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Dynafront Holdings BhdXKLS:03046 47 Debt-to-EBITDA is 0.46 as of Dec. 2025, which is 109% above its 10-year median of 0.22. GuruFocus rates XKLS:03046 with a GF Score™ of 47/100 and a GF Value™ of RM0.87 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,725 Software companies, Dynafront Holdings Bhd ranks better than 71.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Dynafront Holdings Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:03046'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.07 Med: 0.22 Max: 0.75
Current: 0.34
During the past 7 years, the highest Debt-to-EBITDA Ratio of Dynafront Holdings Bhd was 0.75. The lowest was 0.07. And the median was 0.22.
XKLS:03046's Debt-to-EBITDA is ranked better than 71.71% of 1725
companies
in the Software industry
Industry Median: 1.09
vs XKLS:03046: 0.34
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Dynafront Holdings Bhd Debt-to-EBITDA Related Terms
Dynafront Holdings Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Dynafront Holdings Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:03046 vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Dynafront Holdings Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dynafront Holdings Bhd Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Dynafront Holdings Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dynafront Holdings Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Dynafront Holdings Bhd (XKLS:03046) has a Debt-to-EBITDA of 0.46 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dynafront Holdings Bhd. This is 109% above median its historical median of 0.22. Over the past decade, Dynafront Holdings Bhd's Debt-to-EBITDA has ranged from 0.07 to 0.75. According to the industry distribution chart, Dynafront Holdings Bhd ranks #488 out of 1725 companies in the Software industry, placing it in the top 28.3%.
Is Dynafront Holdings Bhd's Debt-to-EBITDA too high?
Dynafront Holdings Bhd's current Debt-to-EBITDA of 0.46 is 109% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.75. The Software industry median Debt-to-EBITDA is 1.09. Dynafront Holdings Bhd's value of 0.46 is 57.8% below this industry median. Based on the distribution chart, Dynafront Holdings Bhd ranks #488 out of 1725 companies in the Software industry, which is above the industry midpoint. Overall, Dynafront Holdings Bhd has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dynafront Holdings Bhd's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Dynafront Holdings Bhd ranks #488 out of 1725 companies for Debt-to-EBITDA. This puts Dynafront Holdings Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 1.09. Dynafront Holdings Bhd's value of 0.46 is 57.8% below this benchmark. Historically, Dynafront Holdings Bhd's own Debt-to-EBITDA has ranged from 0.07 to 0.75 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 1.09, Dynafront Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dynafront Holdings Bhd's current Debt-to-EBITDA of 0.46 is 57.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dynafront Holdings Bhd. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dynafront Holdings Bhd's current Debt-to-EBITDA is 0.46, which is 109% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynafront Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Dynafront Holdings Bhd (XKLS:03046) is currently considered Fairly Valued. The stock's GF Value™ is RM0.87, compared to a current price of RM0.80 — trading 8% below its estimated fair value. The current Debt-to-EBITDA is 0.46, which is 109% above median its 10-year median of 0.22 and 57.8% below the Software industry median of 1.09. Dynafront Holdings Bhd's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Dynafront Holdings Bhd (XKLS:03046), the current Debt-to-EBITDA is 0.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dynafront Holdings Bhd (XKLS:03046) Overvalued in 2026?
Based on GuruFocus' analysis, Dynafront Holdings Bhd stock appears to be undervalued.
The current stock price of RM0.80 is trading 8% below its estimated GF Value™ of RM0.87.
GuruFocus considers Dynafront Holdings Bhd to be Fairly Valued.
Key valuation signals for XKLS:03046:
Debt-to-EBITDA: 0.46 (109% above median its 10-year median of 0.22)
GF Value™: RM0.87 vs. price of RM0.80 (8% below fair value)
Industry Position: 57.8% below the Software median (#488 of 1725)
No single metric tells the full story. See the XKLS:03046 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dynafront Holdings Bhd is a life insurance software solutions provider. It is principally involved in the provision of proprietary software, managed services as well as other technology solutions and consulting services for life insurance companies, Takaful operators, as well as independent corporate life insurance agencies. Geographically, the company derives its maximum revenue from its customers in Indonesia followed by Malaysia, Thailand, Philippines, and Hong Kong.
47GF Score
Get the complete analysis for XKLS:03046
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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