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Naseej for Technology CoSAU:9538 52 Return-on-Tangible-Asset is 3.93% as of Dec. 2025, which is 29% below its 10-year median of 5.54. GuruFocus rates SAU:9538 with a GF Score™ of 52/100 and a GF Value™ of ﷼42.17 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,894 Software companies, Naseej for Technology Co ranks worse than 50.41% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Naseej for Technology Co's annualizedNet Income for the quarter that ended in Dec. 2025 was ﷼10.1 Mil. Naseej for Technology Co's average total tangible assets for the quarter that ended in Dec. 2025 was ﷼256.1 Mil. Therefore, Naseej for Technology Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 3.93%.
The historical rank and industry rank for Naseej for Technology Co's Return-on-Tangible-Asset or its related term are showing as below:
SAU:9538'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.54 Med: 5.54 Max: 10.75
Current: 2.03
During the past 5 years, Naseej for Technology Co's highest Return-on-Tangible-Asset was 10.75%. The lowest was 1.54%. And the median was 5.54%.
SAU:9538's Return-on-Tangible-Asset is ranked worse than 50.41% of 2894
companies
in the Software industry
Industry Median: 2.13
vs SAU:9538: 2.03
Naseej for Technology Co (SAU:9538) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Naseej for Technology Co Return-on-Tangible-Asset Related Terms
Naseej for Technology Co Return-on-Tangible-Asset Historical Data
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The historical data trend for Naseej for Technology Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Naseej for Technology Co Return-on-Tangible-Asset Chart
SAU:9538 vs IBM, ACN, FISV: Return-on-Tangible-Asset Comparison
For the Information Technology Services subindustry, Naseej for Technology Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naseej for Technology Co Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Naseej for Technology Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Naseej for Technology Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 3.93% mean?
Naseej for Technology Co (SAU:9538) has a Return-on-Tangible-Asset of 3.93% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Naseej for Technology Co and its competitors. This is 29% below median its historical median of 5.54. Over the past decade, Naseej for Technology Co's Return-on-Tangible-Asset has ranged from 1.54 to 10.75. According to the industry distribution chart, Naseej for Technology Co ranks #1459 out of 2894 companies in the Software industry, placing it in the top 50.4%.
Is Naseej for Technology Co's Return-on-Tangible-Asset too high?
Naseej for Technology Co's current Return-on-Tangible-Asset of 3.93% is 29% below median its 10-year median of 5.54. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 10.75. The Software industry median Return-on-Tangible-Asset is 2.13. Naseej for Technology Co's value of 3.93% is 84.5% above this industry median. Based on the distribution chart, Naseej for Technology Co ranks #1459 out of 2894 companies in the Software industry, which is below the industry midpoint. Overall, Naseej for Technology Co has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naseej for Technology Co's Return-on-Tangible-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Naseej for Technology Co ranks #1459 out of 2894 companies for Return-on-Tangible-Asset. This places Naseej for Technology Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.13. Naseej for Technology Co's value of 3.93% is 84.5% above this benchmark. Historically, Naseej for Technology Co's own Return-on-Tangible-Asset has ranged from 1.54 to 10.75 over the past decade. While the company's 10-year median is 5.54 vs. the industry median of 2.13, Naseej for Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.13, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naseej for Technology Co's current Return-on-Tangible-Asset of 3.93% is 84.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Naseej for Technology Co and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naseej for Technology Co's current Return-on-Tangible-Asset is 3.93%, which is 29% below median its own 10-year median of 5.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naseej for Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Naseej for Technology Co (SAU:9538) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼42.17, compared to a current price of ﷼21.87 — trading 48.1% below its estimated fair value. The current Return-on-Tangible-Asset is 3.93%, which is 29% below median its 10-year median of 5.54 and 84.5% above the Software industry median of 2.13. Naseej for Technology Co's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Naseej for Technology Co (SAU:9538), the current Return-on-Tangible-Asset is 3.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naseej for Technology Co (SAU:9538) Overvalued in 2026?
Based on GuruFocus' analysis, Naseej for Technology Co stock appears to be undervalued.
The current stock price of ﷼21.87 is trading 48.1% below its estimated GF Value™ of ﷼42.17.
GuruFocus considers Naseej for Technology Co to be Significantly Undervalued.
Key valuation signals for SAU:9538:
Return-on-Tangible-Asset: 3.93% (29% below median its 10-year median of 5.54)
GF Value™: ﷼42.17 vs. price of ﷼21.87 (48.1% below fair value)
Industry Position: 84.5% above the Software median (#1459 of 2894)
No single metric tells the full story. See the SAU:9538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naseej for Technology Co providing computer services (databases and information systems), internet services, electronic communications, computer and network maintenance, as well as wholesale and retail trade of office furniture and library equipment. The company operates in three reportable segments: Knowledge Asset Management Solutions, Education Solutions, and Electronic Solutions. The majority of its revenue is generated from the Knowledge Asset Management Solutions.
52GF Score
Get the complete analysis for SAU:9538
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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