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Naseej for Technology CoSAU:9538 +0.51%51 Interest Coverage is 6.16 as of Dec. 2025, which is 2% below its 10-year median of 6.31. GuruFocus rates SAU:9538 with a GF Score™ of 51/100 and a GF Value™ of ﷼42.11 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,712 Software companies, Naseej for Technology Co ranks worse than 77.63% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Naseej for Technology Co's
Operating Income
for the
six
months ended in Dec. 2025 was ﷼11.6 Mil. Naseej for Technology Co's Interest Expense for the
six
months ended in Dec. 2025 was ﷼-1.9 Mil.
Naseej for Technology Co's interest coverage for the quarter that ended in Dec. 2025 was 6.16.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Naseej for Technology Co's Interest Coverage or its related term are showing as below:
SAU:9538'
s Interest Coverage Range Over the Past 10 Years
Min: 5 Med: 6.31 Max: 322.14
Current: 5
SAU:9538's Interest Coverage is ranked worse than 77.63% of 1712
companies
in the Software industry
Industry Median: 24.57
vs SAU:9538: 5.00
Naseej for Technology Co (SAU:9538) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Naseej for Technology Co Interest Coverage Related Terms
Naseej for Technology Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SAU:9538 vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, Naseej for Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naseej for Technology Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Naseej for Technology Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Naseej for Technology Co's Interest Coverage falls into.
Naseej for Technology Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Naseej for Technology Co (SAU:9538) has a Interest Coverage of 6.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Naseej for Technology Co and its competitors. This is near median its historical median of 6.31. Over the past decade, Naseej for Technology Co's Interest Coverage has ranged from 5.00 to 322.14. According to the industry distribution chart, Naseej for Technology Co ranks #1329 out of 1712 companies in the Software industry, placing it in the top 77.6%.
Is Naseej for Technology Co's Interest Coverage too high?
Naseej for Technology Co's current Interest Coverage of 6.16 is near median its 10-year median of 6.31. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 322.14. The Software industry median Interest Coverage is 24.57. Naseej for Technology Co's value of 6.16 is 74.9% below this industry median. Based on the distribution chart, Naseej for Technology Co ranks #1329 out of 1712 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Naseej for Technology Co has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naseej for Technology Co's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Naseej for Technology Co ranks #1329 out of 1712 companies for Interest Coverage. This places Naseej for Technology Co in the lower half of its industry. The industry median Interest Coverage is 24.57. Naseej for Technology Co's value of 6.16 is 74.9% below this benchmark. Historically, Naseej for Technology Co's own Interest Coverage has ranged from 5.00 to 322.14 over the past decade. While the company's 10-year median is 6.31 vs. the industry median of 24.57, Naseej for Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.57, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naseej for Technology Co's current Interest Coverage of 6.16 is 74.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Naseej for Technology Co and its competitors. For the Software industry, the median Interest Coverage is 24.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naseej for Technology Co's current Interest Coverage is 6.16, which is near median its own 10-year median of 6.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naseej for Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Naseej for Technology Co (SAU:9538) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼42.11, compared to a current price of ﷼23.58 — trading 44% below its estimated fair value. The current Interest Coverage is 6.16, which is near median its 10-year median of 6.31 and 74.9% below the Software industry median of 24.57. Naseej for Technology Co's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Naseej for Technology Co (SAU:9538), the current Interest Coverage is 6.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naseej for Technology Co (SAU:9538) Overvalued in 2026?
Based on GuruFocus' analysis, Naseej for Technology Co stock appears to be undervalued.
The current stock price of ﷼23.58 is trading 44% below its estimated GF Value™ of ﷼42.11.
GuruFocus considers Naseej for Technology Co to be Significantly Undervalued.
Key valuation signals for SAU:9538:
Interest Coverage: 6.16 (near median its 10-year median of 6.31)
GF Value™: ﷼42.11 vs. price of ﷼23.58 (44% below fair value)
Industry Position: 74.9% below the Software median (#1329 of 1712)
No single metric tells the full story. See the SAU:9538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naseej for Technology Co providing computer services (databases and information systems), internet services, electronic communications, computer and network maintenance, as well as wholesale and retail trade of office furniture and library equipment. The company operates in three reportable segments: Knowledge Asset Management Solutions, Education Solutions, and Electronic Solutions. The majority of its revenue is generated from the Knowledge Asset Management Solutions.
51GF Score
Get the complete analysis for SAU:9538
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