C3.ai (XSWX:AI) Effective Interest Rate on Debt %: 0.00% (As of Apr. 2026)


XSWX:AI C3.ai Inc XSWX:AI
53 GF Score
Price CHF7.23
GF Value CHF13.31
! 7 Warning Signs
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What is C3.ai Effective Interest Rate on Debt %?

C3.ai XSWX:AI 53 Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus rates XSWX:AI with a GF Score™ of 53/100 and a GF Value™ of CHF13.31. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. C3.ai's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was CHF0.0 Mil. C3.ai's average total debt for the quarter that ended in Apr. 2026 was CHF4.3 Mil. Therefore, C3.ai's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 0.00%.


C3.ai  (XSWX:AI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


C3.ai Effective Interest Rate on Debt % Related Terms


C3.ai Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for C3.ai's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

C3.ai Effective Interest Rate on Debt % Chart

C3.ai Annual Data
Trend Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

C3.ai Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XSWX:AI vs EVTC, APPN, MQ: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, C3.ai's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


C3.ai Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, C3.ai's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where C3.ai's Effective Interest Rate on Debt % falls into.


XSWX:AI
53GF Score
C3.ai Inc XSWX:AI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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C3.ai Effective Interest Rate on Debt % Calculation

C3.ai's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  0/( (3.998+4.392)/ 2 )
=-1  *  0/4.195
=0.00 %

where

C3.ai's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  0/( (4.241+4.392)/ 2 )
=-1  *  0/4.3165
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
C3.ai (XSWX:AI) has a Effective Interest Rate on Debt % of 0.00% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on C3.ai and its competitors.
Is C3.ai's Effective Interest Rate on Debt % too high?
C3.ai's current Effective Interest Rate on Debt % is 0.00%. Overall, C3.ai has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does C3.ai's Effective Interest Rate on Debt % compare to EVTC and APPN?
C3.ai's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on C3.ai and its competitors. C3.ai's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is C3.ai stock overvalued right now?
C3.ai (XSWX:AI) has a current Effective Interest Rate on Debt % of 0.00%. The stock's GF Value™ is CHF13.31, compared to a current price of CHF7.23 — trading 45.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. C3.ai's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For C3.ai (XSWX:AI), the current Effective Interest Rate on Debt % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is C3.ai (XSWX:AI) Overvalued in 2026?

Based on GuruFocus' analysis, C3.ai stock appears to be undervalued. The current stock price of CHF7.23 is trading 45.7% below its estimated GF Value™ of CHF13.31.

Key valuation signals for XSWX:AI:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: CHF13.31 vs. price of CHF7.23 (45.7% below fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the XSWX:AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


C3.ai Business Description

Address 1400 Seaport Boulevard, Redwood City, CA, USA, 94063
C3.ai Inc is an enterprise artificial intelligence company. The company provides software-as-a-service applications that enable customers to rapidly develop, deploy, and operate large-scale Enterprise AI applications across any infrastructure. It provides solutions under three divisions namely, The C3 AI Platform, which is an end-to-end application development and runtime environment for designing, developing, and deploying AI applications: C3 AI Applications, which is a portfolio of pre-built, extensible, industry-specific, and application-specific Enterprise AI applications: and C3 Generative AI, which combines the utility of large language models. Geographically the company derives revenue from North America, Europe, the Middle East and Africa, Asia Pacific, and the Rest of the World.
53GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
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GF Value