Srisawad Capital 1969 PCL (BKK:SCAP) Cyclically Adjusted PB Ratio: 0.65 (As of Jul. 14, 2026) — 66% Below Median

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BKK:SCAP Srisawad Capital 1969 PCL BKK:SCAP
48 GF Score
Price ฿1.76
GF Value ฿1.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio?

Srisawad Capital 1969 PCL BKK:SCAP -0.56% 48 Cyclically Adjusted PB Ratio is 0.65 as of Jul. 14, 2026, which is 66% below its 10-year median of 1.94. GuruFocus rates BKK:SCAP with a GF Score™ of 48/100 and a GF Value™ of ฿1.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 423 Credit Services companies, Srisawad Capital 1969 PCL ranks better than 64.78% on this metric.

As of today (2026-07-14), Srisawad Capital 1969 PCL's current share price is ฿1.76. Srisawad Capital 1969 PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ฿2.69. Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio for today is 0.65.

The historical rank and industry rank for Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BKK:SCAP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.37   Med: 1.94   Max: 4.48
Current: 0.66

During the past years, Srisawad Capital 1969 PCL's highest Cyclically Adjusted PB Ratio was 4.48. The lowest was 0.37. And the median was 1.94.

BKK:SCAP's Cyclically Adjusted PB Ratio is ranked better than
64.78% of 423 companies
in the Credit Services industry
Industry Median: 0.95 vs BKK:SCAP: 0.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Srisawad Capital 1969 PCL's adjusted book value per share data for the three months ended in Mar. 2026 was ฿1.730. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿2.69 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Srisawad Capital 1969 PCL  (BKK:SCAP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio Related Terms


Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio Chart

Srisawad Capital 1969 PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.30 1.95 1.27 0.54 0.39

Srisawad Capital 1969 PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.37 0.48 0.39 0.40

BKK:SCAP vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio falls into.


BKK:SCAP
48GF Score
Srisawad Capital 1969 PCL BKK:SCAP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Srisawad Capital 1969 PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.76/2.69
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Srisawad Capital 1969 PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Srisawad Capital 1969 PCL's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.73/330.2130*330.2130
=1.730

Current CPI (Mar. 2026) = 330.2130.

Srisawad Capital 1969 PCL Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.771 241.018 2.426
201609 1.814 241.428 2.481
201612 1.809 241.432 2.474
201703 1.829 243.801 2.477
201706 1.814 244.955 2.445
201709 1.806 246.819 2.416
201712 1.874 246.524 2.510
201803 1.967 249.554 2.603
201806 2.039 251.989 2.672
201809 2.134 252.439 2.791
201812 2.194 251.233 2.884
201903 2.241 254.202 2.911
201906 2.979 256.143 3.840
201909 3.091 256.759 3.975
201912 3.237 256.974 4.160
202003 2.930 258.115 3.748
202006 3.108 257.797 3.981
202009 3.259 260.280 4.135
202012 3.347 260.474 4.243
202103 3.456 264.877 4.308
202106 3.265 271.696 3.968
202109 3.341 274.310 4.022
202112 3.398 278.802 4.025
202203 3.434 287.504 3.944
202206 3.305 296.311 3.683
202209 1.573 296.808 1.750
202212 1.627 296.797 1.810
202303 1.517 301.836 1.660
202306 1.407 305.109 1.523
202309 1.425 307.789 1.529
202312 1.444 306.746 1.554
202403 1.459 312.332 1.543
202406 1.487 314.175 1.563
202409 1.505 315.301 1.576
202412 1.540 315.605 1.611
202503 1.567 319.799 1.618
202506 1.591 322.561 1.629
202509 1.635 324.800 1.662
202512 1.666 324.054 1.698
202603 1.730 330.213 1.730

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.65 mean?
Srisawad Capital 1969 PCL (BKK:SCAP) has a Cyclically Adjusted PB Ratio of 0.65 as of Jul. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Srisawad Capital 1969 PCL and its competitors. This is 66% below median its historical median of 1.94. Over the past decade, Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio has ranged from 0.37 to 4.48. According to the industry distribution chart, Srisawad Capital 1969 PCL ranks #149 out of 423 companies in the Credit Services industry, placing it in the top 35.2%.
Is Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio too high?
Srisawad Capital 1969 PCL's current Cyclically Adjusted PB Ratio of 0.65 is 66% below median its 10-year median of 1.94. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 4.48. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.95. Srisawad Capital 1969 PCL's value of 0.65 is 31.6% below this industry median. Based on the distribution chart, Srisawad Capital 1969 PCL ranks #149 out of 423 companies in the Credit Services industry, which is above the industry midpoint. Overall, Srisawad Capital 1969 PCL has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Srisawad Capital 1969 PCL's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Srisawad Capital 1969 PCL ranks #149 out of 423 companies for Cyclically Adjusted PB Ratio. This puts Srisawad Capital 1969 PCL in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.95. Srisawad Capital 1969 PCL's value of 0.65 is 31.6% below this benchmark. Historically, Srisawad Capital 1969 PCL's own Cyclically Adjusted PB Ratio has ranged from 0.37 to 4.48 over the past decade. While the company's 10-year median is 1.94 vs. the industry median of 0.95, Srisawad Capital 1969 PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.95, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Srisawad Capital 1969 PCL's current Cyclically Adjusted PB Ratio of 0.65 is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Srisawad Capital 1969 PCL and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Srisawad Capital 1969 PCL's current Cyclically Adjusted PB Ratio is 0.65, which is 66% below median its own 10-year median of 1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Srisawad Capital 1969 PCL stock overvalued right now?
Based on GuruFocus' analysis, Srisawad Capital 1969 PCL (BKK:SCAP) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.37, compared to a current price of ฿1.76 — trading 28.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.65, which is 66% below median its 10-year median of 1.94 and 31.6% below the Credit Services industry median of 0.95. Srisawad Capital 1969 PCL's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Srisawad Capital 1969 PCL (BKK:SCAP), the current Cyclically Adjusted PB Ratio is 0.65 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Srisawad Capital 1969 PCL (BKK:SCAP) Overvalued in 2026?

Based on GuruFocus' analysis, Srisawad Capital 1969 PCL stock appears to be overvalued. The current stock price of ฿1.76 is trading 28.5% above its estimated GF Value™ of ฿1.37. GuruFocus considers Srisawad Capital 1969 PCL to be Modestly Overvalued.

Key valuation signals for BKK:SCAP:

  • Cyclically Adjusted PB Ratio: 0.65 (66% below median its 10-year median of 1.94)
  • GF Value™: ฿1.37 vs. price of ฿1.76 (28.5% above fair value)
  • GF Score™: 48/100 with 5 warning signs
  • Industry Position: 31.6% below the Credit Services median (#149 of 423)

No single metric tells the full story. See the BKK:SCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Srisawad Capital 1969 PCL Business Description

Address Chaeng Watthana Road, 3 Sub Alley, No. 99/392 Srisawad Building, Floor 1st, 3rd, 5th, 6th, Chaeng Watthana 10 Alley, Tungsonghong Subdistrict, Laksi District, Bangkok, THA, 10120
Srisawad Capital 1969 PCL is a finance company under the supervision of the Bank of Thailand. The principal business operations of the Company and its subsidiaries (the Group) are engaged in financial services specifically hire-purchase and loan services. The majority of the company's revenue is generated from the Hire-purchase segment.
48GF Score

Get the complete analysis for BKK:SCAP

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.76
Price
฿1.37
GF Value