Fundusz Hipoteczny Dom (WAR:FHD) ROC (Joel Greenblatt) %: -20,160.00% (As of Dec. 2025)

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WAR:FHD Fundusz Hipoteczny Dom SA WAR:FHD
17 GF Score
Price zł3.90
! 4 Warning Signs
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What is Fundusz Hipoteczny Dom ROC (Joel Greenblatt) %?

Fundusz Hipoteczny Dom WAR:FHD 17 ROC (Joel Greenblatt) % is -20,160.00% as of Dec. 2025. GuruFocus rates WAR:FHD with a GF Score™ of 17/100. The stock has 4 warning signs investors should review. Among 46 Banks companies, Fundusz Hipoteczny Dom ranks worse than 100% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Fundusz Hipoteczny Dom's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -20,160.00%.

The historical rank and industry rank for Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % or its related term are showing as below:

WAR:FHD' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -341100   Med: -5730.72   Max: -1160
Current: -9087.9

During the past 13 years, Fundusz Hipoteczny Dom's highest ROC (Joel Greenblatt) % was -1160.00%. The lowest was -341100.00%. And the median was -5730.72%.

WAR:FHD's ROC (Joel Greenblatt) % is ranked worse than
100% of 46 companies
in the Banks industry
Industry Median: 63.385 vs WAR:FHD: -9087.90

Fundusz Hipoteczny Dom's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 17.30% per year.


Fundusz Hipoteczny Dom  (WAR:FHD) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Fundusz Hipoteczny Dom ROC (Joel Greenblatt) % Related Terms


Fundusz Hipoteczny Dom ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundusz Hipoteczny Dom ROC (Joel Greenblatt) % Chart

Fundusz Hipoteczny Dom Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3,090.48 -5,204.74 -2,858.82 -1,252.31 -8,822.02

Fundusz Hipoteczny Dom Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,787.28 -7,081.38 -5,198.30 -9,417.78 -20,160.00

WAR:FHD vs RKT, FNMA, PFSI: ROC (Joel Greenblatt) % Comparison

For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundusz Hipoteczny Dom ROC (Joel Greenblatt) % vs Banks Industry

For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % falls into.


WAR:FHD
17GF Score
Fundusz Hipoteczny Dom SA WAR:FHD
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fundusz Hipoteczny Dom ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.0039999999999999) - (2.913 + 0 + 3.156)
=-6.065

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.002) - (3.808 + 0 + 4.005)
=-7.811

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Fundusz Hipoteczny Dom for the quarter that ended in Dec. 2025 can be restated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-13.608/( ( (0.076 + max(-6.065, 0)) + (0.059 + max(-7.811, 0)) )/ 2 )
=-13.608/( ( 0.076 + 0.059 )/ 2 )
=-13.608/0.0675
=-20,160.00 %

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of -20,160.00% mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a ROC (Joel Greenblatt) % of -20,160.00% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Fundusz Hipoteczny Dom and its competitors. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #46 out of 46 companies in the Banks industry.
Is Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % too high?
Fundusz Hipoteczny Dom's current ROC (Joel Greenblatt) % is -20,160.00%. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #46 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #46 out of 46 companies for ROC (Joel Greenblatt) %. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Fundusz Hipoteczny Dom and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current ROC (Joel Greenblatt) % is -20,160.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current ROC (Joel Greenblatt) % of -20,160.00%. The current ROC (Joel Greenblatt) % is -20,160.00%. Fundusz Hipoteczny Dom's overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current ROC (Joel Greenblatt) % is -20,160.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fundusz Hipoteczny Dom Business Description

Address al. Jana Pawla II 29, Warsaw, POL, 00-867
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
17GF Score

Get the complete analysis for WAR:FHD

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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