Union Technologies Informatique Group has a quick ratio of 0.46. It indicates that the company cannot currently fully pay back its current liabilities.
STU:UI9's Quick Ratio is ranked worse than 91.83% of 2865
companies
in the Software industry
Industry Median: 1.7
vs STU:UI9: 0.46
Union Technologies Informatique Group (STU:UI9) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Union Technologies Informatique Group Quick Ratio Related Terms
Union Technologies Informatique Group Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group Quick Ratio Chart
For the Information Technology Services subindustry, Union Technologies Informatique Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Technologies Informatique Group Quick Ratio vs Software Industry
Union Technologies Informatique Group Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group (STU:UI9) has a Quick Ratio of 0.46 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Union Technologies Informatique Group and its competitors. This is 28% above median its historical median of 0.36. Over the past decade, Union Technologies Informatique Group's Quick Ratio has ranged from 0.28 to 0.46. According to the industry distribution chart, Union Technologies Informatique Group ranks #2631 out of 2865 companies in the Software industry, placing it in the top 91.8%.
Is Union Technologies Informatique Group's Quick Ratio too high?
Union Technologies Informatique Group's current Quick Ratio of 0.46 is 28% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.46. The Software industry median Quick Ratio is 1.70. Union Technologies Informatique Group's value of 0.46 is 72.9% below this industry median. Based on the distribution chart, Union Technologies Informatique Group ranks #2631 out of 2865 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Union Technologies Informatique Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Union Technologies Informatique Group's Quick Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Union Technologies Informatique Group ranks #2631 out of 2865 companies for Quick Ratio. This places Union Technologies Informatique Group in the lower half of its industry. The industry median Quick Ratio is 1.70. Union Technologies Informatique Group's value of 0.46 is 72.9% below this benchmark. Historically, Union Technologies Informatique Group's own Quick Ratio has ranged from 0.28 to 0.46 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.70, Union Technologies Informatique Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Technologies Informatique Group's current Quick Ratio of 0.46 is 72.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Union Technologies Informatique Group and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Technologies Informatique Group's current Quick Ratio is 0.46, which is 28% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Technologies Informatique Group stock overvalued right now?
Union Technologies Informatique Group (STU:UI9) has a current Quick Ratio of 0.46. The stock's GF Value™ is €0.04, compared to a current price of €0.11 — trading 175% above its estimated fair value. The current Quick Ratio is 0.46, which is 28% above median its 10-year median of 0.36 and 72.9% below the Software industry median of 1.70. Union Technologies Informatique Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Union Technologies Informatique Group (STU:UI9), the current Quick Ratio is 0.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Technologies Informatique Group (STU:UI9) Overvalued in 2026?
Based on GuruFocus' analysis, Union Technologies Informatique Group stock appears to be overvalued.
The current stock price of €0.11 is trading 175% above its estimated GF Value™ of €0.04.
Key valuation signals for STU:UI9:
Quick Ratio: 0.46 (28% above median its 10-year median of 0.36)
GF Value™: €0.04 vs. price of €0.11 (175% above fair value)
Industry Position: 72.9% below the Software median (#2631 of 2865)
No single metric tells the full story. See the STU:UI9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Technologies Informatique Group Business Description
Union Technologies Informatique Group is an IT services company. The company is engaged in consulting and engineering in the fields of banking, finance, insurance, industry and services.
32GF Score
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