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Bangkok Union Insurance PCLBKK:BUI 67 Interest Coverage is 34.34 as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BKK:BUI with a GF Score™ of 67/100 and a GF Value™ of ฿11.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 350 Insurance companies, Bangkok Union Insurance PCL ranks worse than 98% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Bangkok Union Insurance PCL's
EBIT
for the
three
months ended in Mar. 2026 was ฿19 Mil. Bangkok Union Insurance PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-1 Mil.
Bangkok Union Insurance PCL's interest coverage for the quarter that ended in Mar. 2026 was 34.34.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Bangkok Union Insurance PCL's Interest Coverage or its related term are showing as below:
BKK:BUI'
s Interest Coverage Range Over the Past 10 Years
Min: 0.88 Med: No Debt Max: No Debt
Current: 0.88
BKK:BUI's Interest Coverage is ranked worse than 98% of 350
companies
in the Insurance industry
Industry Median: 16.03
vs BKK:BUI: 0.88
Bangkok Union Insurance PCL (BKK:BUI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bangkok Union Insurance PCL Interest Coverage Related Terms
Bangkok Union Insurance PCL Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Bangkok Union Insurance PCL Interest Coverage Chart
BKK:BUI vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Bangkok Union Insurance PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Union Insurance PCL Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Union Insurance PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bangkok Union Insurance PCL's Interest Coverage falls into.
Bangkok Union Insurance PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Union Insurance PCL (BKK:BUI) has a Interest Coverage of 34.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bangkok Union Insurance PCL and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Bangkok Union Insurance PCL's Interest Coverage has ranged from 0.88 to 10,000.00. According to the industry distribution chart, Bangkok Union Insurance PCL ranks #343 out of 350 companies in the Insurance industry, placing it in the top 98%.
Is Bangkok Union Insurance PCL's Interest Coverage too high?
Bangkok Union Insurance PCL's current Interest Coverage of 34.34 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.03. Bangkok Union Insurance PCL's value of 34.34 is 114.2% above this industry median. Based on the distribution chart, Bangkok Union Insurance PCL ranks #343 out of 350 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bangkok Union Insurance PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Union Insurance PCL's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Bangkok Union Insurance PCL ranks #343 out of 350 companies for Interest Coverage. This places Bangkok Union Insurance PCL in the lower half of its industry. The industry median Interest Coverage is 16.03. Bangkok Union Insurance PCL's value of 34.34 is 114.2% above this benchmark. Historically, Bangkok Union Insurance PCL's own Interest Coverage has ranged from 0.88 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 16.03, Bangkok Union Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Union Insurance PCL's current Interest Coverage of 34.34 is 114.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bangkok Union Insurance PCL and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Union Insurance PCL's current Interest Coverage is 34.34, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Union Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL (BKK:BUI) is currently considered Fairly Valued. The stock's GF Value™ is ฿11.17, compared to a current price of ฿11.00 — trading 1.5% below its estimated fair value. The current Interest Coverage is 34.34, which is 100% below median its 10-year median of 10,000.00 and 114.2% above the Insurance industry median of 16.03. Bangkok Union Insurance PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bangkok Union Insurance PCL (BKK:BUI), the current Interest Coverage is 34.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Union Insurance PCL (BKK:BUI) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL stock appears to be undervalued.
The current stock price of ฿11.00 is trading 1.5% below its estimated GF Value™ of ฿11.17.
GuruFocus considers Bangkok Union Insurance PCL to be Fairly Valued.
Key valuation signals for BKK:BUI:
Interest Coverage: 34.34 (100% below median its 10-year median of 10,000.00)
GF Value™: ฿11.17 vs. price of ฿11.00 (1.5% below fair value)
Industry Position: 114.2% above the Insurance median (#343 of 350)
No single metric tells the full story. See the BKK:BUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Union Insurance PCL is a Thailand-based company engaged in the insurance sector. Its two operating segments are non-life insurance business and rental of office space. The company operates principally in Thailand and generates the majority of the revenue from the non-insurance segment where it provides non-life insurance services like fire insurance, motor insurance, marine and transportation insurance, and miscellaneous insurance.
67GF Score
Get the complete analysis for BKK:BUI
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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