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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
STU:UI9'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.29 Med: 3.19 Max: 15.7
Current: -6.29
During the past 13 years, the highest Debt-to-EBITDA Ratio of Union Technologies Informatique Group was 15.70. The lowest was -6.29. And the median was 3.19.
STU:UI9's Debt-to-EBITDA is ranked worse than 100% of 1719
companies
in the Software industry
Industry Median: 1.08
vs STU:UI9: -6.29
Union Technologies Informatique Group (STU:UI9) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Union Technologies Informatique Group Debt-to-EBITDA Related Terms
Union Technologies Informatique Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group Debt-to-EBITDA Chart
STU:UI9 vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Union Technologies Informatique Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Technologies Informatique Group Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Union Technologies Informatique Group (STU:UI9) has a Debt-to-EBITDA of -8.76 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Union Technologies Informatique Group. According to the industry distribution chart, Union Technologies Informatique Group ranks #999999 out of 1719 companies in the Software industry.
Is Union Technologies Informatique Group's Debt-to-EBITDA too high?
Union Technologies Informatique Group's current Debt-to-EBITDA is -8.76. Based on the distribution chart, Union Technologies Informatique Group ranks #999999 out of 1719 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Union Technologies Informatique Group has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Technologies Informatique Group's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Union Technologies Informatique Group ranks #999999 out of 1719 companies for Debt-to-EBITDA. This places Union Technologies Informatique Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Union Technologies Informatique Group. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Technologies Informatique Group's current Debt-to-EBITDA is -8.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Technologies Informatique Group stock overvalued right now?
Based on GuruFocus' analysis, Union Technologies Informatique Group (STU:UI9) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.10 — trading 160% above its estimated fair value. The current Debt-to-EBITDA is -8.76. Union Technologies Informatique Group's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Union Technologies Informatique Group (STU:UI9), the current Debt-to-EBITDA is -8.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Technologies Informatique Group (STU:UI9) Overvalued in 2026?
Based on GuruFocus' analysis, Union Technologies Informatique Group stock appears to be overvalued.
The current stock price of €0.10 is trading 160% above its estimated GF Value™ of €0.04.
GuruFocus considers Union Technologies Informatique Group to be Significantly Overvalued.
Key valuation signals for STU:UI9:
Debt-to-EBITDA: -8.76
GF Value™: €0.04 vs. price of €0.10 (160% above fair value)
No single metric tells the full story. See the STU:UI9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Technologies Informatique Group Business Description
Union Technologies Informatique Group is an IT services company. The company is engaged in consulting and engineering in the fields of banking, finance, insurance, industry and services.
37GF Score
Get the complete analysis for STU:UI9
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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