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The historical rank and industry rank for Union Technologies Informatique Group's Return-on-Tangible-Asset or its related term are showing as below:
STU:UI9'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -135.4 Med: -2.88 Max: 22.83
Current: -10.72
During the past 13 years, Union Technologies Informatique Group's highest Return-on-Tangible-Asset was 22.83%. The lowest was -135.40%. And the median was -2.88%.
STU:UI9's Return-on-Tangible-Asset is ranked worse than 72.77% of 2887
companies
in the Software industry
Industry Median: 2.04
vs STU:UI9: -10.72
Union Technologies Informatique Group (STU:UI9) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Union Technologies Informatique Group Return-on-Tangible-Asset Related Terms
Union Technologies Informatique Group Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Technologies Informatique Group Return-on-Tangible-Asset Chart
STU:UI9 vs IBM, ACN, FISV: Return-on-Tangible-Asset Comparison
For the Information Technology Services subindustry, Union Technologies Informatique Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Technologies Informatique Group Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Union Technologies Informatique Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Union Technologies Informatique Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of -7.55% mean?
Union Technologies Informatique Group (STU:UI9) has a Return-on-Tangible-Asset of -7.55% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Union Technologies Informatique Group and its competitors. According to the industry distribution chart, Union Technologies Informatique Group ranks #2101 out of 2887 companies in the Software industry, placing it in the top 72.8%.
Is Union Technologies Informatique Group's Return-on-Tangible-Asset too high?
Union Technologies Informatique Group's current Return-on-Tangible-Asset is -7.55%. Based on the distribution chart, Union Technologies Informatique Group ranks #2101 out of 2887 companies in the Software industry, which is below the industry midpoint. Overall, Union Technologies Informatique Group has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Technologies Informatique Group's Return-on-Tangible-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Union Technologies Informatique Group ranks #2101 out of 2887 companies for Return-on-Tangible-Asset. This places Union Technologies Informatique Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.04, based on 2,887 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Union Technologies Informatique Group and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Technologies Informatique Group's current Return-on-Tangible-Asset is -7.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Technologies Informatique Group stock overvalued right now?
Based on GuruFocus' analysis, Union Technologies Informatique Group (STU:UI9) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.11 — trading 177.5% above its estimated fair value. The current Return-on-Tangible-Asset is -7.55%. Union Technologies Informatique Group's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Union Technologies Informatique Group (STU:UI9), the current Return-on-Tangible-Asset is -7.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Technologies Informatique Group (STU:UI9) Overvalued in 2026?
Based on GuruFocus' analysis, Union Technologies Informatique Group stock appears to be overvalued.
The current stock price of €0.11 is trading 177.5% above its estimated GF Value™ of €0.04.
GuruFocus considers Union Technologies Informatique Group to be Significantly Overvalued.
Key valuation signals for STU:UI9:
Return-on-Tangible-Asset: -7.55%
GF Value™: €0.04 vs. price of €0.11 (177.5% above fair value)
No single metric tells the full story. See the STU:UI9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Technologies Informatique Group Business Description
Union Technologies Informatique Group is an IT services company. The company is engaged in consulting and engineering in the fields of banking, finance, insurance, industry and services.
43GF Score
Get the complete analysis for STU:UI9
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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