Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fundusz Hipoteczny DomWAR:FHD +6.82%15 Operating Margin % is 518.60% as of Dec. 2025, which is 640% above its 10-year median of 70.05. GuruFocus rates WAR:FHD with a GF Score™ of 15/100. The stock has 4 warning signs investors should review. Among 47 Banks companies, Fundusz Hipoteczny Dom ranks worse than 100% on this metric.
Fundusz Hipoteczny Dom (WAR:FHD) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Fundusz Hipoteczny Dom Operating Margin % Related Terms
Fundusz Hipoteczny Dom Operating Margin % Historical Data
* Premium members only.
The historical data trend for Fundusz Hipoteczny Dom's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:FHD vs RKT, FNMA, PFSI: Operating Margin % Comparison
For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fundusz Hipoteczny Dom Operating Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Fundusz Hipoteczny Dom's Operating Margin % falls into.
Fundusz Hipoteczny Dom Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Fundusz Hipoteczny Dom's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fundusz Hipoteczny Dom (WAR:FHD) has a Operating Margin % of 518.60% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Fundusz Hipoteczny Dom and its competitors. This is 640% above median its historical median of 70.05. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #47 out of 47 companies in the Banks industry.
Is Fundusz Hipoteczny Dom's Operating Margin % too high?
Fundusz Hipoteczny Dom's current Operating Margin % of 518.60% is 640% above median its 10-year median of 70.05. The Banks industry median Operating Margin % is 14.59. Fundusz Hipoteczny Dom's value of 518.60% is 3454.5% above this industry median. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #47 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's Operating Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #47 out of 47 companies for Operating Margin %. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median Operating Margin % is 14.59. Fundusz Hipoteczny Dom's value of 518.60% is 3454.5% above this benchmark. While the company's 10-year median is 70.05 vs. the industry median of 14.59, Fundusz Hipoteczny Dom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Banks company?
The median Operating Margin % among Banks companies is 14.59, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fundusz Hipoteczny Dom's current Operating Margin % of 518.60% is 3454.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Fundusz Hipoteczny Dom and its competitors. For the Banks industry, the median Operating Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current Operating Margin % is 518.60%, which is 640% above median its own 10-year median of 70.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current Operating Margin % of 518.60%. The current Operating Margin % is 518.60%, which is 640% above median its 10-year median of 70.05 and 3454.5% above the Banks industry median of 14.59. Fundusz Hipoteczny Dom's overall GF Score™ is 15/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current Operating Margin % is 518.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
15GF Score
Get the complete analysis for WAR:FHD
Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:FHD has been successfully added to your 
