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Naseej for Technology CoSAU:9538 +1.84%49 Debt-to-EBITDA is 0.29 as of Dec. 2025, which is 29% below its 10-year median of 0.41. GuruFocus rates SAU:9538 with a GF Score™ of 49/100 and a GF Value™ of ﷼42.22 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,721 Software companies, Naseej for Technology Co ranks better than 68.33% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Naseej for Technology Co's Debt-to-EBITDA or its related term are showing as below:
SAU:9538'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.06 Med: 0.41 Max: 1.21
Current: 0.41
During the past 5 years, the highest Debt-to-EBITDA Ratio of Naseej for Technology Co was 1.21. The lowest was 0.06. And the median was 0.41.
SAU:9538's Debt-to-EBITDA is ranked better than 68.33% of 1721
companies
in the Software industry
Industry Median: 0.98
vs SAU:9538: 0.41
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Naseej for Technology Co Debt-to-EBITDA Related Terms
Naseej for Technology Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:9538 vs IBM, ACN, CTSH: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Naseej for Technology Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naseej for Technology Co Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Naseej for Technology Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Naseej for Technology Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Naseej for Technology Co (SAU:9538) has a Debt-to-EBITDA of 0.29 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naseej for Technology Co. This is 29% below median its historical median of 0.41. Over the past decade, Naseej for Technology Co's Debt-to-EBITDA has ranged from 0.06 to 1.21. According to the industry distribution chart, Naseej for Technology Co ranks #545 out of 1721 companies in the Software industry, placing it in the top 31.7%.
Is Naseej for Technology Co's Debt-to-EBITDA too high?
Naseej for Technology Co's current Debt-to-EBITDA of 0.29 is 29% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.21. The Software industry median Debt-to-EBITDA is 0.98. Naseej for Technology Co's value of 0.29 is 70.4% below this industry median. Based on the distribution chart, Naseej for Technology Co ranks #545 out of 1721 companies in the Software industry, which is above the industry midpoint. Overall, Naseej for Technology Co has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naseej for Technology Co's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Naseej for Technology Co ranks #545 out of 1721 companies for Debt-to-EBITDA. This puts Naseej for Technology Co in the upper half of its industry. The industry median Debt-to-EBITDA is 0.98. Naseej for Technology Co's value of 0.29 is 70.4% below this benchmark. Historically, Naseej for Technology Co's own Debt-to-EBITDA has ranged from 0.06 to 1.21 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.98, Naseej for Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naseej for Technology Co's current Debt-to-EBITDA of 0.29 is 70.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naseej for Technology Co. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naseej for Technology Co's current Debt-to-EBITDA is 0.29, which is 29% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naseej for Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Naseej for Technology Co (SAU:9538) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼42.22, compared to a current price of ﷼22.14 — trading 47.6% below its estimated fair value. The current Debt-to-EBITDA is 0.29, which is 29% below median its 10-year median of 0.41 and 70.4% below the Software industry median of 0.98. Naseej for Technology Co's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Naseej for Technology Co (SAU:9538), the current Debt-to-EBITDA is 0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naseej for Technology Co (SAU:9538) Overvalued in 2026?
Based on GuruFocus' analysis, Naseej for Technology Co stock appears to be undervalued.
The current stock price of ﷼22.14 is trading 47.6% below its estimated GF Value™ of ﷼42.22.
GuruFocus considers Naseej for Technology Co to be Significantly Undervalued.
Key valuation signals for SAU:9538:
Debt-to-EBITDA: 0.29 (29% below median its 10-year median of 0.41)
GF Value™: ﷼42.22 vs. price of ﷼22.14 (47.6% below fair value)
Industry Position: 70.4% below the Software median (#545 of 1721)
No single metric tells the full story. See the SAU:9538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naseej for Technology Co providing computer services (databases and information systems), internet services, electronic communications, computer and network maintenance, as well as wholesale and retail trade of office furniture and library equipment. The company operates in three reportable segments: Knowledge Asset Management Solutions, Education Solutions, and Electronic Solutions. The majority of its revenue is generated from the Knowledge Asset Management Solutions.
49GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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