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Srisawad Capital 1969 PCLBKK:SCAP -0.56%48 Net Margin % is 52.01% as of Mar. 2026, which is 38% above its 10-year median of 37.63. GuruFocus rates BKK:SCAP with a GF Score™ of 48/100 and a GF Value™ of ฿1.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Srisawad Capital 1969 PCL ranks better than 67.04% on this metric.
The historical rank and industry rank for Srisawad Capital 1969 PCL's Net Margin % or its related term are showing as below:
BKK:SCAP'
s Net Margin % Range Over the Past 10 Years
Min: 13.72 Med: 37.63 Max: 63.59
Current: 25.19
BKK:SCAP's Net Margin % is ranked better than 67.04% of 534
companies
in the Credit Services industry
Industry Median: 14.59
vs BKK:SCAP: 25.19
Srisawad Capital 1969 PCL (BKK:SCAP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Srisawad Capital 1969 PCL Net Margin % Related Terms
Srisawad Capital 1969 PCL Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Srisawad Capital 1969 PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Srisawad Capital 1969 PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Srisawad Capital 1969 PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Srisawad Capital 1969 PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Srisawad Capital 1969 PCL (BKK:SCAP) has a Net Margin % of 52.01% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Srisawad Capital 1969 PCL and its competitors. This is 38% above median its historical median of 37.63. Over the past decade, Srisawad Capital 1969 PCL's Net Margin % has ranged from 13.72 to 63.59. According to the industry distribution chart, Srisawad Capital 1969 PCL ranks #176 out of 534 companies in the Credit Services industry, placing it in the top 33%.
Is Srisawad Capital 1969 PCL's Net Margin % too high?
Srisawad Capital 1969 PCL's current Net Margin % of 52.01% is 38% above median its 10-year median of 37.63. Over the past 10 years, this metric has ranged from a low of 13.72 to a high of 63.59. The Credit Services industry median Net Margin % is 14.59. Srisawad Capital 1969 PCL's value of 52.01% is 256.5% above this industry median. Based on the distribution chart, Srisawad Capital 1969 PCL ranks #176 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, Srisawad Capital 1969 PCL has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Srisawad Capital 1969 PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Srisawad Capital 1969 PCL ranks #176 out of 534 companies for Net Margin %. This puts Srisawad Capital 1969 PCL in the upper half of its industry. The industry median Net Margin % is 14.59. Srisawad Capital 1969 PCL's value of 52.01% is 256.5% above this benchmark. Historically, Srisawad Capital 1969 PCL's own Net Margin % has ranged from 13.72 to 63.59 over the past decade. While the company's 10-year median is 37.63 vs. the industry median of 14.59, Srisawad Capital 1969 PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.59, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Srisawad Capital 1969 PCL's current Net Margin % of 52.01% is 256.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Srisawad Capital 1969 PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Srisawad Capital 1969 PCL's current Net Margin % is 52.01%, which is 38% above median its own 10-year median of 37.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srisawad Capital 1969 PCL stock overvalued right now?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL (BKK:SCAP) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.37, compared to a current price of ฿1.76 — trading 28.5% above its estimated fair value. The current Net Margin % is 52.01%, which is 38% above median its 10-year median of 37.63 and 256.5% above the Credit Services industry median of 14.59. Srisawad Capital 1969 PCL's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Srisawad Capital 1969 PCL (BKK:SCAP), the current Net Margin % is 52.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Srisawad Capital 1969 PCL (BKK:SCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL stock appears to be overvalued.
The current stock price of ฿1.76 is trading 28.5% above its estimated GF Value™ of ฿1.37.
GuruFocus considers Srisawad Capital 1969 PCL to be Modestly Overvalued.
Key valuation signals for BKK:SCAP:
Net Margin %: 52.01% (38% above median its 10-year median of 37.63)
GF Value™: ฿1.37 vs. price of ฿1.76 (28.5% above fair value)
Industry Position: 256.5% above the Credit Services median (#176 of 534)
No single metric tells the full story. See the BKK:SCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Srisawad Capital 1969 PCL is a finance company under the supervision of the Bank of Thailand. The principal business operations of the Company and its subsidiaries (the Group) are engaged in financial services specifically hire-purchase and loan services. The majority of the company's revenue is generated from the Hire-purchase segment.
48GF Score
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