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Naseej for Technology CoSAU:9538 +4.70%51 Return-on-Tangible-Equity is 10.74% as of Dec. 2025, which is 2% below its 10-year median of 10.99. GuruFocus rates SAU:9538 with a GF Score™ of 51/100 and a GF Value™ of ﷼42.12 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,480 Software companies, Naseej for Technology Co ranks worse than 57.26% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Naseej for Technology Co's annualized net income for the quarter that ended in Dec. 2025 was ﷼10.1 Mil. Naseej for Technology Co's average shareholder tangible equity for the quarter that ended in Dec. 2025 was ﷼93.8 Mil. Therefore, Naseej for Technology Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 10.74%.
The historical rank and industry rank for Naseej for Technology Co's Return-on-Tangible-Equity or its related term are showing as below:
SAU:9538'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.39 Med: 10.99 Max: 22.08
Current: 5.32
During the past 5 years, Naseej for Technology Co's highest Return-on-Tangible-Equity was 22.08%. The lowest was 3.39%. And the median was 10.99%.
SAU:9538's Return-on-Tangible-Equity is ranked worse than 57.26% of 2480
companies
in the Software industry
Industry Median: 8.845
vs SAU:9538: 5.32
Naseej for Technology Co (SAU:9538) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Naseej for Technology Co Return-on-Tangible-Equity Related Terms
Naseej for Technology Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Naseej for Technology Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Naseej for Technology Co Return-on-Tangible-Equity Chart
SAU:9538 vs IBM, ACN, FISV: Return-on-Tangible-Equity Comparison
For the Information Technology Services subindustry, Naseej for Technology Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naseej for Technology Co Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Naseej for Technology Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Naseej for Technology Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.74% mean?
Naseej for Technology Co (SAU:9538) has a Return-on-Tangible-Equity of 10.74% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Naseej for Technology Co and its competitors. This is near median its historical median of 10.99. Over the past decade, Naseej for Technology Co's Return-on-Tangible-Equity has ranged from 3.39 to 22.08. According to the industry distribution chart, Naseej for Technology Co ranks #1420 out of 2480 companies in the Software industry, placing it in the top 57.3%.
Is Naseej for Technology Co's Return-on-Tangible-Equity too high?
Naseej for Technology Co's current Return-on-Tangible-Equity of 10.74% is near median its 10-year median of 10.99. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 22.08. The Software industry median Return-on-Tangible-Equity is 8.85. Naseej for Technology Co's value of 10.74% is 21.4% above this industry median. Based on the distribution chart, Naseej for Technology Co ranks #1420 out of 2480 companies in the Software industry, which is below the industry midpoint. Overall, Naseej for Technology Co has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naseej for Technology Co's Return-on-Tangible-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Naseej for Technology Co ranks #1420 out of 2480 companies for Return-on-Tangible-Equity. This places Naseej for Technology Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.85. Naseej for Technology Co's value of 10.74% is 21.4% above this benchmark. Historically, Naseej for Technology Co's own Return-on-Tangible-Equity has ranged from 3.39 to 22.08 over the past decade. While the company's 10-year median is 10.99 vs. the industry median of 8.85, Naseej for Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.85, based on 2,480 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naseej for Technology Co's current Return-on-Tangible-Equity of 10.74% is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Naseej for Technology Co and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naseej for Technology Co's current Return-on-Tangible-Equity is 10.74%, which is near median its own 10-year median of 10.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naseej for Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Naseej for Technology Co (SAU:9538) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼42.12, compared to a current price of ﷼24.50 — trading 41.8% below its estimated fair value. The current Return-on-Tangible-Equity is 10.74%, which is near median its 10-year median of 10.99 and 21.4% above the Software industry median of 8.85. Naseej for Technology Co's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Naseej for Technology Co (SAU:9538), the current Return-on-Tangible-Equity is 10.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naseej for Technology Co (SAU:9538) Overvalued in 2026?
Based on GuruFocus' analysis, Naseej for Technology Co stock appears to be undervalued.
The current stock price of ﷼24.50 is trading 41.8% below its estimated GF Value™ of ﷼42.12.
GuruFocus considers Naseej for Technology Co to be Significantly Undervalued.
Key valuation signals for SAU:9538:
Return-on-Tangible-Equity: 10.74% (near median its 10-year median of 10.99)
GF Value™: ﷼42.12 vs. price of ﷼24.50 (41.8% below fair value)
Industry Position: 21.4% above the Software median (#1420 of 2480)
No single metric tells the full story. See the SAU:9538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naseej for Technology Co providing computer services (databases and information systems), internet services, electronic communications, computer and network maintenance, as well as wholesale and retail trade of office furniture and library equipment. The company operates in three reportable segments: Knowledge Asset Management Solutions, Education Solutions, and Electronic Solutions. The majority of its revenue is generated from the Knowledge Asset Management Solutions.
51GF Score
Get the complete analysis for SAU:9538
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