Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Dynafront Holdings BhdXKLS:03046 56 Interest Coverage is 10.20 as of Dec. 2025, which is 84% below its 10-year median of 63.04. GuruFocus rates XKLS:03046 with a GF Score™ of 56/100 and a GF Value™ of RM0.87 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,719 Software companies, Dynafront Holdings Bhd ranks worse than 50.38% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Dynafront Holdings Bhd's
Operating Income
for the
six
months ended in Dec. 2025 was RM0.10 Mil. Dynafront Holdings Bhd's Interest Expense for the
six
months ended in Dec. 2025 was RM-0.01 Mil.
Dynafront Holdings Bhd's interest coverage for the quarter that ended in Dec. 2025 was 10.20.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Dynafront Holdings Bhd's Interest Coverage or its related term are showing as below:
XKLS:03046'
s Interest Coverage Range Over the Past 10 Years
Min: 13.58 Med: 63.04 Max: 213.38
Current: 24.52
XKLS:03046's Interest Coverage is ranked worse than 50.38% of 1719
companies
in the Software industry
Industry Median: 24.67
vs XKLS:03046: 24.52
Dynafront Holdings Bhd (XKLS:03046) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Dynafront Holdings Bhd Interest Coverage Related Terms
Dynafront Holdings Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Dynafront Holdings Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:03046 vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Dynafront Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dynafront Holdings Bhd Interest Coverage vs Software Industry
For the Software industry and Technology sector, Dynafront Holdings Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Dynafront Holdings Bhd's Interest Coverage falls into.
Dynafront Holdings Bhd Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dynafront Holdings Bhd (XKLS:03046) has a Interest Coverage of 10.20 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dynafront Holdings Bhd and its competitors. This is 84% below median its historical median of 63.04. Over the past decade, Dynafront Holdings Bhd's Interest Coverage has ranged from 13.58 to 213.38. According to the industry distribution chart, Dynafront Holdings Bhd ranks #866 out of 1719 companies in the Software industry, placing it in the top 50.4%.
Is Dynafront Holdings Bhd's Interest Coverage too high?
Dynafront Holdings Bhd's current Interest Coverage of 10.20 is 84% below median its 10-year median of 63.04. Over the past 10 years, this metric has ranged from a low of 13.58 to a high of 213.38. The Software industry median Interest Coverage is 24.67. Dynafront Holdings Bhd's value of 10.20 is 58.7% below this industry median. Based on the distribution chart, Dynafront Holdings Bhd ranks #866 out of 1719 companies in the Software industry, which is below the industry midpoint. Overall, Dynafront Holdings Bhd has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dynafront Holdings Bhd's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Dynafront Holdings Bhd ranks #866 out of 1719 companies for Interest Coverage. This places Dynafront Holdings Bhd in the lower half of its industry. The industry median Interest Coverage is 24.67. Dynafront Holdings Bhd's value of 10.20 is 58.7% below this benchmark. Historically, Dynafront Holdings Bhd's own Interest Coverage has ranged from 13.58 to 213.38 over the past decade. While the company's 10-year median is 63.04 vs. the industry median of 24.67, Dynafront Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dynafront Holdings Bhd's current Interest Coverage of 10.20 is 58.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dynafront Holdings Bhd and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dynafront Holdings Bhd's current Interest Coverage is 10.20, which is 84% below median its own 10-year median of 63.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynafront Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Dynafront Holdings Bhd (XKLS:03046) is currently considered Fairly Valued. The stock's GF Value™ is RM0.87, compared to a current price of RM0.80 — trading 8% below its estimated fair value. The current Interest Coverage is 10.20, which is 84% below median its 10-year median of 63.04 and 58.7% below the Software industry median of 24.67. Dynafront Holdings Bhd's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dynafront Holdings Bhd (XKLS:03046), the current Interest Coverage is 10.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dynafront Holdings Bhd (XKLS:03046) Overvalued in 2026?
Based on GuruFocus' analysis, Dynafront Holdings Bhd stock appears to be undervalued.
The current stock price of RM0.80 is trading 8% below its estimated GF Value™ of RM0.87.
GuruFocus considers Dynafront Holdings Bhd to be Fairly Valued.
Key valuation signals for XKLS:03046:
Interest Coverage: 10.20 (84% below median its 10-year median of 63.04)
GF Value™: RM0.87 vs. price of RM0.80 (8% below fair value)
Industry Position: 58.7% below the Software median (#866 of 1719)
No single metric tells the full story. See the XKLS:03046 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dynafront Holdings Bhd is a life insurance software solutions provider. It is principally involved in the provision of proprietary software, managed services as well as other technology solutions and consulting services for life insurance companies, Takaful operators, as well as independent corporate life insurance agencies. Geographically, the company derives its maximum revenue from its customers in Indonesia followed by Malaysia, Thailand, Philippines, and Hong Kong.
56GF Score
Get the complete analysis for XKLS:03046
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:03046 has been successfully added to your 
