RTS Technology Holdings Bhd (XKLS:03039) Effective Interest Rate on Debt %: 8.04% (As of Dec. 2025)

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XKLS:03039 RTS Technology Holdings Bhd XKLS:03039
34 GF Score
Price RM0.17
GF Value RM0.30
! 5 Warning Signs
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What is RTS Technology Holdings Bhd Effective Interest Rate on Debt %?

RTS Technology Holdings Bhd XKLS:03039 34 Effective Interest Rate on Debt % is 8.04% as of Dec. 2025. GuruFocus rates XKLS:03039 with a GF Score™ of 34/100 and a GF Value™ of RM0.30. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. RTS Technology Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was RM0.20 Mil. RTS Technology Holdings Bhd's average total debt for the quarter that ended in Dec. 2025 was RM2.51 Mil. Therefore, RTS Technology Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.04%.


RTS Technology Holdings Bhd  (XKLS:03039) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


RTS Technology Holdings Bhd Effective Interest Rate on Debt % Related Terms


RTS Technology Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for RTS Technology Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTS Technology Holdings Bhd Effective Interest Rate on Debt % Chart

RTS Technology Holdings Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 6.21 5.85 5.28 5.48 7.70

RTS Technology Holdings Bhd Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 6.85 5.43 6.59 6.24 8.04

XKLS:03039 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, RTS Technology Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTS Technology Holdings Bhd Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, RTS Technology Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where RTS Technology Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:03039
34GF Score
RTS Technology Holdings Bhd XKLS:03039
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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RTS Technology Holdings Bhd Effective Interest Rate on Debt % Calculation

RTS Technology Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.164/( (1.636+2.621)/ 2 )
=-1  *  -0.164/2.1285
=7.70 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.638 + 0.998
=1.636

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.048 + 1.573
=2.621

RTS Technology Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.202/( (2.402+2.621)/ 2 )
=-1  *  -0.202/2.5115
=8.04 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.691 + 1.711
=2.402

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.048 + 1.573
=2.621

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.04% mean?
RTS Technology Holdings Bhd (XKLS:03039) has a Effective Interest Rate on Debt % of 8.04% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RTS Technology Holdings Bhd and its competitors.
Is RTS Technology Holdings Bhd's Effective Interest Rate on Debt % too high?
RTS Technology Holdings Bhd's current Effective Interest Rate on Debt % is 8.04%. Overall, RTS Technology Holdings Bhd has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does RTS Technology Holdings Bhd's Effective Interest Rate on Debt % compare to IBM and ACN?
RTS Technology Holdings Bhd's Effective Interest Rate on Debt % of 8.04% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RTS Technology Holdings Bhd and its competitors. RTS Technology Holdings Bhd's current Effective Interest Rate on Debt % is 8.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTS Technology Holdings Bhd stock overvalued right now?
RTS Technology Holdings Bhd (XKLS:03039) has a current Effective Interest Rate on Debt % of 8.04%. The stock's GF Value™ is RM0.30, compared to a current price of RM0.17 — trading 45% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.04%. RTS Technology Holdings Bhd's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For RTS Technology Holdings Bhd (XKLS:03039), the current Effective Interest Rate on Debt % is 8.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RTS Technology Holdings Bhd (XKLS:03039) Overvalued in 2026?

Based on GuruFocus' analysis, RTS Technology Holdings Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 45% below its estimated GF Value™ of RM0.30.

Key valuation signals for XKLS:03039:

  • Effective Interest Rate on Debt %: 8.04%
  • GF Value™: RM0.30 vs. price of RM0.17 (45% below fair value)
  • GF Score™: 34/100 with 5 warning signs

No single metric tells the full story. See the XKLS:03039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RTS Technology Holdings Bhd Business Description

Address Jalan 4/101C, Block F, 11-5-2, Cheras Business Centre, Kuala Lumpur, MYS, 56100
RTS Technology Holdings Bhd is a multi-disciplinary technology company committed to providing solutions to help optimize the operational efficiencies of toll collection operations. Along with its subsidiaries, the company operates in the following business segments; Service rendered which derives key revenue and includes design, engineering, and system integration of expressway toll collection system; and the Sale of software system and equipment-related services segment which represents the sale of goods and service rendered which is trading in nature and maintenance service for the expressway toll collection system. Geographically, it derives maximum revenue from its customers in Malaysia followed by Myanmar and Philippines.
34GF Score

Get the complete analysis for XKLS:03039

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.30
GF Value