Bibica (STC:BBC) Debt-to-EBITDA : 1.30 (As of Sep. 2025) — 44% Above Median


STC:BBC Bibica Corp STC:BBC
75 GF Score
Price ₫97,000.00
GF Value ₫63,994.05
! 8 Warning Signs
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What is Bibica Debt-to-EBITDA?

Bibica STC:BBC +6.71% 75 Debt-to-EBITDA is 1.30 as of Sep. 2025, which is 44% above its 10-year median of 0.90. GuruFocus rates STC:BBC with a GF Score™ of 75/100 and a GF Value™ of ₫63,994.05. The stock has 8 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bibica's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₫275,167 Mil. Bibica's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ₫0 Mil. Bibica's annualized EBITDA for the quarter that ended in Sep. 2025 was ₫212,396 Mil. Bibica's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 1.30.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Bibica's Debt-to-EBITDA or its related term are showing as below:

STC:BBC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.37   Med: 0.9   Max: 3
Current: 1.27

During the past 11 years, the highest Debt-to-EBITDA Ratio of Bibica was 3.00. The lowest was 0.37. And the median was 0.90.

STC:BBC's Debt-to-EBITDA is not ranked
in the Consumer Packaged Goods industry.
Industry Median: 2.06 vs STC:BBC: 1.27

Bibica  (STC:BBC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Bibica Debt-to-EBITDA Related Terms


Bibica Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Bibica's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bibica Debt-to-EBITDA Chart

Bibica Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.37 0.39 3.00 1.42

Bibica Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.16 0.90 1.27 2.09 1.30

STC:BBC vs MDLZ, HSY, TR: Debt-to-EBITDA Comparison

For the Confectioners subindustry, Bibica's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bibica Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Bibica's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Bibica's Debt-to-EBITDA falls into.


STC:BBC
75GF Score
Bibica Corp STC:BBC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bibica Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Bibica's Debt-to-EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(313887.098 + 0) / 221370.382
=1.42

Bibica's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(275167.197 + 0) / 212396.284
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.30 mean?
Bibica (STC:BBC) has a Debt-to-EBITDA of 1.30 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bibica. This is 44% above median its historical median of 0.90. Over the past decade, Bibica's Debt-to-EBITDA has ranged from 0.37 to 3.00.
Is Bibica's Debt-to-EBITDA too high?
Bibica's current Debt-to-EBITDA of 1.30 is 44% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 3.00. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.06. Bibica's value of 1.30 is 36.9% below this industry median. Overall, Bibica has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bibica's Debt-to-EBITDA compare to MDLZ and HSY?
Bibica's Debt-to-EBITDA of 1.30 can be compared against companies in the Consumer Packaged Goods industry. The industry median Debt-to-EBITDA is 2.06. Bibica's value of 1.30 is 36.9% below this benchmark. Historically, Bibica's own Debt-to-EBITDA has ranged from 0.37 to 3.00 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 2.06, Bibica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.06, based on 1,536 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bibica's current Debt-to-EBITDA of 1.30 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bibica. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bibica's current Debt-to-EBITDA is 1.30, which is 44% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bibica stock overvalued right now?
Bibica (STC:BBC) has a current Debt-to-EBITDA of 1.30. The stock's GF Value™ is ₫63,994.05, compared to a current price of ₫97,000.00 — trading 51.6% above its estimated fair value. The current Debt-to-EBITDA is 1.30, which is 44% above median its 10-year median of 0.90 and 36.9% below the Consumer Packaged Goods industry median of 2.06. Bibica's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bibica (STC:BBC), the current Debt-to-EBITDA is 1.30 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bibica (STC:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, Bibica stock appears to be overvalued. The current stock price of ₫97,000.00 is trading 51.6% above its estimated GF Value™ of ₫63,994.05.

Key valuation signals for STC:BBC:

  • Debt-to-EBITDA: 1.30 (44% above median its 10-year median of 0.90)
  • GF Value™: ₫63,994.05 vs. price of ₫97,000.00 (51.6% above fair value)
  • GF Score™: 75/100 with 8 warning signs
  • Industry Position: 36.9% below the Consumer Packaged Goods median

No single metric tells the full story. See the STC:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bibica Business Description

Address 443 Ly Thuong Kiet Street Ward 8, Tan Binh District, Ho Chi Minh City, VNM
Bibica Corp is a Vietnam-based confectionery manufacturer. It manufactures and trades sugar-related and non-sugar related food. Its products include biscuits and cookies; pie and sponge cakes; hard, soft, and jelly candies; nutritional flour; milk and milk products.
75GF Score

Get the complete analysis for STC:BBC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫97,000.00
Price
₫63,994.05
GF Value