A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for C3.ai's Debt-to-EBITDA or its related term are showing as below:
XSWX:AI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.07 Med: -0.01 Max: -0.01
Current: -0.01
During the past 8 years, the highest Debt-to-EBITDA Ratio of C3.ai was -0.01. The lowest was -0.07. And the median was -0.01.
XSWX:AI's Debt-to-EBITDA is ranked worse than 100% of 1704
companies
in the Software industry
Industry Median: 1.1
vs XSWX:AI: -0.01
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
C3.ai Debt-to-EBITDA Related Terms
C3.ai Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for C3.ai's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:AI vs PICS, PRGS, AEVA: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, C3.ai's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
C3.ai Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, C3.ai's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where C3.ai's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
C3.ai (XSWX:AI) has a Debt-to-EBITDA of -0.01 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on C3.ai. According to the industry distribution chart, C3.ai ranks #999999 out of 1704 companies in the Software industry.
Is C3.ai's Debt-to-EBITDA too high?
C3.ai's current Debt-to-EBITDA is -0.01. Based on the distribution chart, C3.ai ranks #999999 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, C3.ai has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does C3.ai's Debt-to-EBITDA compare to PICS and PRGS?
According to the Software industry distribution chart, C3.ai ranks #999999 out of 1704 companies for Debt-to-EBITDA. This places C3.ai in the lower half of its industry. The industry median Debt-to-EBITDA is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.10, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on C3.ai. For the Software industry, the median Debt-to-EBITDA is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. C3.ai's current Debt-to-EBITDA is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is C3.ai stock overvalued right now?
C3.ai (XSWX:AI) has a current Debt-to-EBITDA of -0.01. The stock's GF Value™ is CHF13.44, compared to a current price of CHF7.74 — trading 42.4% below its estimated fair value. The current Debt-to-EBITDA is -0.01. C3.ai's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For C3.ai (XSWX:AI), the current Debt-to-EBITDA is -0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is C3.ai (XSWX:AI) Overvalued in 2026?
Based on GuruFocus' analysis, C3.ai stock appears to be undervalued.
The current stock price of CHF7.74 is trading 42.4% below its estimated GF Value™ of CHF13.44.
Key valuation signals for XSWX:AI:
Debt-to-EBITDA: -0.01
GF Value™: CHF13.44 vs. price of CHF7.74 (42.4% below fair value)
No single metric tells the full story. See the XSWX:AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
C3.ai Inc is an enterprise artificial intelligence company. The company provides software-as-a-service applications that enable customers to rapidly develop, deploy, and operate large-scale Enterprise AI applications across any infrastructure. It provides solutions under three divisions namely, The C3 AI Platform, which is an end-to-end application development and runtime environment for designing, developing, and deploying AI applications: C3 AI Applications, which is a portfolio of pre-built, extensible, industry-specific, and application-specific Enterprise AI applications: and C3 Generative AI, which combines the utility of large language models. Geographically the company derives revenue from North America, Europe, the Middle East and Africa, Asia Pacific, and the Rest of the World.
54GF Score
Get the complete analysis for XSWX:AI
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:AI has been successfully added to your 
