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Asseco South Eastern EuropeWAR:ASE +7.53%84 Interest Coverage is 23.80 as of Mar. 2026, which is 41% below its 10-year median of 40.56. GuruFocus rates WAR:ASE with a GF Score™ of 84/100 and a GF Value™ of zł59.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,719 Software companies, Asseco South Eastern Europe ranks worse than 50.61% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Asseco South Eastern Europe's
Operating Income
for the
three
months ended in Mar. 2026 was zł57 Mil. Asseco South Eastern Europe's Interest Expense for the
three
months ended in Mar. 2026 was zł-2 Mil.
Asseco South Eastern Europe's interest coverage for the quarter that ended in Mar. 2026 was 23.80.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Asseco South Eastern Europe's Interest Coverage or its related term are showing as below:
WAR:ASE'
s Interest Coverage Range Over the Past 10 Years
Min: 20.62 Med: 40.56 Max: 59.04
Current: 24.15
WAR:ASE's Interest Coverage is ranked worse than 50.61% of 1719
companies
in the Software industry
Industry Median: 24.67
vs WAR:ASE: 24.15
Asseco South Eastern Europe (WAR:ASE) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Asseco South Eastern Europe Interest Coverage Related Terms
Asseco South Eastern Europe Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Asseco South Eastern Europe Interest Coverage Chart
WAR:ASE vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Asseco South Eastern Europe's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco South Eastern Europe Interest Coverage vs Software Industry
For the Software industry and Technology sector, Asseco South Eastern Europe's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Asseco South Eastern Europe's Interest Coverage falls into.
Asseco South Eastern Europe Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asseco South Eastern Europe (WAR:ASE) has a Interest Coverage of 23.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco South Eastern Europe and its competitors. This is 41% below median its historical median of 40.56. Over the past decade, Asseco South Eastern Europe's Interest Coverage has ranged from 20.62 to 59.04. According to the industry distribution chart, Asseco South Eastern Europe ranks #870 out of 1719 companies in the Software industry, placing it in the top 50.6%.
Is Asseco South Eastern Europe's Interest Coverage too high?
Asseco South Eastern Europe's current Interest Coverage of 23.80 is 41% below median its 10-year median of 40.56. Over the past 10 years, this metric has ranged from a low of 20.62 to a high of 59.04. The Software industry median Interest Coverage is 24.67. Asseco South Eastern Europe's value of 23.80 is 3.5% below this industry median. Based on the distribution chart, Asseco South Eastern Europe ranks #870 out of 1719 companies in the Software industry, which is below the industry midpoint. Overall, Asseco South Eastern Europe has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco South Eastern Europe's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Asseco South Eastern Europe ranks #870 out of 1719 companies for Interest Coverage. This places Asseco South Eastern Europe in the lower half of its industry. The industry median Interest Coverage is 24.67. Asseco South Eastern Europe's value of 23.80 is 3.5% below this benchmark. Historically, Asseco South Eastern Europe's own Interest Coverage has ranged from 20.62 to 59.04 over the past decade. While the company's 10-year median is 40.56 vs. the industry median of 24.67, Asseco South Eastern Europe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco South Eastern Europe's current Interest Coverage of 23.80 is 3.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco South Eastern Europe and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco South Eastern Europe's current Interest Coverage is 23.80, which is 41% below median its own 10-year median of 40.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco South Eastern Europe stock overvalued right now?
Based on GuruFocus' analysis, Asseco South Eastern Europe (WAR:ASE) is currently considered Modestly Overvalued. The stock's GF Value™ is zł59.75, compared to a current price of zł70.00 — trading 17.2% above its estimated fair value. The current Interest Coverage is 23.80, which is 41% below median its 10-year median of 40.56 and 3.5% below the Software industry median of 24.67. Asseco South Eastern Europe's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Asseco South Eastern Europe (WAR:ASE), the current Interest Coverage is 23.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco South Eastern Europe (WAR:ASE) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco South Eastern Europe stock appears to be overvalued.
The current stock price of zł70.00 is trading 17.2% above its estimated GF Value™ of zł59.75.
GuruFocus considers Asseco South Eastern Europe to be Modestly Overvalued.
Key valuation signals for WAR:ASE:
Interest Coverage: 23.80 (41% below median its 10-year median of 40.56)
GF Value™: zł59.75 vs. price of zł70.00 (17.2% above fair value)
Industry Position: 3.5% below the Software median (#870 of 1719)
No single metric tells the full story. See the WAR:ASE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco South Eastern Europe SA along with its subsidiaries provides implementation, integration and outsourcing services. It conducts business operations in the markets of Poland, South Eastern Europe, and Turkey. Its business is divided into three operating segments. Banking Solutions segment deals with integrated banking systems based on the Oracle and Microsoft platforms, including primarily core banking systems. Payment Solutions is engaged in the sale and maintenance of ATMs and POS terminals (point of sale) as well as in the provision of related support services. Systems Integration segment is engaged in the development of customized IT systems, integration of third-party software and elements of infrastructure, as well as in the sale and installation of hardware solutions.
84GF Score
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