A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for C3.ai's Debt-to-Equity or its related term are showing as below:
XSWX:AI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.01
Current: 0.01
During the past 8 years, the highest Debt-to-Equity Ratio of C3.ai was 0.01. The lowest was 0.00. And the median was 0.00.
XSWX:AI's Debt-to-Equity is ranked better than 99.96% of 2238
companies
in the Software industry
Industry Median: 0.19
vs XSWX:AI: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
C3.ai Debt-to-Equity Related Terms
C3.ai Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for C3.ai's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:AI vs PICS, PRGS, AEVA: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, C3.ai's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
C3.ai Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, C3.ai's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where C3.ai's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
C3.ai (XSWX:AI) has a Debt-to-Equity of 0.01 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on C3.ai and its competitors. According to the industry distribution chart, C3.ai ranks #1 out of 2238 companies in the Software industry, placing it in the top 0%.
Is C3.ai's Debt-to-Equity too high?
C3.ai's current Debt-to-Equity is 0.01. The Software industry median Debt-to-Equity is 0.19. C3.ai's value of 0.01 is 94.7% below this industry median. Based on the distribution chart, C3.ai ranks #1 out of 2238 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, C3.ai has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does C3.ai's Debt-to-Equity compare to PICS and PRGS?
According to the Software industry distribution chart, C3.ai ranks #1 out of 2238 companies for Debt-to-Equity. This places C3.ai in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.19. C3.ai's value of 0.01 is 94.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,238 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. C3.ai's current Debt-to-Equity of 0.01 is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on C3.ai and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. C3.ai's current Debt-to-Equity is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is C3.ai stock overvalued right now?
C3.ai (XSWX:AI) has a current Debt-to-Equity of 0.01. The stock's GF Value™ is CHF13.98, compared to a current price of CHF7.36 — trading 47.4% below its estimated fair value. The current Debt-to-Equity is 0.01 and 94.7% below the Software industry median of 0.19. C3.ai's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For C3.ai (XSWX:AI), the current Debt-to-Equity is 0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is C3.ai (XSWX:AI) Overvalued in 2026?
Based on GuruFocus' analysis, C3.ai stock appears to be undervalued.
The current stock price of CHF7.36 is trading 47.4% below its estimated GF Value™ of CHF13.98.
Key valuation signals for XSWX:AI:
Debt-to-Equity: 0.01
GF Value™: CHF13.98 vs. price of CHF7.36 (47.4% below fair value)
Industry Position: 94.7% below the Software median (#1 of 2238)
No single metric tells the full story. See the XSWX:AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
C3.ai Inc is an enterprise artificial intelligence company. The company provides software-as-a-service applications that enable customers to rapidly develop, deploy, and operate large-scale Enterprise AI applications across any infrastructure. It provides solutions under three divisions namely, The C3 AI Platform, which is an end-to-end application development and runtime environment for designing, developing, and deploying AI applications: C3 AI Applications, which is a portfolio of pre-built, extensible, industry-specific, and application-specific Enterprise AI applications: and C3 Generative AI, which combines the utility of large language models. Geographically the company derives revenue from North America, Europe, the Middle East and Africa, Asia Pacific, and the Rest of the World.
54GF Score
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