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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Fundusz Hipoteczny Dom's Debt-to-EBITDA or its related term are showing as below:
WAR:FHD'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.76 Med: -0.02 Max: 0
Current: -0.01
WAR:FHD's Debt-to-EBITDA is ranked worse than 100% of 33
companies
in the Banks industry
Industry Median: 9.18
vs WAR:FHD: -0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Fundusz Hipoteczny Dom Debt-to-EBITDA Related Terms
Fundusz Hipoteczny Dom Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Fundusz Hipoteczny Dom's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:FHD vs RKT, FNMA, PFSI: Debt-to-EBITDA Comparison
For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fundusz Hipoteczny Dom Debt-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Fundusz Hipoteczny Dom's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
Fundusz Hipoteczny Dom (WAR:FHD) has a Debt-to-EBITDA of -0.01 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fundusz Hipoteczny Dom. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #999999 out of 33 companies in the Banks industry.
Is Fundusz Hipoteczny Dom's Debt-to-EBITDA too high?
Fundusz Hipoteczny Dom's current Debt-to-EBITDA is -0.01. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #999999 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's Debt-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #999999 out of 33 companies for Debt-to-EBITDA. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median Debt-to-EBITDA is 9.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Banks company?
The median Debt-to-EBITDA among Banks companies is 9.18, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fundusz Hipoteczny Dom. For the Banks industry, the median Debt-to-EBITDA is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current Debt-to-EBITDA is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current Debt-to-EBITDA of -0.01. The current Debt-to-EBITDA is -0.01. Fundusz Hipoteczny Dom's overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current Debt-to-EBITDA is -0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
17GF Score
Get the complete analysis for WAR:FHD
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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