-year median of 0.03)
  • GF Value™: $1.37 vs. price of $1.93 (40.9% above fair value)
  • GF Score™: 43/100 with 5 warning signs
  • Industry Position: 98.6% below the Real Estate median (#1 of 1542)

No single metric tells the full story. See the RFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rafael Holdings Business Description

Address 520 Broad Street, Newark, NJ, USA, 07102
Rafael Holdings Inc is a biotechnology firm that develops pharmaceuticals and invests in clinical and early-stage companies in pharmaceuticals and medical devices. Trappsol Cyclo is in Phase 3 trials for Niemann-Pick Disease Type C1. The company focuses on completing these trials, seeking regulatory approval, and commercializing the product. It also invests in portfolio companies including Cyclo, LipoMedix, Barer, Rafael Medical Devices, Cornerstone, and Day Three, targeting therapeutics for unmet medical needs. The business operates through three segments: Healthcare, Infusion Technology, and Real Estate. Operations are based in the United States and Israel.
43GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.93
Price
$1.37
GF Value