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Srisawad Capital 1969 PCLBKK:SCAP +3.53%48 Debt-to-Equity is 1.32 as of Mar. 2026, which is 31% above its 10-year median of 1.01. GuruFocus rates BKK:SCAP with a GF Score™ of 48/100 and a GF Value™ of ฿1.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 455 Credit Services companies, Srisawad Capital 1969 PCL ranks worse than 51.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Srisawad Capital 1969 PCL's Debt-to-Equity or its related term are showing as below:
BKK:SCAP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 1.01 Max: 3.38
Current: 1.32
During the past 13 years, the highest Debt-to-Equity Ratio of Srisawad Capital 1969 PCL was 3.38. The lowest was 0.00. And the median was 1.01.
BKK:SCAP's Debt-to-Equity is ranked worse than 51.65% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs BKK:SCAP: 1.32
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Srisawad Capital 1969 PCL Debt-to-Equity Related Terms
Srisawad Capital 1969 PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Srisawad Capital 1969 PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Srisawad Capital 1969 PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Srisawad Capital 1969 PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Srisawad Capital 1969 PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Srisawad Capital 1969 PCL (BKK:SCAP) has a Debt-to-Equity of 1.32 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Srisawad Capital 1969 PCL and its competitors. This is 31% above median its historical median of 1.01. According to the industry distribution chart, Srisawad Capital 1969 PCL ranks #235 out of 455 companies in the Credit Services industry, placing it in the top 51.6%.
Is Srisawad Capital 1969 PCL's Debt-to-Equity too high?
Srisawad Capital 1969 PCL's current Debt-to-Equity of 1.32 is 31% above median its 10-year median of 1.01. The Credit Services industry median Debt-to-Equity is 1.23. Srisawad Capital 1969 PCL's value of 1.32 is 7.3% above this industry median. Based on the distribution chart, Srisawad Capital 1969 PCL ranks #235 out of 455 companies in the Credit Services industry, which is below the industry midpoint. Overall, Srisawad Capital 1969 PCL has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Srisawad Capital 1969 PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Srisawad Capital 1969 PCL ranks #235 out of 455 companies for Debt-to-Equity. This places Srisawad Capital 1969 PCL in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Srisawad Capital 1969 PCL's value of 1.32 is 7.3% above this benchmark. While the company's 10-year median is 1.01 vs. the industry median of 1.23, Srisawad Capital 1969 PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Srisawad Capital 1969 PCL's current Debt-to-Equity of 1.32 is 7.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Srisawad Capital 1969 PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Srisawad Capital 1969 PCL's current Debt-to-Equity is 1.32, which is 31% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srisawad Capital 1969 PCL stock overvalued right now?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL (BKK:SCAP) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.37, compared to a current price of ฿1.76 — trading 28.5% above its estimated fair value. The current Debt-to-Equity is 1.32, which is 31% above median its 10-year median of 1.01 and 7.3% above the Credit Services industry median of 1.23. Srisawad Capital 1969 PCL's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Srisawad Capital 1969 PCL (BKK:SCAP), the current Debt-to-Equity is 1.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Srisawad Capital 1969 PCL (BKK:SCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL stock appears to be overvalued.
The current stock price of ฿1.76 is trading 28.5% above its estimated GF Value™ of ฿1.37.
GuruFocus considers Srisawad Capital 1969 PCL to be Modestly Overvalued.
Key valuation signals for BKK:SCAP:
Debt-to-Equity: 1.32 (31% above median its 10-year median of 1.01)
GF Value™: ฿1.37 vs. price of ฿1.76 (28.5% above fair value)
Industry Position: 7.3% above the Credit Services median (#235 of 455)
No single metric tells the full story. See the BKK:SCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Srisawad Capital 1969 PCL is a finance company under the supervision of the Bank of Thailand. The principal business operations of the Company and its subsidiaries (the Group) are engaged in financial services specifically hire-purchase and loan services. The majority of the company's revenue is generated from the Hire-purchase segment.
48GF Score
Get the complete analysis for BKK:SCAP
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