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Bangkok Union Insurance PCLBKK:BUI 67 Net Margin % is 5.31% as of Mar. 2026, which is 18% above its 10-year median of 4.49. GuruFocus rates BKK:BUI with a GF Score™ of 67/100 and a GF Value™ of ฿11.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 500 Insurance companies, Bangkok Union Insurance PCL ranks worse than 59.2% on this metric.
The historical rank and industry rank for Bangkok Union Insurance PCL's Net Margin % or its related term are showing as below:
BKK:BUI'
s Net Margin % Range Over the Past 10 Years
Min: 0.39 Med: 4.49 Max: 15.79
Current: 7.15
BKK:BUI's Net Margin % is ranked worse than 59.2% of 500
companies
in the Insurance industry
Industry Median: 9.145
vs BKK:BUI: 7.15
Bangkok Union Insurance PCL (BKK:BUI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bangkok Union Insurance PCL Net Margin % Related Terms
Bangkok Union Insurance PCL Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bangkok Union Insurance PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Union Insurance PCL Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Union Insurance PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bangkok Union Insurance PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Union Insurance PCL (BKK:BUI) has a Net Margin % of 5.31% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bangkok Union Insurance PCL and its competitors. This is 18% above median its historical median of 4.49. Over the past decade, Bangkok Union Insurance PCL's Net Margin % has ranged from 0.39 to 15.79. According to the industry distribution chart, Bangkok Union Insurance PCL ranks #296 out of 500 companies in the Insurance industry, placing it in the top 59.2%.
Is Bangkok Union Insurance PCL's Net Margin % too high?
Bangkok Union Insurance PCL's current Net Margin % of 5.31% is 18% above median its 10-year median of 4.49. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 15.79. The Insurance industry median Net Margin % is 9.15. Bangkok Union Insurance PCL's value of 5.31% is 41.9% below this industry median. Based on the distribution chart, Bangkok Union Insurance PCL ranks #296 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Bangkok Union Insurance PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Union Insurance PCL's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Bangkok Union Insurance PCL ranks #296 out of 500 companies for Net Margin %. This places Bangkok Union Insurance PCL in the lower half of its industry. The industry median Net Margin % is 9.15. Bangkok Union Insurance PCL's value of 5.31% is 41.9% below this benchmark. Historically, Bangkok Union Insurance PCL's own Net Margin % has ranged from 0.39 to 15.79 over the past decade. While the company's 10-year median is 4.49 vs. the industry median of 9.15, Bangkok Union Insurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Union Insurance PCL's current Net Margin % of 5.31% is 41.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bangkok Union Insurance PCL and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Union Insurance PCL's current Net Margin % is 5.31%, which is 18% above median its own 10-year median of 4.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Union Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL (BKK:BUI) is currently considered Fairly Valued. The stock's GF Value™ is ฿11.17, compared to a current price of ฿11.00 — trading 1.5% below its estimated fair value. The current Net Margin % is 5.31%, which is 18% above median its 10-year median of 4.49 and 41.9% below the Insurance industry median of 9.15. Bangkok Union Insurance PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bangkok Union Insurance PCL (BKK:BUI), the current Net Margin % is 5.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Union Insurance PCL (BKK:BUI) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Union Insurance PCL stock appears to be undervalued.
The current stock price of ฿11.00 is trading 1.5% below its estimated GF Value™ of ฿11.17.
GuruFocus considers Bangkok Union Insurance PCL to be Fairly Valued.
Key valuation signals for BKK:BUI:
Net Margin %: 5.31% (18% above median its 10-year median of 4.49)
GF Value™: ฿11.17 vs. price of ฿11.00 (1.5% below fair value)
Industry Position: 41.9% below the Insurance median (#296 of 500)
No single metric tells the full story. See the BKK:BUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Union Insurance PCL is a Thailand-based company engaged in the insurance sector. Its two operating segments are non-life insurance business and rental of office space. The company operates principally in Thailand and generates the majority of the revenue from the non-insurance segment where it provides non-life insurance services like fire insurance, motor insurance, marine and transportation insurance, and miscellaneous insurance.
67GF Score
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