Fundusz Hipoteczny Dom (WAR:FHD) E10: zł-0.44 (As of Sep. 2025)


WAR:FHD Fundusz Hipoteczny Dom SA WAR:FHD
24 GF Score
Price zł3.70
! 3 Warning Signs
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What is Fundusz Hipoteczny Dom E10?

Fundusz Hipoteczny Dom WAR:FHD 24 E10 is zł-0.44 as of Sep. 2025. GuruFocus rates WAR:FHD with a GF Score™ of 24/100. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fundusz Hipoteczny Dom's adjusted earnings per share data for the three months ended in Sep. 2025 was zł0.026. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł-0.44 for the trailing ten years ended in Sep. 2025.

During the past 3 years, the average E10 Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Fundusz Hipoteczny Dom was 9.30% per year. The lowest was 9.30% per year. And the median was 9.30% per year.

As of today (2026-07-02), Fundusz Hipoteczny Dom's current stock price is zł3.70. Fundusz Hipoteczny Dom's E10 for the quarter that ended in Sep. 2025 was zł-0.44. Fundusz Hipoteczny Dom's Shiller PE Ratio of today is .


Fundusz Hipoteczny Dom  (WAR:FHD) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Fundusz Hipoteczny Dom E10 Related Terms


Fundusz Hipoteczny Dom E10 Historical Data

* Premium members only.

The historical data trend for Fundusz Hipoteczny Dom's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundusz Hipoteczny Dom E10 Chart

Fundusz Hipoteczny Dom Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.59 -0.69 -0.57 -0.44

Fundusz Hipoteczny Dom Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.59 -0.44 -0.45 -0.44 -0.44

WAR:FHD vs RKT, FNMA, PFSI: E10 Comparison

For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundusz Hipoteczny Dom Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fundusz Hipoteczny Dom's Shiller PE Ratio falls into.


WAR:FHD
24GF Score
Fundusz Hipoteczny Dom SA WAR:FHD
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Fundusz Hipoteczny Dom E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fundusz Hipoteczny Dom's adjusted earnings per share data for the three months ended in Sep. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=0.026/158.0000*158.0000
=0.026

Current CPI (Sep. 2025) = 158.0000.

Fundusz Hipoteczny Dom Quarterly Data

per share eps CPI Adj_EPS
201512 -0.297 99.471 -0.472
201603 0.057 98.983 0.091
201606 -0.053 99.552 -0.084
201609 -0.112 99.064 -0.179
201612 0.026 100.366 0.041
201703 0.010 101.018 0.016
201706 -0.056 101.180 -0.087
201709 -0.106 101.343 -0.165
201712 -0.330 102.564 -0.508
201803 -0.043 102.564 -0.066
201806 -0.014 103.378 -0.021
201809 -0.126 103.378 -0.193
201812 0.027 103.785 0.041
201903 -0.053 104.274 -0.080
201906 -0.072 105.983 -0.107
201909 -0.073 105.983 -0.109
201912 -0.019 107.123 -0.028
202003 -0.107 109.076 -0.155
202006 -0.044 109.402 -0.064
202009 -0.039 109.320 -0.056
202012 -0.007 109.565 -0.010
202103 -0.015 112.658 -0.021
202106 -0.021 113.960 -0.029
202109 0.162 115.588 0.221
202112 0.195 119.088 0.259
202203 -0.046 125.031 -0.058
202206 0.070 131.705 0.084
202209 0.036 135.531 0.042
202212 -1.725 139.113 -1.959
202303 -0.062 145.950 -0.067
202306 0.025 147.009 0.027
202309 -0.378 146.113 -0.409
202312 -0.006 147.741 -0.006
202403 -0.163 149.044 -0.173
202406 -0.162 150.997 -0.170
202409 -0.245 153.439 -0.252
202412 0.384 154.660 0.392
202503 -0.091 157.021 -0.092
202506 0.028 157.509 0.028
202509 0.026 158.000 0.026

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of zł-0.44 mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a E10 of zł-0.44 as of Sep. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fundusz Hipoteczny Dom and its competitors.
Is Fundusz Hipoteczny Dom's E10 too high?
Fundusz Hipoteczny Dom's current E10 is zł-0.44. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's E10 compare to RKT and FNMA?
Fundusz Hipoteczny Dom's E10 of zł-0.44 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fundusz Hipoteczny Dom and its competitors. Fundusz Hipoteczny Dom's current E10 is zł-0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current E10 of zł-0.44. The current E10 is zł-0.44. Fundusz Hipoteczny Dom's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current E10 is zł-0.44 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fundusz Hipoteczny Dom Business Description

Address al. Jana Pawla II 29, Warsaw, POL, 00-867
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
24GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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