Bangkok Union Insurance PCL (BKK:BUI) 5-Year Yield-on-Cost %: 15.82 (As of Jul. 17, 2026) — 47% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:BUI Bangkok Union Insurance PCL BKK:BUI
67 GF Score
Price ฿11.00
GF Value ฿11.17
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Bangkok Union Insurance PCL 5-Year Yield-on-Cost %?

Bangkok Union Insurance PCL BKK:BUI 67 5-Year Yield-on-Cost % is 15.82 as of Jul. 17, 2026, which is 47% below its 10-year median of 30.07. GuruFocus rates BKK:BUI with a GF Score™ of 67/100 and a GF Value™ of ฿11.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 417 Insurance companies, Bangkok Union Insurance PCL ranks better than 94.24% on this metric.

Bangkok Union Insurance PCL's yield on cost for the quarter that ended in Mar. 2026 was 15.82.


The historical rank and industry rank for Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % or its related term are showing as below:

BKK:BUI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.65   Med: 30.07   Max: 225.24
Current: 15.82


During the past 13 years, Bangkok Union Insurance PCL's highest Yield on Cost was 225.24. The lowest was 5.65. And the median was 30.07.


BKK:BUI's 5-Year Yield-on-Cost % is ranked better than
94.24% of 417 companies
in the Insurance industry
Industry Median: 3.98 vs BKK:BUI: 15.82

Bangkok Union Insurance PCL  (BKK:BUI) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Bangkok Union Insurance PCL 5-Year Yield-on-Cost % Related Terms


BKK:BUI vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison

For the Insurance - Property & Casualty subindustry, Bangkok Union Insurance PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Union Insurance PCL 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % falls into.


BKK:BUI
67GF Score
Bangkok Union Insurance PCL BKK:BUI
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bangkok Union Insurance PCL 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Bangkok Union Insurance PCL is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 15.82 mean?
Bangkok Union Insurance PCL (BKK:BUI) has a 5-Year Yield-on-Cost % of 15.82 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bangkok Union Insurance PCL and its competitors. This is 47% below median its historical median of 30.07. Over the past decade, Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % has ranged from 5.65 to 225.24. According to the industry distribution chart, Bangkok Union Insurance PCL ranks #24 out of 417 companies in the Insurance industry, placing it in the top 5.8%.
Is Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % too high?
Bangkok Union Insurance PCL's current 5-Year Yield-on-Cost % of 15.82 is 47% below median its 10-year median of 30.07. Over the past 10 years, this metric has ranged from a low of 5.65 to a high of 225.24. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. Bangkok Union Insurance PCL's value of 15.82 is 297.5% above this industry median. Based on the distribution chart, Bangkok Union Insurance PCL ranks #24 out of 417 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bangkok Union Insurance PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Union Insurance PCL's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Bangkok Union Insurance PCL ranks #24 out of 417 companies for 5-Year Yield-on-Cost %. This places Bangkok Union Insurance PCL in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.98. Bangkok Union Insurance PCL's value of 15.82 is 297.5% above this benchmark. Historically, Bangkok Union Insurance PCL's own 5-Year Yield-on-Cost % has ranged from 5.65 to 225.24 over the past decade. While the company's 10-year median is 30.07 vs. the industry median of 3.98, Bangkok Union Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Union Insurance PCL's current 5-Year Yield-on-Cost % of 15.82 is 297.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bangkok Union Insurance PCL and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Union Insurance PCL's current 5-Year Yield-on-Cost % is 15.82, which is 47% below median its own 10-year median of 30.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Union Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL (BKK:BUI) is currently considered Fairly Valued. The stock's GF Value™ is ฿11.17, compared to a current price of ฿11.00 — trading 1.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 15.82, which is 47% below median its 10-year median of 30.07 and 297.5% above the Insurance industry median of 3.98. Bangkok Union Insurance PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bangkok Union Insurance PCL (BKK:BUI), the current 5-Year Yield-on-Cost % is 15.82 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Union Insurance PCL (BKK:BUI) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Union Insurance PCL stock appears to be undervalued. The current stock price of ฿11.00 is trading 1.5% below its estimated GF Value™ of ฿11.17. GuruFocus considers Bangkok Union Insurance PCL to be Fairly Valued.

Key valuation signals for BKK:BUI:

  • 5-Year Yield-on-Cost %: 15.82 (47% below median its 10-year median of 30.07)
  • GF Value™: ฿11.17 vs. price of ฿11.00 (1.5% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 297.5% above the Insurance median (#24 of 417)

No single metric tells the full story. See the BKK:BUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Union Insurance PCL Business Description

Address 175-177 Surawong Road, Suriyawong Subdistrict, Bangrak District, Bangkok, THA, 10500
Bangkok Union Insurance PCL is a Thailand-based company engaged in the insurance sector. Its two operating segments are non-life insurance business and rental of office space. The company operates principally in Thailand and generates the majority of the revenue from the non-insurance segment where it provides non-life insurance services like fire insurance, motor insurance, marine and transportation insurance, and miscellaneous insurance.
67GF Score

Get the complete analysis for BKK:BUI

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.00
Price
฿11.17
GF Value