Fundusz Hipoteczny Dom (WAR:FHD) Operating Margin %: -805.70% (As of Sep. 2025)


WAR:FHD Fundusz Hipoteczny Dom SA WAR:FHD
24 GF Score
Price zł3.70
! 3 Warning Signs
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What is Fundusz Hipoteczny Dom Operating Margin %?

Fundusz Hipoteczny Dom WAR:FHD 24 Operating Margin % is -805.70% as of Sep. 2025. GuruFocus rates WAR:FHD with a GF Score™ of 24/100. The stock has 3 warning signs investors should review. Among 48 Banks companies, Fundusz Hipoteczny Dom ranks worse than 62.5% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Fundusz Hipoteczny Dom's Operating Income for the three months ended in Sep. 2025 was zł-2.12 Mil. Fundusz Hipoteczny Dom's Revenue for the three months ended in Sep. 2025 was zł0.26 Mil. Therefore, Fundusz Hipoteczny Dom's Operating Margin % for the quarter that ended in Sep. 2025 was -805.70%.

The historical rank and industry rank for Fundusz Hipoteczny Dom's Operating Margin % or its related term are showing as below:

WAR:FHD' s Operating Margin % Range Over the Past 10 Years
Min: -2613.1   Med: 70.06   Max: 16345.71
Current: 5.9


WAR:FHD's Operating Margin % is ranked worse than
62.5% of 48 companies
in the Banks industry
Industry Median: 18.135 vs WAR:FHD: 5.90

Fundusz Hipoteczny Dom's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Fundusz Hipoteczny Dom's Operating Income for the three months ended in Sep. 2025 was zł-2.12 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.62 Mil.


Fundusz Hipoteczny Dom  (WAR:FHD) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Fundusz Hipoteczny Dom Operating Margin % Related Terms


Fundusz Hipoteczny Dom Operating Margin % Historical Data

* Premium members only.

The historical data trend for Fundusz Hipoteczny Dom's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundusz Hipoteczny Dom Operating Margin % Chart

Fundusz Hipoteczny Dom Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 541.24 2,277.19 165.96 -351.64 -25.85

Fundusz Hipoteczny Dom Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -350.78 73.85 -643.36 -279.67 -805.70

WAR:FHD vs RKT, FNMA, PFSI: Operating Margin % Comparison

For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundusz Hipoteczny Dom Operating Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Fundusz Hipoteczny Dom's Operating Margin % falls into.


WAR:FHD
24GF Score
Fundusz Hipoteczny Dom SA WAR:FHD
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fundusz Hipoteczny Dom Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Fundusz Hipoteczny Dom's Operating Margin % for the fiscal year that ended in Dec. 2024 is calculated as

Operating Margin %=Operating Income (A: Dec. 2024 ) / Revenue (A: Dec. 2024 )
=-2.703 / 10.457
=-25.85 %

Fundusz Hipoteczny Dom's Operating Margin % for the quarter that ended in Sep. 2025 is calculated as

Operating Margin %=Operating Income (Q: Sep. 2025 ) / Revenue (Q: Sep. 2025 )
=-2.119 / 0.263
=-805.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -805.70% mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a Operating Margin % of -805.70% as of Sep. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Fundusz Hipoteczny Dom and its competitors. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #30 out of 48 companies in the Banks industry, placing it in the top 62.5%.
Is Fundusz Hipoteczny Dom's Operating Margin % too high?
Fundusz Hipoteczny Dom's current Operating Margin % is -805.70%. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #30 out of 48 companies in the Banks industry, which is below the industry midpoint. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's Operating Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #30 out of 48 companies for Operating Margin %. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median Operating Margin % is 18.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Banks company?
The median Operating Margin % among Banks companies is 18.14, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Fundusz Hipoteczny Dom and its competitors. For the Banks industry, the median Operating Margin % is 18.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current Operating Margin % is -805.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current Operating Margin % of -805.70%. The current Operating Margin % is -805.70%. Fundusz Hipoteczny Dom's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current Operating Margin % is -805.70% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fundusz Hipoteczny Dom Business Description

Address al. Jana Pawla II 29, Warsaw, POL, 00-867
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
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Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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