Bibica (STC:BBC) Interest Coverage: 22.40 (As of Sep. 2025) — 25% Below Median


STC:BBC Bibica Corp STC:BBC
75 GF Score
Price ₫97,000.00
GF Value ₫63,994.05
! 8 Warning Signs
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What is Bibica Interest Coverage?

Bibica STC:BBC +6.71% 75 Interest Coverage is 22.40 as of Sep. 2025, which is 25% below its 10-year median of 29.88. GuruFocus rates STC:BBC with a GF Score™ of 75/100 and a GF Value™ of ₫63,994.05. The stock has 8 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bibica's Operating Income for the three months ended in Sep. 2025 was ₫40,596 Mil. Bibica's Interest Expense for the three months ended in Sep. 2025 was ₫-1,812 Mil. Bibica's interest coverage for the quarter that ended in Sep. 2025 was 22.40. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bibica's Interest Coverage or its related term are showing as below:

STC:BBC' s Interest Coverage Range Over the Past 10 Years
Min: 2.1   Med: 29.88   Max: 251
Current: 12.49


STC:BBC's Interest Coverage is not ranked
in the Consumer Packaged Goods industry.
Industry Median: 8.63 vs STC:BBC: 12.49

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bibica  (STC:BBC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bibica Interest Coverage Related Terms


Bibica Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bibica's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bibica Interest Coverage Chart

Bibica Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.10 4.37 7.75 4.14 7.07

Bibica Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 22.36 4.54 2.37 22.40

STC:BBC vs MDLZ, HSY, TR: Interest Coverage Comparison

For the Confectioners subindustry, Bibica's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bibica Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Bibica's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bibica's Interest Coverage falls into.


STC:BBC
75GF Score
Bibica Corp STC:BBC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Bibica Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bibica's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Bibica's Interest Expense was ₫-13,990 Mil. Its Operating Income was ₫98,972 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*98971.984/-13990.355
=7.07

Bibica's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, Bibica's Interest Expense was ₫-1,812 Mil. Its Operating Income was ₫40,596 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*40595.872/-1812.342
=22.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 22.40 mean?
Bibica (STC:BBC) has a Interest Coverage of 22.40 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bibica and its competitors. This is 25% below median its historical median of 29.88. Over the past decade, Bibica's Interest Coverage has ranged from 2.10 to 251.00.
Is Bibica's Interest Coverage too high?
Bibica's current Interest Coverage of 22.40 is 25% below median its 10-year median of 29.88. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 251.00. The Consumer Packaged Goods industry median Interest Coverage is 8.63. Bibica's value of 22.40 is 159.6% above this industry median. Overall, Bibica has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bibica's Interest Coverage compare to MDLZ and HSY?
Bibica's Interest Coverage of 22.40 can be compared against companies in the Consumer Packaged Goods industry. The industry median Interest Coverage is 8.63. Bibica's value of 22.40 is 159.6% above this benchmark. Historically, Bibica's own Interest Coverage has ranged from 2.10 to 251.00 over the past decade. While the company's 10-year median is 29.88 vs. the industry median of 8.63, Bibica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.63, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bibica's current Interest Coverage of 22.40 is 159.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bibica and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bibica's current Interest Coverage is 22.40, which is 25% below median its own 10-year median of 29.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bibica stock overvalued right now?
Bibica (STC:BBC) has a current Interest Coverage of 22.40. The stock's GF Value™ is ₫63,994.05, compared to a current price of ₫97,000.00 — trading 51.6% above its estimated fair value. The current Interest Coverage is 22.40, which is 25% below median its 10-year median of 29.88 and 159.6% above the Consumer Packaged Goods industry median of 8.63. Bibica's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bibica (STC:BBC), the current Interest Coverage is 22.40 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bibica (STC:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, Bibica stock appears to be overvalued. The current stock price of ₫97,000.00 is trading 51.6% above its estimated GF Value™ of ₫63,994.05.

Key valuation signals for STC:BBC:

  • Interest Coverage: 22.40 (25% below median its 10-year median of 29.88)
  • GF Value™: ₫63,994.05 vs. price of ₫97,000.00 (51.6% above fair value)
  • GF Score™: 75/100 with 8 warning signs
  • Industry Position: 159.6% above the Consumer Packaged Goods median

No single metric tells the full story. See the STC:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bibica Business Description

Address 443 Ly Thuong Kiet Street Ward 8, Tan Binh District, Ho Chi Minh City, VNM
Bibica Corp is a Vietnam-based confectionery manufacturer. It manufactures and trades sugar-related and non-sugar related food. Its products include biscuits and cookies; pie and sponge cakes; hard, soft, and jelly candies; nutritional flour; milk and milk products.
75GF Score

Get the complete analysis for STC:BBC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫97,000.00
Price
₫63,994.05
GF Value