Asseco South Eastern Europe (WAR:ASE) Debt-to-Equity: 0.16 (As of Mar. 2026) — 14% Above Median

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Director of Data and Quant Analytics at GuruFocus
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WAR:ASE Asseco South Eastern Europe SA WAR:ASE
84 GF Score
Price zł63.00
GF Value zł59.43
Valuation Fairly Valued
! 3 Warning Signs
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What is Asseco South Eastern Europe Debt-to-Equity?

Asseco South Eastern Europe WAR:ASE +2.44% 84 Debt-to-Equity is 0.16 as of Mar. 2026, which is 14% above its 10-year median of 0.14. GuruFocus rates WAR:ASE with a GF Score™ of 84/100 and a GF Value™ of zł59.43 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,241 Software companies, Asseco South Eastern Europe ranks better than 55.47% on this metric.

Asseco South Eastern Europe's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł73 Mil. Asseco South Eastern Europe's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł133 Mil. Asseco South Eastern Europe's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł1,283 Mil. Asseco South Eastern Europe's debt to equity for the quarter that ended in Mar. 2026 was 0.16.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Asseco South Eastern Europe's Debt-to-Equity or its related term are showing as below:

WAR:ASE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06   Med: 0.14   Max: 0.26
Current: 0.16

During the past 13 years, the highest Debt-to-Equity Ratio of Asseco South Eastern Europe was 0.26. The lowest was 0.06. And the median was 0.14.

WAR:ASE's Debt-to-Equity is ranked better than
55.47% of 2241 companies
in the Software industry
Industry Median: 0.19 vs WAR:ASE: 0.16

Asseco South Eastern Europe  (WAR:ASE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Asseco South Eastern Europe Debt-to-Equity Related Terms


Asseco South Eastern Europe Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Asseco South Eastern Europe's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asseco South Eastern Europe Debt-to-Equity Chart

Asseco South Eastern Europe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.14 0.14 0.21 0.18

Asseco South Eastern Europe Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.24 0.21 0.18 0.16

WAR:ASE vs UBER, SHOP, CRM: Debt-to-Equity Comparison

For the Software - Application subindustry, Asseco South Eastern Europe's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asseco South Eastern Europe Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Asseco South Eastern Europe's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Asseco South Eastern Europe's Debt-to-Equity falls into.


WAR:ASE
84GF Score
Asseco South Eastern Europe SA WAR:ASE
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Asseco South Eastern Europe Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Asseco South Eastern Europe's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Asseco South Eastern Europe's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.16 mean?
Asseco South Eastern Europe (WAR:ASE) has a Debt-to-Equity of 0.16 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asseco South Eastern Europe and its competitors. This is 14% above median its historical median of 0.14. Over the past decade, Asseco South Eastern Europe's Debt-to-Equity has ranged from 0.06 to 0.26. According to the industry distribution chart, Asseco South Eastern Europe ranks #998 out of 2241 companies in the Software industry, placing it in the top 44.5%.
Is Asseco South Eastern Europe's Debt-to-Equity too high?
Asseco South Eastern Europe's current Debt-to-Equity of 0.16 is 14% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.26. The Software industry median Debt-to-Equity is 0.19. Asseco South Eastern Europe's value of 0.16 is 15.8% below this industry median. Based on the distribution chart, Asseco South Eastern Europe ranks #998 out of 2241 companies in the Software industry, which is above the industry midpoint. Overall, Asseco South Eastern Europe has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Asseco South Eastern Europe's Debt-to-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Asseco South Eastern Europe ranks #998 out of 2241 companies for Debt-to-Equity. This puts Asseco South Eastern Europe in the upper half of its industry. The industry median Debt-to-Equity is 0.19. Asseco South Eastern Europe's value of 0.16 is 15.8% below this benchmark. Historically, Asseco South Eastern Europe's own Debt-to-Equity has ranged from 0.06 to 0.26 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.19, Asseco South Eastern Europe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,241 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco South Eastern Europe's current Debt-to-Equity of 0.16 is 15.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asseco South Eastern Europe and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco South Eastern Europe's current Debt-to-Equity is 0.16, which is 14% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco South Eastern Europe stock overvalued right now?
Based on GuruFocus' analysis, Asseco South Eastern Europe (WAR:ASE) is currently considered Fairly Valued. The stock's GF Value™ is zł59.43, compared to a current price of zł63.00 — trading 6% above its estimated fair value. The current Debt-to-Equity is 0.16, which is 14% above median its 10-year median of 0.14 and 15.8% below the Software industry median of 0.19. Asseco South Eastern Europe's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Asseco South Eastern Europe (WAR:ASE), the current Debt-to-Equity is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asseco South Eastern Europe (WAR:ASE) Overvalued in 2026?

Based on GuruFocus' analysis, Asseco South Eastern Europe stock appears to be overvalued. The current stock price of zł63.00 is trading 6% above its estimated GF Value™ of zł59.43. GuruFocus considers Asseco South Eastern Europe to be Fairly Valued.

Key valuation signals for WAR:ASE:

  • Debt-to-Equity: 0.16 (14% above median its 10-year median of 0.14)
  • GF Value™: zł59.43 vs. price of zł63.00 (6% above fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 15.8% below the Software median (#998 of 2241)

No single metric tells the full story. See the WAR:ASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asseco South Eastern Europe Business Description

Address ul. Branickiego 13, Warszawa, POL, 02-972
Asseco South Eastern Europe SA along with its subsidiaries provides implementation, integration and outsourcing services. It conducts business operations in the markets of Poland, South Eastern Europe, and Turkey. Its business is divided into three operating segments. Banking Solutions segment deals with integrated banking systems based on the Oracle and Microsoft platforms, including primarily core banking systems. Payment Solutions is engaged in the sale and maintenance of ATMs and POS terminals (point of sale) as well as in the provision of related support services. Systems Integration segment is engaged in the development of customized IT systems, integration of third-party software and elements of infrastructure, as well as in the sale and installation of hardware solutions.
84GF Score

Get the complete analysis for WAR:ASE

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł63.00
Price
zł59.43
GF Value