Fundusz Hipoteczny DomWAR:FHD 19 Return-on-Tangible-Equity is -10.60% as of Dec. 2025. GuruFocus rates WAR:FHD with a GF Score™ of 19/100. The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Fundusz Hipoteczny Dom ranks worse than 97.5% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Fundusz Hipoteczny Dom's annualized net income for the quarter that ended in Dec. 2025 was zł-2.61 Mil. Fundusz Hipoteczny Dom's average shareholder tangible equity for the quarter that ended in Dec. 2025 was zł24.64 Mil. Therefore, Fundusz Hipoteczny Dom's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -10.60%.
The historical rank and industry rank for Fundusz Hipoteczny Dom's Return-on-Tangible-Equity or its related term are showing as below:
WAR:FHD'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -99.22 Med: -9.34 Max: 13.64
Current: -5.01
During the past 13 years, Fundusz Hipoteczny Dom's highest Return-on-Tangible-Equity was 13.64%. The lowest was -99.22%. And the median was -9.34%.
WAR:FHD's Return-on-Tangible-Equity is ranked worse than 97.5% of 1521
companies
in the Banks industry
Industry Median: 11.19
vs WAR:FHD: -5.01
Fundusz Hipoteczny Dom (WAR:FHD) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Fundusz Hipoteczny Dom Return-on-Tangible-Equity Related Terms
Fundusz Hipoteczny Dom Return-on-Tangible-Equity Historical Data
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The historical data trend for Fundusz Hipoteczny Dom's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fundusz Hipoteczny Dom Return-on-Tangible-Equity Chart
WAR:FHD vs RKT, FNMA, PFSI: Return-on-Tangible-Equity Comparison
For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fundusz Hipoteczny Dom Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Fundusz Hipoteczny Dom's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -10.60% mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a Return-on-Tangible-Equity of -10.60% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Fundusz Hipoteczny Dom and its competitors. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #1483 out of 1521 companies in the Banks industry, placing it in the top 97.5%.
Is Fundusz Hipoteczny Dom's Return-on-Tangible-Equity too high?
Fundusz Hipoteczny Dom's current Return-on-Tangible-Equity is -10.60%. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #1483 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's Return-on-Tangible-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #1483 out of 1521 companies for Return-on-Tangible-Equity. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Fundusz Hipoteczny Dom and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current Return-on-Tangible-Equity is -10.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current Return-on-Tangible-Equity of -10.60%. The current Return-on-Tangible-Equity is -10.60%. Fundusz Hipoteczny Dom's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current Return-on-Tangible-Equity is -10.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
19GF Score
Get the complete analysis for WAR:FHD
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