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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
STU:UI9'
s Debt-to-Equity Range Over the Past 10 Years
Min: -5.61 Med: 0.92 Max: 7.07
Current: 7.07
During the past 13 years, the highest Debt-to-Equity Ratio of Union Technologies Informatique Group was 7.07. The lowest was -5.61. And the median was 0.92.
STU:UI9's Debt-to-Equity is ranked worse than 98.58% of 2248
companies
in the Software industry
Industry Median: 0.2
vs STU:UI9: 7.07
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Union Technologies Informatique Group Debt-to-Equity Related Terms
Union Technologies Informatique Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group Debt-to-Equity Chart
STU:UI9 vs IBM, ACN, FISV: Debt-to-Equity Comparison
For the Information Technology Services subindustry, Union Technologies Informatique Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Technologies Informatique Group Debt-to-Equity vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group (STU:UI9) has a Debt-to-Equity of 7.07 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Union Technologies Informatique Group and its competitors. This is 668% above median its historical median of 0.92. According to the industry distribution chart, Union Technologies Informatique Group ranks #2216 out of 2248 companies in the Software industry, placing it in the top 98.6%.
Is Union Technologies Informatique Group's Debt-to-Equity too high?
Union Technologies Informatique Group's current Debt-to-Equity of 7.07 is 668% above median its 10-year median of 0.92. The Software industry median Debt-to-Equity is 0.20. Union Technologies Informatique Group's value of 7.07 is 3435% above this industry median. Based on the distribution chart, Union Technologies Informatique Group ranks #2216 out of 2248 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Union Technologies Informatique Group has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Technologies Informatique Group's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Union Technologies Informatique Group ranks #2216 out of 2248 companies for Debt-to-Equity. This places Union Technologies Informatique Group in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Union Technologies Informatique Group's value of 7.07 is 3435% above this benchmark. While the company's 10-year median is 0.92 vs. the industry median of 0.20, Union Technologies Informatique Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,248 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Technologies Informatique Group's current Debt-to-Equity of 7.07 is 3435% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Union Technologies Informatique Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Technologies Informatique Group's current Debt-to-Equity is 7.07, which is 668% above median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Technologies Informatique Group stock overvalued right now?
Based on GuruFocus' analysis, Union Technologies Informatique Group (STU:UI9) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.11 — trading 168.8% above its estimated fair value. The current Debt-to-Equity is 7.07, which is 668% above median its 10-year median of 0.92 and 3435% above the Software industry median of 0.20. Union Technologies Informatique Group's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Union Technologies Informatique Group (STU:UI9), the current Debt-to-Equity is 7.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Technologies Informatique Group (STU:UI9) Overvalued in 2026?
Based on GuruFocus' analysis, Union Technologies Informatique Group stock appears to be overvalued.
The current stock price of €0.11 is trading 168.8% above its estimated GF Value™ of €0.04.
GuruFocus considers Union Technologies Informatique Group to be Significantly Overvalued.
Key valuation signals for STU:UI9:
Debt-to-Equity: 7.07 (668% above median its 10-year median of 0.92)
GF Value™: €0.04 vs. price of €0.11 (168.8% above fair value)
Industry Position: 3435% above the Software median (#2216 of 2248)
No single metric tells the full story. See the STU:UI9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Technologies Informatique Group is an IT services company. The company is engaged in consulting and engineering in the fields of banking, finance, insurance, industry and services.
40GF Score
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