Euro-Tax pl (WAR:ETX) Effective Interest Rate on Debt %: 4.20% (As of Mar. 2026)

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WAR:ETX Euro-Tax pl SA WAR:ETX
87 GF Score
Price zł3.04
GF Value zł4.11
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Euro-Tax pl Effective Interest Rate on Debt %?

Euro-Tax pl WAR:ETX -1.94% 87 Effective Interest Rate on Debt % is 4.20% as of Mar. 2026. GuruFocus rates WAR:ETX with a GF Score™ of 87/100 and a GF Value™ of zł4.11 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Euro-Tax pl's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.08 Mil. Euro-Tax pl's average total debt for the quarter that ended in Mar. 2026 was zł1.90 Mil. Therefore, Euro-Tax pl's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.20%.


Euro-Tax pl  (WAR:ETX) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Euro-Tax pl Effective Interest Rate on Debt % Related Terms


Euro-Tax pl Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Euro-Tax pl's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euro-Tax pl Effective Interest Rate on Debt % Chart

Euro-Tax pl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.32 9.47 19.54 11.80 6.69

Euro-Tax pl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.99 30.01 19.32 19.67 4.20

WAR:ETX vs ROL, SCI, HRB: Effective Interest Rate on Debt % Comparison

For the Personal Services subindustry, Euro-Tax pl's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euro-Tax pl Effective Interest Rate on Debt % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Euro-Tax pl's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Euro-Tax pl's Effective Interest Rate on Debt % falls into.


WAR:ETX
87GF Score
Euro-Tax pl SA WAR:ETX
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Euro-Tax pl Effective Interest Rate on Debt % Calculation

Euro-Tax pl's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.118/( (1.674+1.855)/ 2 )
=-1  *  -0.118/1.7645
=6.69 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.164 + 0.51
=1.674

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.173 + 0.682
=1.855

Euro-Tax pl's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.08/( (1.855+1.952)/ 2 )
=-1  *  -0.08/1.9035
=4.20 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.173 + 0.682
=1.855

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.156 + 0.796
=1.952

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.20% mean?
Euro-Tax pl (WAR:ETX) has a Effective Interest Rate on Debt % of 4.20% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Euro-Tax pl and its competitors.
Is Euro-Tax pl's Effective Interest Rate on Debt % too high?
Euro-Tax pl's current Effective Interest Rate on Debt % is 4.20%. Overall, Euro-Tax pl has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euro-Tax pl's Effective Interest Rate on Debt % compare to ROL and SCI?
Euro-Tax pl's Effective Interest Rate on Debt % of 4.20% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Personal Services company?
A good Effective Interest Rate on Debt % depends on the Personal Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Euro-Tax pl and its competitors. Euro-Tax pl's current Effective Interest Rate on Debt % is 4.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euro-Tax pl stock overvalued right now?
Based on GuruFocus' analysis, Euro-Tax pl (WAR:ETX) is currently considered Modestly Undervalued. The stock's GF Value™ is zł4.11, compared to a current price of zł3.04 — trading 26% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.20%. Euro-Tax pl's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Euro-Tax pl (WAR:ETX), the current Effective Interest Rate on Debt % is 4.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euro-Tax pl (WAR:ETX) Overvalued in 2026?

Based on GuruFocus' analysis, Euro-Tax pl stock appears to be undervalued. The current stock price of zł3.04 is trading 26% below its estimated GF Value™ of zł4.11. GuruFocus considers Euro-Tax pl to be Modestly Undervalued.

Key valuation signals for WAR:ETX:

  • Effective Interest Rate on Debt %: 4.20%
  • GF Value™: zł4.11 vs. price of zł3.04 (26% below fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the WAR:ETX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euro-Tax pl Business Description

Address Ulica Szelagowska 25/2-3, Poznan, POL, 61-626
Euro-Tax pl SA is a financial service provider for the polish emigrants. The company offers tax assessment and repayment services through recruitment and employment agencies. It also invests in the development of IT systems and the improvement of customer service processes.
87GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.04
Price
zł4.11
GF Value