Dynafront Holdings Bhd (XKLS:03046) Effective Interest Rate on Debt %: 3.93% (As of Dec. 2025)

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XKLS:03046 Dynafront Holdings Bhd XKLS:03046
56 GF Score
Price RM0.80
GF Value RM0.87
Valuation Fairly Valued
! 6 Warning Signs
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What is Dynafront Holdings Bhd Effective Interest Rate on Debt %?

Dynafront Holdings Bhd XKLS:03046 56 Effective Interest Rate on Debt % is 3.93% as of Dec. 2025. GuruFocus rates XKLS:03046 with a GF Score™ of 56/100 and a GF Value™ of RM0.87 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Dynafront Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was RM0.02 Mil. Dynafront Holdings Bhd's average total debt for the quarter that ended in Dec. 2025 was RM0.51 Mil. Therefore, Dynafront Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.93%.


Dynafront Holdings Bhd  (XKLS:03046) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Dynafront Holdings Bhd Effective Interest Rate on Debt % Related Terms


Dynafront Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Dynafront Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dynafront Holdings Bhd Effective Interest Rate on Debt % Chart

Dynafront Holdings Bhd Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.40 5.96 3.27 4.16 3.99

Dynafront Holdings Bhd Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.76 6.25 4.02 3.98 3.93

XKLS:03046 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Dynafront Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dynafront Holdings Bhd Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Dynafront Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Dynafront Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:03046
56GF Score
Dynafront Holdings Bhd XKLS:03046
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dynafront Holdings Bhd Effective Interest Rate on Debt % Calculation

Dynafront Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.023/( (0.621+0.531)/ 2 )
=-1  *  -0.023/0.576
=3.99 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.531 + 0.09
=0.621

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.442 + 0.089
=0.531

Dynafront Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.02/( (0.531+0.487)/ 2 )
=-1  *  -0.02/0.509
=3.93 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.442 + 0.089
=0.531

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.396 + 0.091
=0.487

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.93% mean?
Dynafront Holdings Bhd (XKLS:03046) has a Effective Interest Rate on Debt % of 3.93% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dynafront Holdings Bhd and its competitors.
Is Dynafront Holdings Bhd's Effective Interest Rate on Debt % too high?
Dynafront Holdings Bhd's current Effective Interest Rate on Debt % is 3.93%. Overall, Dynafront Holdings Bhd has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dynafront Holdings Bhd's Effective Interest Rate on Debt % compare to QH and SHOP?
Dynafront Holdings Bhd's Effective Interest Rate on Debt % of 3.93% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Dynafront Holdings Bhd and its competitors. Dynafront Holdings Bhd's current Effective Interest Rate on Debt % is 3.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynafront Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Dynafront Holdings Bhd (XKLS:03046) is currently considered Fairly Valued. The stock's GF Value™ is RM0.87, compared to a current price of RM0.80 — trading 8% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.93%. Dynafront Holdings Bhd's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Dynafront Holdings Bhd (XKLS:03046), the current Effective Interest Rate on Debt % is 3.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dynafront Holdings Bhd (XKLS:03046) Overvalued in 2026?

Based on GuruFocus' analysis, Dynafront Holdings Bhd stock appears to be undervalued. The current stock price of RM0.80 is trading 8% below its estimated GF Value™ of RM0.87. GuruFocus considers Dynafront Holdings Bhd to be Fairly Valued.

Key valuation signals for XKLS:03046:

  • Effective Interest Rate on Debt %: 3.93%
  • GF Value™: RM0.87 vs. price of RM0.80 (8% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the XKLS:03046 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dynafront Holdings Bhd Business Description

Address 338 Jalan Tun Razak, Block C, C-8-1, 8th Floor, Corporate Office Tower, KL Trillion, Wilayah Persekutuan, Kuala Lumpur, MYS, 50400
Dynafront Holdings Bhd is a life insurance software solutions provider. It is principally involved in the provision of proprietary software, managed services as well as other technology solutions and consulting services for life insurance companies, Takaful operators, as well as independent corporate life insurance agencies. Geographically, the company derives its maximum revenue from its customers in Indonesia followed by Malaysia, Thailand, Philippines, and Hong Kong.
56GF Score

Get the complete analysis for XKLS:03046

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.80
Price
RM0.87
GF Value