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Dynafront Holdings BhdXKLS:03046 56 ROA % is 2.13% as of Dec. 2025, which is 73% below its 10-year median of 7.79. GuruFocus rates XKLS:03046 with a GF Score™ of 56/100 and a GF Value™ of RM0.87 (Fairly Valued). The stock has 6 warning signs investors should review. Among 2,894 Software companies, Dynafront Holdings Bhd ranks better than 58.12% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Dynafront Holdings Bhd's annualizedNet Income for the quarter that ended in Dec. 2025 was RM0.50 Mil.
Dynafront Holdings Bhd's average Total Assets over the quarter that ended in Dec. 2025 was RM23.62 Mil. Therefore, Dynafront Holdings Bhd's annualized ROA % for the quarter that ended in Dec. 2025 was 2.13%.
The historical rank and industry rank for Dynafront Holdings Bhd's ROA % or its related term are showing as below:
XKLS:03046'
s ROA % Range Over the Past 10 Years
Min: 3.44 Med: 7.79 Max: 12.67
Current: 3.44
During the past 7 years, Dynafront Holdings Bhd's highest ROA % was 12.67%. The lowest was 3.44%. And the median was 7.79%.
XKLS:03046's ROA % is ranked better than 58.12% of 2894
companies
in the Software industry
Industry Median: 1.71
vs XKLS:03046: 3.44
Dynafront Holdings Bhd (XKLS:03046) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Dynafront Holdings Bhd's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dynafront Holdings Bhd ROA % vs Software Industry
For the Software industry and Technology sector, Dynafront Holdings Bhd's ROA % distribution charts can be found below:
* The bar in red indicates where Dynafront Holdings Bhd's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Dynafront Holdings Bhd (XKLS:03046) has a ROA % of 2.13% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dynafront Holdings Bhd and its competitors. This is 73% below median its historical median of 7.79. Over the past decade, Dynafront Holdings Bhd's ROA % has ranged from 3.44 to 12.67. According to the industry distribution chart, Dynafront Holdings Bhd ranks #1212 out of 2894 companies in the Software industry, placing it in the top 41.9%.
Is Dynafront Holdings Bhd's ROA % too high?
Dynafront Holdings Bhd's current ROA % of 2.13% is 73% below median its 10-year median of 7.79. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 12.67. The Software industry median ROA % is 1.71. Dynafront Holdings Bhd's value of 2.13% is 24.6% above this industry median. Based on the distribution chart, Dynafront Holdings Bhd ranks #1212 out of 2894 companies in the Software industry, which is above the industry midpoint. Overall, Dynafront Holdings Bhd has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dynafront Holdings Bhd's ROA % compare to QH and SHOP?
According to the Software industry distribution chart, Dynafront Holdings Bhd ranks #1212 out of 2894 companies for ROA %. This puts Dynafront Holdings Bhd in the upper half of its industry. The industry median ROA % is 1.71. Dynafront Holdings Bhd's value of 2.13% is 24.6% above this benchmark. Historically, Dynafront Holdings Bhd's own ROA % has ranged from 3.44 to 12.67 over the past decade. While the company's 10-year median is 7.79 vs. the industry median of 1.71, Dynafront Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.71, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dynafront Holdings Bhd's current ROA % of 2.13% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Dynafront Holdings Bhd and its competitors. For the Software industry, the median ROA % is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dynafront Holdings Bhd's current ROA % is 2.13%, which is 73% below median its own 10-year median of 7.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynafront Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Dynafront Holdings Bhd (XKLS:03046) is currently considered Fairly Valued. The stock's GF Value™ is RM0.87, compared to a current price of RM0.80 — trading 8% below its estimated fair value. The current ROA % is 2.13%, which is 73% below median its 10-year median of 7.79 and 24.6% above the Software industry median of 1.71. Dynafront Holdings Bhd's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Dynafront Holdings Bhd (XKLS:03046), the current ROA % is 2.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dynafront Holdings Bhd (XKLS:03046) Overvalued in 2026?
Based on GuruFocus' analysis, Dynafront Holdings Bhd stock appears to be undervalued.
The current stock price of RM0.80 is trading 8% below its estimated GF Value™ of RM0.87.
GuruFocus considers Dynafront Holdings Bhd to be Fairly Valued.
Key valuation signals for XKLS:03046:
ROA %: 2.13% (73% below median its 10-year median of 7.79)
GF Value™: RM0.87 vs. price of RM0.80 (8% below fair value)
Industry Position: 24.6% above the Software median (#1212 of 2894)
No single metric tells the full story. See the XKLS:03046 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dynafront Holdings Bhd is a life insurance software solutions provider. It is principally involved in the provision of proprietary software, managed services as well as other technology solutions and consulting services for life insurance companies, Takaful operators, as well as independent corporate life insurance agencies. Geographically, the company derives its maximum revenue from its customers in Indonesia followed by Malaysia, Thailand, Philippines, and Hong Kong.
56GF Score
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