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Euro-Tax plWAR:ETX -4.00%86 PB Ratio is 2.81 as of Jul. 31, 2026, which is 64% below its 10-year median of 7.77. GuruFocus rates WAR:ETX with a GF Score™ of 86/100 and a GF Value™ of zł4.09 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 88 Personal Services companies, Euro-Tax pl ranks worse than 69.32% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-31), Euro-Tax pl's share price is zł2.88. Euro-Tax pl's Book Value per Share for the quarter that ended in Mar. 2026 was zł1.03. Hence, Euro-Tax pl's PB Ratio of today is 2.81.
The historical rank and industry rank for Euro-Tax pl's PB Ratio or its related term are showing as below:
WAR:ETX'
s PB Ratio Range Over the Past 10 Years
Min: 1.98 Med: 7.77 Max: 127.2
Current: 2.81
During the past 13 years, Euro-Tax pl's highest PB Ratio was 127.20. The lowest was 1.98. And the median was 7.77.
WAR:ETX's PB Ratio is ranked worse than 69.32% of 88
companies
in the Personal Services industry
Industry Median: 1.575
vs WAR:ETX: 2.81
During the past 12 months, Euro-Tax pl's average Book Value Per Share Growth Rate was 173.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 16.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Euro-Tax pl was 104.90% per year. The lowest was -24.20% per year. And the median was 7.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Euro-Tax pl PB Ratio Related Terms
Euro-Tax pl PB Ratio Historical Data
* Premium members only.
The historical data trend for Euro-Tax pl's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Euro-Tax pl's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Euro-Tax pl PB Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Euro-Tax pl's PB Ratio distribution charts can be found below:
* The bar in red indicates where Euro-Tax pl's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Euro-Tax pl's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Euro-Tax pl (WAR:ETX) has a PB Ratio of 2.81 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Euro-Tax pl and its competitors. This is 64% below median its historical median of 7.77. Over the past decade, Euro-Tax pl's PB Ratio has ranged from 1.98 to 127.20. According to the industry distribution chart, Euro-Tax pl ranks #61 out of 88 companies in the Personal Services industry, placing it in the top 69.3%.
Is Euro-Tax pl's PB Ratio too high?
Euro-Tax pl's current PB Ratio of 2.81 is 64% below median its 10-year median of 7.77. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 127.20. The Personal Services industry median PB Ratio is 1.58. Euro-Tax pl's value of 2.81 is 78.4% above this industry median. Based on the distribution chart, Euro-Tax pl ranks #61 out of 88 companies in the Personal Services industry, which is below the industry midpoint. Overall, Euro-Tax pl has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euro-Tax pl's PB Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, Euro-Tax pl ranks #61 out of 88 companies for PB Ratio. This places Euro-Tax pl in the lower half of its industry. The industry median PB Ratio is 1.58. Euro-Tax pl's value of 2.81 is 78.4% above this benchmark. Historically, Euro-Tax pl's own PB Ratio has ranged from 1.98 to 127.20 over the past decade. While the company's 10-year median is 7.77 vs. the industry median of 1.58, Euro-Tax pl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Personal Services company?
The median PB Ratio among Personal Services companies is 1.58, based on 88 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euro-Tax pl's current PB Ratio of 2.81 is 78.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Euro-Tax pl and its competitors. For the Personal Services industry, the median PB Ratio is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euro-Tax pl's current PB Ratio is 2.81, which is 64% below median its own 10-year median of 7.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euro-Tax pl stock overvalued right now?
Based on GuruFocus' analysis, Euro-Tax pl (WAR:ETX) is currently considered Significantly Undervalued. The stock's GF Value™ is zł4.09, compared to a current price of zł2.88 — trading 29.6% below its estimated fair value. The current PB Ratio is 2.81, which is 64% below median its 10-year median of 7.77 and 78.4% above the Personal Services industry median of 1.58. Euro-Tax pl's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Euro-Tax pl (WAR:ETX), the current PB Ratio is 2.81 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Euro-Tax pl (WAR:ETX) Overvalued in 2026?
Based on GuruFocus' analysis, Euro-Tax pl stock appears to be undervalued.
The current stock price of zł2.88 is trading 29.6% below its estimated GF Value™ of zł4.09.
GuruFocus considers Euro-Tax pl to be Significantly Undervalued.
Key valuation signals for WAR:ETX:
PB Ratio: 2.81 (64% below median its 10-year median of 7.77)
GF Value™: zł4.09 vs. price of zł2.88 (29.6% below fair value)
Industry Position: 78.4% above the Personal Services median (#61 of 88)
No single metric tells the full story. See the WAR:ETX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Euro-Tax pl SA is a financial service provider for the polish emigrants. The company offers tax assessment and repayment services through recruitment and employment agencies. It also invests in the development of IT systems and the improvement of customer service processes.
86GF Score
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