Bibica (STC:BBC) Effective Interest Rate on Debt %: 2.56% (As of Sep. 2025)


STC:BBC Bibica Corp STC:BBC
75 GF Score
Price ₫97,000.00
GF Value ₫63,994.05
! 8 Warning Signs
View Full Analysis

What is Bibica Effective Interest Rate on Debt %?

Bibica STC:BBC +6.71% 75 Effective Interest Rate on Debt % is 2.56% as of Sep. 2025. GuruFocus rates STC:BBC with a GF Score™ of 75/100 and a GF Value™ of ₫63,994.05. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bibica's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ₫7,249 Mil. Bibica's average total debt for the quarter that ended in Sep. 2025 was ₫282,740 Mil. Therefore, Bibica's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 2.56%.


Bibica  (STC:BBC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bibica Effective Interest Rate on Debt % Related Terms


Bibica Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bibica's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bibica Effective Interest Rate on Debt % Chart

Bibica Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 2.99 7.82 5.31 3.06

Bibica Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.54 3.21 3.68 3.63 2.56

STC:BBC vs MDLZ, HSY, TR: Effective Interest Rate on Debt % Comparison

For the Confectioners subindustry, Bibica's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bibica Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Bibica's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bibica's Effective Interest Rate on Debt % falls into.


STC:BBC
75GF Score
Bibica Corp STC:BBC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bibica Effective Interest Rate on Debt % Calculation

Bibica's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -13990.355/( (601871.038+313887.098)/ 2 )
=-1  *  -13990.355/457879.068
=3.06 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 601871.038
=601871.038

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 313887.098
=313887.098

Bibica's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -7249.368/( (290312.425+275167.197)/ 2 )
=-1  *  -7249.368/282739.811
=2.56 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 290312.425
=290312.425

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 275167.197
=275167.197

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.56% mean?
Bibica (STC:BBC) has a Effective Interest Rate on Debt % of 2.56% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bibica and its competitors.
Is Bibica's Effective Interest Rate on Debt % too high?
Bibica's current Effective Interest Rate on Debt % is 2.56%. Overall, Bibica has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Bibica's Effective Interest Rate on Debt % compare to MDLZ and HSY?
Bibica's Effective Interest Rate on Debt % of 2.56% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bibica and its competitors. Bibica's current Effective Interest Rate on Debt % is 2.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bibica stock overvalued right now?
Bibica (STC:BBC) has a current Effective Interest Rate on Debt % of 2.56%. The stock's GF Value™ is ₫63,994.05, compared to a current price of ₫97,000.00 — trading 51.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.56%. Bibica's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bibica (STC:BBC), the current Effective Interest Rate on Debt % is 2.56% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bibica (STC:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, Bibica stock appears to be overvalued. The current stock price of ₫97,000.00 is trading 51.6% above its estimated GF Value™ of ₫63,994.05.

Key valuation signals for STC:BBC:

  • Effective Interest Rate on Debt %: 2.56%
  • GF Value™: ₫63,994.05 vs. price of ₫97,000.00 (51.6% above fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the STC:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bibica Business Description

Address 443 Ly Thuong Kiet Street Ward 8, Tan Binh District, Ho Chi Minh City, VNM
Bibica Corp is a Vietnam-based confectionery manufacturer. It manufactures and trades sugar-related and non-sugar related food. Its products include biscuits and cookies; pie and sponge cakes; hard, soft, and jelly candies; nutritional flour; milk and milk products.
75GF Score

Get the complete analysis for STC:BBC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫97,000.00
Price
₫63,994.05
GF Value