Bangkok Union Insurance PCL (BKK:BUI) Cyclically Adjusted PS Ratio: 0.46 (As of Jul. 17, 2026) — 13% Below Median

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BKK:BUI Bangkok Union Insurance PCL BKK:BUI
67 GF Score
Price ฿11.00
GF Value ฿11.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio?

Bangkok Union Insurance PCL BKK:BUI 67 Cyclically Adjusted PS Ratio is 0.46 as of Jul. 17, 2026, which is 13% below its 10-year median of 0.53. GuruFocus rates BKK:BUI with a GF Score™ of 67/100 and a GF Value™ of ฿11.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 410 Insurance companies, Bangkok Union Insurance PCL ranks better than 84.88% on this metric.

As of today (2026-07-17), Bangkok Union Insurance PCL's current share price is ฿11.00. Bangkok Union Insurance PCL's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ฿24.12. Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio for today is 0.46.

The historical rank and industry rank for Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKK:BUI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.53   Max: 1.24
Current: 0.46

During the past years, Bangkok Union Insurance PCL's highest Cyclically Adjusted PS Ratio was 1.24. The lowest was 0.25. And the median was 0.53.

BKK:BUI's Cyclically Adjusted PS Ratio is ranked better than
84.88% of 410 companies
in the Insurance industry
Industry Median: 1.225 vs BKK:BUI: 0.46

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bangkok Union Insurance PCL's adjusted revenue per share data for the three months ended in Mar. 2026 was ฿5.384. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ฿24.12 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bangkok Union Insurance PCL  (BKK:BUI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio Related Terms


Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio Chart

Bangkok Union Insurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.53 0.60 0.58 0.47

Bangkok Union Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.41 0.51 0.47 0.45

BKK:BUI vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio falls into.


BKK:BUI
67GF Score
Bangkok Union Insurance PCL BKK:BUI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bangkok Union Insurance PCL Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=11.00/24.12
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Union Insurance PCL's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bangkok Union Insurance PCL's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.384/330.2130*330.2130
=5.384

Current CPI (Mar. 2026) = 330.2130.

Bangkok Union Insurance PCL Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.380 241.018 6.001
201609 4.206 241.428 5.753
201612 3.999 241.432 5.470
201703 4.335 243.801 5.871
201706 4.498 244.955 6.064
201709 4.302 246.819 5.756
201712 4.260 246.524 5.706
201803 4.473 249.554 5.919
201806 5.089 251.989 6.669
201809 4.864 252.439 6.363
201812 4.510 251.233 5.928
201903 4.952 254.202 6.433
201906 5.357 256.143 6.906
201909 5.546 256.759 7.133
201912 5.089 256.974 6.539
202003 4.928 258.115 6.305
202006 4.532 257.797 5.805
202009 4.662 260.280 5.915
202012 4.547 260.474 5.764
202103 4.901 264.877 6.110
202106 5.182 271.696 6.298
202109 5.013 274.310 6.035
202112 4.809 278.802 5.696
202203 5.617 287.504 6.451
202206 6.202 296.311 6.912
202209 6.478 296.808 7.207
202212 5.924 296.797 6.591
202303 5.919 301.836 6.475
202306 5.450 305.109 5.898
202309 5.504 307.789 5.905
202312 5.192 306.746 5.589
202403 5.406 312.332 5.715
202406 5.454 314.175 5.732
202409 5.139 315.301 5.382
202412 5.139 315.605 5.377
202503 6.067 319.799 6.265
202506 5.577 322.561 5.709
202509 4.980 324.800 5.063
202512 4.964 324.054 5.058
202603 5.384 330.213 5.384

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.46 mean?
Bangkok Union Insurance PCL (BKK:BUI) has a Cyclically Adjusted PS Ratio of 0.46 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bangkok Union Insurance PCL and its competitors. This is 13% below median its historical median of 0.53. Over the past decade, Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio has ranged from 0.25 to 1.24. According to the industry distribution chart, Bangkok Union Insurance PCL ranks #62 out of 410 companies in the Insurance industry, placing it in the top 15.1%.
Is Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio too high?
Bangkok Union Insurance PCL's current Cyclically Adjusted PS Ratio of 0.46 is 13% below median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.24. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Bangkok Union Insurance PCL's value of 0.46 is 62.4% below this industry median. Based on the distribution chart, Bangkok Union Insurance PCL ranks #62 out of 410 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bangkok Union Insurance PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Union Insurance PCL's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Bangkok Union Insurance PCL ranks #62 out of 410 companies for Cyclically Adjusted PS Ratio. This places Bangkok Union Insurance PCL in the top 15% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.23. Bangkok Union Insurance PCL's value of 0.46 is 62.4% below this benchmark. Historically, Bangkok Union Insurance PCL's own Cyclically Adjusted PS Ratio has ranged from 0.25 to 1.24 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.23, Bangkok Union Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Union Insurance PCL's current Cyclically Adjusted PS Ratio of 0.46 is 62.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bangkok Union Insurance PCL and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Union Insurance PCL's current Cyclically Adjusted PS Ratio is 0.46, which is 13% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Union Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL (BKK:BUI) is currently considered Fairly Valued. The stock's GF Value™ is ฿11.17, compared to a current price of ฿11.00 — trading 1.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.46, which is 13% below median its 10-year median of 0.53 and 62.4% below the Insurance industry median of 1.23. Bangkok Union Insurance PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bangkok Union Insurance PCL (BKK:BUI), the current Cyclically Adjusted PS Ratio is 0.46 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Union Insurance PCL (BKK:BUI) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Union Insurance PCL stock appears to be undervalued. The current stock price of ฿11.00 is trading 1.5% below its estimated GF Value™ of ฿11.17. GuruFocus considers Bangkok Union Insurance PCL to be Fairly Valued.

Key valuation signals for BKK:BUI:

  • Cyclically Adjusted PS Ratio: 0.46 (13% below median its 10-year median of 0.53)
  • GF Value™: ฿11.17 vs. price of ฿11.00 (1.5% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 62.4% below the Insurance median (#62 of 410)

No single metric tells the full story. See the BKK:BUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Union Insurance PCL Business Description

Address 175-177 Surawong Road, Suriyawong Subdistrict, Bangrak District, Bangkok, THA, 10500
Bangkok Union Insurance PCL is a Thailand-based company engaged in the insurance sector. Its two operating segments are non-life insurance business and rental of office space. The company operates principally in Thailand and generates the majority of the revenue from the non-insurance segment where it provides non-life insurance services like fire insurance, motor insurance, marine and transportation insurance, and miscellaneous insurance.
67GF Score

Get the complete analysis for BKK:BUI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.00
Price
฿11.17
GF Value