A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Asseco South Eastern Europe's Debt-to-EBITDA or its related term are showing as below:
WAR:ASE'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.4 Med: 0.49 Max: 0.89
Current: 0.57
During the past 13 years, the highest Debt-to-EBITDA Ratio of Asseco South Eastern Europe was 0.89. The lowest was 0.40. And the median was 0.49.
WAR:ASE's Debt-to-EBITDA is ranked better than 64.47% of 1714
companies
in the Software industry
Industry Median: 1.09
vs WAR:ASE: 0.57
Asseco South Eastern Europe (WAR:ASE) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Asseco South Eastern Europe Debt-to-EBITDA Related Terms
Asseco South Eastern Europe Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:ASE vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Asseco South Eastern Europe's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco South Eastern Europe Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Asseco South Eastern Europe's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Asseco South Eastern Europe's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Asseco South Eastern Europe (WAR:ASE) has a Debt-to-EBITDA of 0.58 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Asseco South Eastern Europe. This is 18% above median its historical median of 0.49. Over the past decade, Asseco South Eastern Europe's Debt-to-EBITDA has ranged from 0.40 to 0.89. According to the industry distribution chart, Asseco South Eastern Europe ranks #609 out of 1714 companies in the Software industry, placing it in the top 35.5%.
Is Asseco South Eastern Europe's Debt-to-EBITDA too high?
Asseco South Eastern Europe's current Debt-to-EBITDA of 0.58 is 18% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.89. The Software industry median Debt-to-EBITDA is 1.09. Asseco South Eastern Europe's value of 0.58 is 46.8% below this industry median. Based on the distribution chart, Asseco South Eastern Europe ranks #609 out of 1714 companies in the Software industry, which is above the industry midpoint. Overall, Asseco South Eastern Europe has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asseco South Eastern Europe's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Asseco South Eastern Europe ranks #609 out of 1714 companies for Debt-to-EBITDA. This puts Asseco South Eastern Europe in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Asseco South Eastern Europe's value of 0.58 is 46.8% below this benchmark. Historically, Asseco South Eastern Europe's own Debt-to-EBITDA has ranged from 0.40 to 0.89 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.09, Asseco South Eastern Europe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco South Eastern Europe's current Debt-to-EBITDA of 0.58 is 46.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Asseco South Eastern Europe. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco South Eastern Europe's current Debt-to-EBITDA is 0.58, which is 18% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco South Eastern Europe stock overvalued right now?
Based on GuruFocus' analysis, Asseco South Eastern Europe (WAR:ASE) is currently considered Fairly Valued. The stock's GF Value™ is zł59.32, compared to a current price of zł60.00 — trading 1.1% above its estimated fair value. The current Debt-to-EBITDA is 0.58, which is 18% above median its 10-year median of 0.49 and 46.8% below the Software industry median of 1.09. Asseco South Eastern Europe's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Asseco South Eastern Europe (WAR:ASE), the current Debt-to-EBITDA is 0.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco South Eastern Europe (WAR:ASE) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco South Eastern Europe stock appears to be overvalued.
The current stock price of zł60.00 is trading 1.1% above its estimated GF Value™ of zł59.32.
GuruFocus considers Asseco South Eastern Europe to be Fairly Valued.
Key valuation signals for WAR:ASE:
Debt-to-EBITDA: 0.58 (18% above median its 10-year median of 0.49)
GF Value™: zł59.32 vs. price of zł60.00 (1.1% above fair value)
Industry Position: 46.8% below the Software median (#609 of 1714)
No single metric tells the full story. See the WAR:ASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco South Eastern Europe SA along with its subsidiaries provides implementation, integration and outsourcing services. It conducts business operations in the markets of Poland, South Eastern Europe, and Turkey. Its business is divided into three operating segments. Banking Solutions segment deals with integrated banking systems based on the Oracle and Microsoft platforms, including primarily core banking systems. Payment Solutions is engaged in the sale and maintenance of ATMs and POS terminals (point of sale) as well as in the provision of related support services. Systems Integration segment is engaged in the development of customized IT systems, integration of third-party software and elements of infrastructure, as well as in the sale and installation of hardware solutions.
85GF Score
Get the complete analysis for WAR:ASE
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:ASE has been successfully added to your 
