Asseco South Eastern Europe (WAR:ASE) Effective Interest Rate on Debt %: 4.51% (As of Mar. 2026)


WAR:ASE Asseco South Eastern Europe SA WAR:ASE
84 GF Score
Price zł60.50
GF Value zł59.11
Valuation Fairly Valued
! 3 Warning Signs
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What is Asseco South Eastern Europe Effective Interest Rate on Debt %?

Asseco South Eastern Europe WAR:ASE -0.33% 84 Effective Interest Rate on Debt % is 4.51% as of Mar. 2026. GuruFocus rates WAR:ASE with a GF Score™ of 84/100 and a GF Value™ of zł59.11 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Asseco South Eastern Europe's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł10 Mil. Asseco South Eastern Europe's average total debt for the quarter that ended in Mar. 2026 was zł214 Mil. Therefore, Asseco South Eastern Europe's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.51%.


Asseco South Eastern Europe  (WAR:ASE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Asseco South Eastern Europe Effective Interest Rate on Debt % Related Terms


Asseco South Eastern Europe Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Asseco South Eastern Europe's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asseco South Eastern Europe Effective Interest Rate on Debt % Chart

Asseco South Eastern Europe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.04 3.15 4.55 5.72 4.96

Asseco South Eastern Europe Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.49 4.80 4.62 4.95 4.51

WAR:ASE vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Asseco South Eastern Europe's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asseco South Eastern Europe Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Asseco South Eastern Europe's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Asseco South Eastern Europe's Effective Interest Rate on Debt % falls into.


WAR:ASE
84GF Score
Asseco South Eastern Europe SA WAR:ASE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Asseco South Eastern Europe Effective Interest Rate on Debt % Calculation

Asseco South Eastern Europe's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -11.133/( (228.365+220.7)/ 2 )
=-1  *  -11.133/224.5325
=4.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=133.803 + 94.562
=228.365

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=132.835 + 87.865
=220.7

Asseco South Eastern Europe's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9.636/( (220.7+206.595)/ 2 )
=-1  *  -9.636/213.6475
=4.51 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=132.835 + 87.865
=220.7

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=133.42 + 73.175
=206.595

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.51% mean?
Asseco South Eastern Europe (WAR:ASE) has a Effective Interest Rate on Debt % of 4.51% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asseco South Eastern Europe and its competitors.
Is Asseco South Eastern Europe's Effective Interest Rate on Debt % too high?
Asseco South Eastern Europe's current Effective Interest Rate on Debt % is 4.51%. Overall, Asseco South Eastern Europe has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asseco South Eastern Europe's Effective Interest Rate on Debt % compare to UBER and SHOP?
Asseco South Eastern Europe's Effective Interest Rate on Debt % of 4.51% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asseco South Eastern Europe and its competitors. Asseco South Eastern Europe's current Effective Interest Rate on Debt % is 4.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco South Eastern Europe stock overvalued right now?
Based on GuruFocus' analysis, Asseco South Eastern Europe (WAR:ASE) is currently considered Fairly Valued. The stock's GF Value™ is zł59.11, compared to a current price of zł60.50 — trading 2.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.51%. Asseco South Eastern Europe's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Asseco South Eastern Europe (WAR:ASE), the current Effective Interest Rate on Debt % is 4.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asseco South Eastern Europe (WAR:ASE) Overvalued in 2026?

Based on GuruFocus' analysis, Asseco South Eastern Europe stock appears to be overvalued. The current stock price of zł60.50 is trading 2.4% above its estimated GF Value™ of zł59.11. GuruFocus considers Asseco South Eastern Europe to be Fairly Valued.

Key valuation signals for WAR:ASE:

  • Effective Interest Rate on Debt %: 4.51%
  • GF Value™: zł59.11 vs. price of zł60.50 (2.4% above fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the WAR:ASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asseco South Eastern Europe Business Description

Address ul. Branickiego 13, Warszawa, POL, 02-972
Asseco South Eastern Europe SA along with its subsidiaries provides implementation, integration and outsourcing services. It conducts business operations in the markets of Poland, South Eastern Europe, and Turkey. Its business is divided into three operating segments. Banking Solutions segment deals with integrated banking systems based on the Oracle and Microsoft platforms, including primarily core banking systems. Payment Solutions is engaged in the sale and maintenance of ATMs and POS terminals (point of sale) as well as in the provision of related support services. Systems Integration segment is engaged in the development of customized IT systems, integration of third-party software and elements of infrastructure, as well as in the sale and installation of hardware solutions.
84GF Score

Get the complete analysis for WAR:ASE

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł60.50
Price
zł59.11
GF Value