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Euro-Tax plWAR:ETX +2.67%88 Debt-to-EBITDA is 0.63 as of Jun. 2026, which is 103% above its 10-year median of 0.31. GuruFocus rates WAR:ETX with a GF Score™ of 88/100 and a GF Value™ of zł3.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 70 Personal Services companies, Euro-Tax pl ranks better than 90% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Euro-Tax pl's Debt-to-EBITDA or its related term are showing as below:
WAR:ETX'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0 Med: 0.31 Max: 2.26
Current: 0.33
During the past 13 years, the highest Debt-to-EBITDA Ratio of Euro-Tax pl was 2.26. The lowest was 0.00. And the median was 0.31.
WAR:ETX's Debt-to-EBITDA is ranked better than 90% of 70
companies
in the Personal Services industry
Industry Median: 2.14
vs WAR:ETX: 0.33
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Euro-Tax pl Debt-to-EBITDA Related Terms
Euro-Tax pl Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Euro-Tax pl's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:ETX vs ROL, SCI, HRB: Debt-to-EBITDA Comparison
For the Personal Services subindustry, Euro-Tax pl's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euro-Tax pl Debt-to-EBITDA vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Euro-Tax pl's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Euro-Tax pl's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Euro-Tax pl (WAR:ETX) has a Debt-to-EBITDA of 0.63 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Euro-Tax pl. This is 103% above median its historical median of 0.31. According to the industry distribution chart, Euro-Tax pl ranks #7 out of 70 companies in the Personal Services industry, placing it in the top 10%.
Is Euro-Tax pl's Debt-to-EBITDA too high?
Euro-Tax pl's current Debt-to-EBITDA of 0.63 is 103% above median its 10-year median of 0.31. The Personal Services industry median Debt-to-EBITDA is 2.14. Euro-Tax pl's value of 0.63 is 70.6% below this industry median. Based on the distribution chart, Euro-Tax pl ranks #7 out of 70 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, Euro-Tax pl has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euro-Tax pl's Debt-to-EBITDA compare to ROL and SCI?
According to the Personal Services industry distribution chart, Euro-Tax pl ranks #7 out of 70 companies for Debt-to-EBITDA. This places Euro-Tax pl in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.14. Euro-Tax pl's value of 0.63 is 70.6% below this benchmark. While the company's 10-year median is 0.31 vs. the industry median of 2.14, Euro-Tax pl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Personal Services company?
The median Debt-to-EBITDA among Personal Services companies is 2.14, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euro-Tax pl's current Debt-to-EBITDA of 0.63 is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Euro-Tax pl. For the Personal Services industry, the median Debt-to-EBITDA is 2.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euro-Tax pl's current Debt-to-EBITDA is 0.63, which is 103% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euro-Tax pl stock overvalued right now?
Based on GuruFocus' analysis, Euro-Tax pl (WAR:ETX) is currently considered Modestly Undervalued. The stock's GF Value™ is zł3.93, compared to a current price of zł3.08 — trading 21.6% below its estimated fair value. The current Debt-to-EBITDA is 0.63, which is 103% above median its 10-year median of 0.31 and 70.6% below the Personal Services industry median of 2.14. Euro-Tax pl's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Euro-Tax pl (WAR:ETX), the current Debt-to-EBITDA is 0.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euro-Tax pl (WAR:ETX) Overvalued in 2026?
Based on GuruFocus' analysis, Euro-Tax pl stock appears to be undervalued.
The current stock price of zł3.08 is trading 21.6% below its estimated GF Value™ of zł3.93.
GuruFocus considers Euro-Tax pl to be Modestly Undervalued.
Key valuation signals for WAR:ETX:
Debt-to-EBITDA: 0.63 (103% above median its 10-year median of 0.31)
GF Value™: zł3.93 vs. price of zł3.08 (21.6% below fair value)
Industry Position: 70.6% below the Personal Services median (#7 of 70)
No single metric tells the full story. See the WAR:ETX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euro-Tax pl SA is a financial service provider for the polish emigrants. The company offers tax assessment and repayment services through recruitment and employment agencies. It also invests in the development of IT systems and the improvement of customer service processes.
88GF Score
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