RTS Technology Holdings Bhd (XKLS:03039) Interest Coverage: 21.60 (As of Dec. 2025) — 189% Above Median


XKLS:03039 RTS Technology Holdings Bhd XKLS:03039
34 GF Score
Price RM0.17
GF Value RM0.30
! 5 Warning Signs
View Full Analysis

What is RTS Technology Holdings Bhd Interest Coverage?

RTS Technology Holdings Bhd XKLS:03039 34 Interest Coverage is 21.60 as of Dec. 2025, which is 189% above its 10-year median of 7.47. GuruFocus rates XKLS:03039 with a GF Score™ of 34/100 and a GF Value™ of RM0.30. The stock has 5 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RTS Technology Holdings Bhd's Operating Income for the six months ended in Dec. 2025 was RM2.18 Mil. RTS Technology Holdings Bhd's Interest Expense for the six months ended in Dec. 2025 was RM-0.10 Mil. RTS Technology Holdings Bhd's interest coverage for the quarter that ended in Dec. 2025 was 21.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for RTS Technology Holdings Bhd's Interest Coverage or its related term are showing as below:

XKLS:03039' s Interest Coverage Range Over the Past 10 Years
Min: 4.39   Med: 7.47   Max: 13.46
Current: 4.39


XKLS:03039's Interest Coverage is not ranked
in the Software industry.
Industry Median: 24.78 vs XKLS:03039: 4.39

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RTS Technology Holdings Bhd  (XKLS:03039) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RTS Technology Holdings Bhd Interest Coverage Related Terms


RTS Technology Holdings Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for RTS Technology Holdings Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RTS Technology Holdings Bhd Interest Coverage Chart

RTS Technology Holdings Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 5.25 8.05 7.47 10.61 4.39

RTS Technology Holdings Bhd Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 16.64 0.00 31.49 0.00 21.60

XKLS:03039 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, RTS Technology Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTS Technology Holdings Bhd Interest Coverage vs Software Industry

For the Software industry and Technology sector, RTS Technology Holdings Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RTS Technology Holdings Bhd's Interest Coverage falls into.


XKLS:03039
34GF Score
RTS Technology Holdings Bhd XKLS:03039
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RTS Technology Holdings Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RTS Technology Holdings Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, RTS Technology Holdings Bhd's Interest Expense was RM-0.16 Mil. Its Operating Income was RM0.72 Mil. And its Long-Term Debt & Capital Lease Obligation was RM1.05 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.72/-0.164
=4.39

RTS Technology Holdings Bhd's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, RTS Technology Holdings Bhd's Interest Expense was RM-0.10 Mil. Its Operating Income was RM2.18 Mil. And its Long-Term Debt & Capital Lease Obligation was RM1.05 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.182/-0.101
=21.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 21.60 mean?
RTS Technology Holdings Bhd (XKLS:03039) has a Interest Coverage of 21.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RTS Technology Holdings Bhd and its competitors. This is 189% above median its historical median of 7.47. Over the past decade, RTS Technology Holdings Bhd's Interest Coverage has ranged from 4.39 to 13.46.
Is RTS Technology Holdings Bhd's Interest Coverage too high?
RTS Technology Holdings Bhd's current Interest Coverage of 21.60 is 189% above median its 10-year median of 7.47. Over the past 10 years, this metric has ranged from a low of 4.39 to a high of 13.46. The Software industry median Interest Coverage is 24.78. RTS Technology Holdings Bhd's value of 21.60 is 12.8% below this industry median. Overall, RTS Technology Holdings Bhd has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does RTS Technology Holdings Bhd's Interest Coverage compare to IBM and ACN?
RTS Technology Holdings Bhd's Interest Coverage of 21.60 can be compared against companies in the Software industry. The industry median Interest Coverage is 24.78. RTS Technology Holdings Bhd's value of 21.60 is 12.8% below this benchmark. Historically, RTS Technology Holdings Bhd's own Interest Coverage has ranged from 4.39 to 13.46 over the past decade. While the company's 10-year median is 7.47 vs. the industry median of 24.78, RTS Technology Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTS Technology Holdings Bhd's current Interest Coverage of 21.60 is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RTS Technology Holdings Bhd and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTS Technology Holdings Bhd's current Interest Coverage is 21.60, which is 189% above median its own 10-year median of 7.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTS Technology Holdings Bhd stock overvalued right now?
RTS Technology Holdings Bhd (XKLS:03039) has a current Interest Coverage of 21.60. The stock's GF Value™ is RM0.30, compared to a current price of RM0.17 — trading 45% below its estimated fair value. The current Interest Coverage is 21.60, which is 189% above median its 10-year median of 7.47 and 12.8% below the Software industry median of 24.78. RTS Technology Holdings Bhd's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RTS Technology Holdings Bhd (XKLS:03039), the current Interest Coverage is 21.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RTS Technology Holdings Bhd (XKLS:03039) Overvalued in 2026?

Based on GuruFocus' analysis, RTS Technology Holdings Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 45% below its estimated GF Value™ of RM0.30.

Key valuation signals for XKLS:03039:

  • Interest Coverage: 21.60 (189% above median its 10-year median of 7.47)
  • GF Value™: RM0.30 vs. price of RM0.17 (45% below fair value)
  • GF Score™: 34/100 with 5 warning signs
  • Industry Position: 12.8% below the Software median

No single metric tells the full story. See the XKLS:03039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RTS Technology Holdings Bhd Business Description

Address Jalan 4/101C, Block F, 11-5-2, Cheras Business Centre, Kuala Lumpur, MYS, 56100
RTS Technology Holdings Bhd is a multi-disciplinary technology company committed to providing solutions to help optimize the operational efficiencies of toll collection operations. Along with its subsidiaries, the company operates in the following business segments; Service rendered which derives key revenue and includes design, engineering, and system integration of expressway toll collection system; and the Sale of software system and equipment-related services segment which represents the sale of goods and service rendered which is trading in nature and maintenance service for the expressway toll collection system. Geographically, it derives maximum revenue from its customers in Malaysia followed by Myanmar and Philippines.
34GF Score

Get the complete analysis for XKLS:03039

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.30
GF Value