RTS Technology Holdings Bhd (XKLS:03039) Debt-to-EBITDA : 0.47 (As of Dec. 2025) — 72% Below Median

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XKLS:03039 RTS Technology Holdings Bhd XKLS:03039
34 GF Score
Price RM0.17
GF Value RM0.30
! 5 Warning Signs
View Full Analysis

What is RTS Technology Holdings Bhd Debt-to-EBITDA?

RTS Technology Holdings Bhd XKLS:03039 34 Debt-to-EBITDA is 0.47 as of Dec. 2025, which is 72% below its 10-year median of 1.69. GuruFocus rates XKLS:03039 with a GF Score™ of 34/100 and a GF Value™ of RM0.30. The stock has 5 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

RTS Technology Holdings Bhd's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was RM1.57 Mil. RTS Technology Holdings Bhd's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was RM1.05 Mil. RTS Technology Holdings Bhd's annualized EBITDA for the quarter that ended in Dec. 2025 was RM5.54 Mil. RTS Technology Holdings Bhd's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.47.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for RTS Technology Holdings Bhd's Debt-to-EBITDA or its related term are showing as below:

XKLS:03039' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.96   Med: 1.69   Max: 2.56
Current: 2.07

During the past 7 years, the highest Debt-to-EBITDA Ratio of RTS Technology Holdings Bhd was 2.56. The lowest was 0.96. And the median was 1.69.

XKLS:03039's Debt-to-EBITDA is not ranked
in the Software industry.
Industry Median: 1.09 vs XKLS:03039: 2.07

RTS Technology Holdings Bhd  (XKLS:03039) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


RTS Technology Holdings Bhd Debt-to-EBITDA Related Terms


RTS Technology Holdings Bhd Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for RTS Technology Holdings Bhd's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTS Technology Holdings Bhd Debt-to-EBITDA Chart

RTS Technology Holdings Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 2.56 1.82 1.63 1.01 1.74

RTS Technology Holdings Bhd Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.72 -2.09 0.44 -0.80 0.47

XKLS:03039 vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, RTS Technology Holdings Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTS Technology Holdings Bhd Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, RTS Technology Holdings Bhd's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where RTS Technology Holdings Bhd's Debt-to-EBITDA falls into.


XKLS:03039
34GF Score
RTS Technology Holdings Bhd XKLS:03039
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RTS Technology Holdings Bhd Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

RTS Technology Holdings Bhd's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.573 + 1.048) / 1.505
=1.74

RTS Technology Holdings Bhd's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.573 + 1.048) / 5.544
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.47 mean?
RTS Technology Holdings Bhd (XKLS:03039) has a Debt-to-EBITDA of 0.47 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on RTS Technology Holdings Bhd. This is 72% below median its historical median of 1.69. Over the past decade, RTS Technology Holdings Bhd's Debt-to-EBITDA has ranged from 0.96 to 2.56.
Is RTS Technology Holdings Bhd's Debt-to-EBITDA too high?
RTS Technology Holdings Bhd's current Debt-to-EBITDA of 0.47 is 72% below median its 10-year median of 1.69. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 2.56. The Software industry median Debt-to-EBITDA is 1.09. RTS Technology Holdings Bhd's value of 0.47 is 56.9% below this industry median. Overall, RTS Technology Holdings Bhd has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does RTS Technology Holdings Bhd's Debt-to-EBITDA compare to IBM and ACN?
RTS Technology Holdings Bhd's Debt-to-EBITDA of 0.47 can be compared against companies in the Software industry. The industry median Debt-to-EBITDA is 1.09. RTS Technology Holdings Bhd's value of 0.47 is 56.9% below this benchmark. Historically, RTS Technology Holdings Bhd's own Debt-to-EBITDA has ranged from 0.96 to 2.56 over the past decade. While the company's 10-year median is 1.69 vs. the industry median of 1.09, RTS Technology Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTS Technology Holdings Bhd's current Debt-to-EBITDA of 0.47 is 56.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on RTS Technology Holdings Bhd. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTS Technology Holdings Bhd's current Debt-to-EBITDA is 0.47, which is 72% below median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTS Technology Holdings Bhd stock overvalued right now?
RTS Technology Holdings Bhd (XKLS:03039) has a current Debt-to-EBITDA of 0.47. The stock's GF Value™ is RM0.30, compared to a current price of RM0.17 — trading 45% below its estimated fair value. The current Debt-to-EBITDA is 0.47, which is 72% below median its 10-year median of 1.69 and 56.9% below the Software industry median of 1.09. RTS Technology Holdings Bhd's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For RTS Technology Holdings Bhd (XKLS:03039), the current Debt-to-EBITDA is 0.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RTS Technology Holdings Bhd (XKLS:03039) Overvalued in 2026?

Based on GuruFocus' analysis, RTS Technology Holdings Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 45% below its estimated GF Value™ of RM0.30.

Key valuation signals for XKLS:03039:

  • Debt-to-EBITDA: 0.47 (72% below median its 10-year median of 1.69)
  • GF Value™: RM0.30 vs. price of RM0.17 (45% below fair value)
  • GF Score™: 34/100 with 5 warning signs
  • Industry Position: 56.9% below the Software median

No single metric tells the full story. See the XKLS:03039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RTS Technology Holdings Bhd Business Description

Address Jalan 4/101C, Block F, 11-5-2, Cheras Business Centre, Kuala Lumpur, MYS, 56100
RTS Technology Holdings Bhd is a multi-disciplinary technology company committed to providing solutions to help optimize the operational efficiencies of toll collection operations. Along with its subsidiaries, the company operates in the following business segments; Service rendered which derives key revenue and includes design, engineering, and system integration of expressway toll collection system; and the Sale of software system and equipment-related services segment which represents the sale of goods and service rendered which is trading in nature and maintenance service for the expressway toll collection system. Geographically, it derives maximum revenue from its customers in Malaysia followed by Myanmar and Philippines.
34GF Score

Get the complete analysis for XKLS:03039

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.30
GF Value