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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bangkok Union Insurance PCL's Debt-to-Equity or its related term are showing as below:
BKK:BUI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04 Med: 0.06 Max: 0.13
Current: 0.04
During the past 13 years, the highest Debt-to-Equity Ratio of Bangkok Union Insurance PCL was 0.13. The lowest was 0.04. And the median was 0.06.
BKK:BUI's Debt-to-Equity is ranked better than 79.7% of 404
companies
in the Insurance industry
Industry Median: 0.2
vs BKK:BUI: 0.04
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bangkok Union Insurance PCL Debt-to-Equity Related Terms
Bangkok Union Insurance PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:BUI vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, Bangkok Union Insurance PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Union Insurance PCL Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Union Insurance PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bangkok Union Insurance PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Union Insurance PCL (BKK:BUI) has a Debt-to-Equity of 0.04 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bangkok Union Insurance PCL and its competitors. This is 33% below median its historical median of 0.06. Over the past decade, Bangkok Union Insurance PCL's Debt-to-Equity has ranged from 0.04 to 0.13. According to the industry distribution chart, Bangkok Union Insurance PCL ranks #82 out of 404 companies in the Insurance industry, placing it in the top 20.3%.
Is Bangkok Union Insurance PCL's Debt-to-Equity too high?
Bangkok Union Insurance PCL's current Debt-to-Equity of 0.04 is 33% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.13. The Insurance industry median Debt-to-Equity is 0.20. Bangkok Union Insurance PCL's value of 0.04 is 80% below this industry median. Based on the distribution chart, Bangkok Union Insurance PCL ranks #82 out of 404 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bangkok Union Insurance PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Union Insurance PCL's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Bangkok Union Insurance PCL ranks #82 out of 404 companies for Debt-to-Equity. This places Bangkok Union Insurance PCL in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Bangkok Union Insurance PCL's value of 0.04 is 80% below this benchmark. Historically, Bangkok Union Insurance PCL's own Debt-to-Equity has ranged from 0.04 to 0.13 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.20, Bangkok Union Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Union Insurance PCL's current Debt-to-Equity of 0.04 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bangkok Union Insurance PCL and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Union Insurance PCL's current Debt-to-Equity is 0.04, which is 33% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Union Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL (BKK:BUI) is currently considered Fairly Valued. The stock's GF Value™ is ฿11.14, compared to a current price of ฿11.10 — trading 0.4% below its estimated fair value. The current Debt-to-Equity is 0.04, which is 33% below median its 10-year median of 0.06 and 80% below the Insurance industry median of 0.20. Bangkok Union Insurance PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bangkok Union Insurance PCL (BKK:BUI), the current Debt-to-Equity is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Union Insurance PCL (BKK:BUI) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL stock appears to be undervalued.
The current stock price of ฿11.10 is trading 0.4% below its estimated GF Value™ of ฿11.14.
GuruFocus considers Bangkok Union Insurance PCL to be Fairly Valued.
Key valuation signals for BKK:BUI:
Debt-to-Equity: 0.04 (33% below median its 10-year median of 0.06)
GF Value™: ฿11.14 vs. price of ฿11.10 (0.4% below fair value)
Industry Position: 80% below the Insurance median (#82 of 404)
No single metric tells the full story. See the BKK:BUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Union Insurance PCL is a Thailand-based company engaged in the insurance sector. Its two operating segments are non-life insurance business and rental of office space. The company operates principally in Thailand and generates the majority of the revenue from the non-insurance segment where it provides non-life insurance services like fire insurance, motor insurance, marine and transportation insurance, and miscellaneous insurance.
67GF Score
Get the complete analysis for BKK:BUI
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