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Srisawad Capital 1969 PCLBKK:SCAP -0.56%48 PB Ratio is 1.02 as of Jul. 14, 2026, which is 41% below its 10-year median of 1.74. GuruFocus rates BKK:SCAP with a GF Score™ of 48/100 and a GF Value™ of ฿1.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 525 Credit Services companies, Srisawad Capital 1969 PCL ranks better than 52.38% on this metric.
Srisawad Capital 1969 PCL stock PB Ratio (=1.02) is close to 1-year high of 1.02.
The historical rank and industry rank for Srisawad Capital 1969 PCL's PB Ratio or its related term are showing as below:
BKK:SCAP'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 1.74 Max: 4.36
Current: 1.01
During the past 13 years, Srisawad Capital 1969 PCL's highest PB Ratio was 4.36. The lowest was 0.59. And the median was 1.74.
BKK:SCAP's PB Ratio is ranked better than 52.38% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs BKK:SCAP: 1.01
During the past 12 months, Srisawad Capital 1969 PCL's average Book Value Per Share Growth Rate was 10.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -15.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Srisawad Capital 1969 PCL was 33.90% per year. The lowest was -24.40% per year. And the median was 2.10% per year.
Back to Basics: PB Ratio
Srisawad Capital 1969 PCL (BKK:SCAP) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Srisawad Capital 1969 PCL PB Ratio Related Terms
Srisawad Capital 1969 PCL PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Srisawad Capital 1969 PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Srisawad Capital 1969 PCL PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Srisawad Capital 1969 PCL's PB Ratio distribution charts can be found below:
* The bar in red indicates where Srisawad Capital 1969 PCL's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Srisawad Capital 1969 PCL (BKK:SCAP) has a PB Ratio of 1.02 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Srisawad Capital 1969 PCL and its competitors. This is 41% below median its historical median of 1.74. Over the past decade, Srisawad Capital 1969 PCL's PB Ratio has ranged from 0.59 to 4.36. According to the industry distribution chart, Srisawad Capital 1969 PCL ranks #250 out of 525 companies in the Credit Services industry, placing it in the top 47.6%.
Is Srisawad Capital 1969 PCL's PB Ratio too high?
Srisawad Capital 1969 PCL's current PB Ratio of 1.02 is 41% below median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 4.36. The Credit Services industry median PB Ratio is 1.05. Srisawad Capital 1969 PCL's value of 1.02 is 2.9% below this industry median. Based on the distribution chart, Srisawad Capital 1969 PCL ranks #250 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Srisawad Capital 1969 PCL has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Srisawad Capital 1969 PCL's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Srisawad Capital 1969 PCL ranks #250 out of 525 companies for PB Ratio. This puts Srisawad Capital 1969 PCL in the upper half of its industry. The industry median PB Ratio is 1.05. Srisawad Capital 1969 PCL's value of 1.02 is 2.9% below this benchmark. Historically, Srisawad Capital 1969 PCL's own PB Ratio has ranged from 0.59 to 4.36 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 1.05, Srisawad Capital 1969 PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Srisawad Capital 1969 PCL's current PB Ratio of 1.02 is 2.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Srisawad Capital 1969 PCL and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Srisawad Capital 1969 PCL's current PB Ratio is 1.02, which is 41% below median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srisawad Capital 1969 PCL stock overvalued right now?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL (BKK:SCAP) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.37, compared to a current price of ฿1.76 — trading 28.5% above its estimated fair value. The current PB Ratio is 1.02, which is 41% below median its 10-year median of 1.74 and 2.9% below the Credit Services industry median of 1.05. Srisawad Capital 1969 PCL's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Srisawad Capital 1969 PCL (BKK:SCAP), the current PB Ratio is 1.02 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Srisawad Capital 1969 PCL (BKK:SCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL stock appears to be overvalued.
The current stock price of ฿1.76 is trading 28.5% above its estimated GF Value™ of ฿1.37.
GuruFocus considers Srisawad Capital 1969 PCL to be Modestly Overvalued.
Key valuation signals for BKK:SCAP:
PB Ratio: 1.02 (41% below median its 10-year median of 1.74)
GF Value™: ฿1.37 vs. price of ฿1.76 (28.5% above fair value)
Industry Position: 2.9% below the Credit Services median (#250 of 525)
No single metric tells the full story. See the BKK:SCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Srisawad Capital 1969 PCL is a finance company under the supervision of the Bank of Thailand. The principal business operations of the Company and its subsidiaries (the Group) are engaged in financial services specifically hire-purchase and loan services. The majority of the company's revenue is generated from the Hire-purchase segment.
48GF Score
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